Relationship Manager - Tractor and Crop Finance_Tractors and Farm Equipments (TFE)_0436_5922_1087147

Relationship Manager-Tractors and Farm Equipments (TFE)-Marketing Branches Operations

JOB DESCRIPTION

Job Profile : 
ü Candidate should be Self-motivated with High energy Level, Fast and Positive learning attitude and strong team player. Should have excellent communication skill, including Hindi and Local language along with English. Should have the good inter personal skills and polite attitude to handle customers. Should have excellent people Management skills so that he can coordinate between different department / Branches / customers well. Must be Techno Savvy and should be well versed with latest computer skills. Should work with Mantra of “Speed, Scale and Skill”. 
ü Able to source Working capital Loan facilities to Agri Related Industries and Food Processing and Agro Processing Industries and Other Manufacturing Industry in MSME Segment and responsible for overall Quality Business along with size of business. Must have basic knowledge of working capital finance along with understanding of reading balance sheet and P & L. Candidate also having good knowledge about properties / legal will have edge over others since it is a Mortgage Business and loans are secured by properties. Candidate with Knowledge of local area, strong networking and negotiation skill will have edge over others. 
ü Sourcing of New Customers and ensure month on month disbursement having ticket size from Rs. 2 crore to Rs. 25 crore. Each RM is expected to do minimum 3  New Cases per month. He is expected to meet and appoint New CAs / Financial Consultants, DMAs, Kotak Bank Branch and source business on daily basis, he has to meet at-leats 2 New Leads every working day. 
ü Candidate should have excellent follow-up Management skills. Ensure that Customer requirements and complaints are serviced at the local level with speed and quality. 
ü Collaborate  with trade finance ,CMS, operation, treasury , legal and branch banking team for seamless customer service   
ü Closely work with credit team for managing client expectation and effective risk management 
ü Candidate should be willing to run extensively for sourcing the business as the profile is 80% of Filed Job and 20% of Office job. Must have Own Vehicle with valid driving license.  
Job Requirements : 
ü Post Graduate Diploma  / Post Graduate in Banking and Finance / And (Major  / Minor) Marketing and Finance  will have edge over others 
ü Strong oral and written Communication 
ü Relationship Management Skill 
l ü HDFC BBG RM of grade E2 and E3 are preferable. 

ResponsibilitiesEnhance the deposit pool from customers through targeted acquisition and retention strategies Drive sales of non-deposit products including Mutual Funds, Insurance, and other cross-sell offerings Generate fee income and contribute to branch profitability Ensure delivery of high-quality customer service and establish service standards Oversee branch administration and ensure regulatory compliance Manage productivity and morale of branch team members Take ownership of branch break-even and P&L performance Liaise with product management, marketing, and other verticals for service enhancements and sales initiatives Ensure seamless coordination across all units involved in the customer service cycle to deliver customer delight