The Role
Build and manage customer relationships within the financial institutions and agriculture portfolio. Drive business development, agriculture lending, commodity finance, program-based and tie-up loans, customer acquisition, cross-selling, and portfolio growth. Coordinate with branches, assess customer needs and risks, ensure regulatory and policy compliance, maintain credit delivery timelines, monitor portfolio quality, reduce NPAs and credit losses, and optimize revenue through pricing, interest income, and fees.
Summary Generated by Built In
- To strengthen customer relationships and drive portfolio growth through financial advisory, customer due diligence, needs assessment and solution-based recommendations.
- The role requires independent judgment in evaluating customer requirements, assessing business opportunities and risks, ensuring regulatory compliance, and representing the Bank in interactions with customers and stakeholders while contributing to portfolio performance and business growth.
- Drive business development activities and achieve assigned business targets for the FI & Agriculture portfolio.
- Manage Agriculture Lending, Commodity Finance, Program-Based Loans, Tie-up Loans for Farmers, and other products offered by the vertical.
- Liaise with branches to support business growth, customer acquisition, and effective servicing of borrowers.
- Ensure adherence to product guidelines, regulatory requirements, and internal policies and processes.
- Maintain defined turnaround times (TAT) for end-to-end credit delivery and customer servicing.
- Drive cross-selling of liability products and third-party products to existing and prospective customers.
- Monitor portfolio quality and take proactive measures to minimize NPAs and credit losses.
- Optimize pricing, interest income, and fee-based revenue to support business profitability.
- Coordinate with assigned branches to drive business development, portfolio growth, and customer service initiatives.
Experience Range : 2 to 5 Years
Qualifications :
Graduate (Any Specialisation)
Post Graduate MBA (Agriculture)
Skills Required
- 2 to 5 years of relevant experience
- Graduate degree in any specialization
- Postgraduate MBA in Agriculture
Am I A Good Fit?
Get Personalized Job Insights.
Our AI-powered fit analysis compares your resume with a job listing so you know if your skills & experience align.
Success! Refresh the page to see how your skills align with this role.
The Company
What We Do
CSB is a full service bank established in 1920 and headquartered in Thrissur, Kerala. CSB has over 703 branches covering not just the district headquarters and large towns but also semi-urban and rural centers. Thanks to its unique origin and history, CSB is considered a household banking brand in Kerala. CSB offers Retail, Wholesale and SME Banking services through its footprint of over 703 branches across the country serving over 2 million customers.
.png){kind=logo}
