EQUAL OPPORTUNITY EMPLOYER, INCLUDING DISABILITY/VETS
Summary Description
Makes and services a variety of business loans for commercial customers. Calls on potential and existing customers to develop new business, to increase existing business and to retain current business. Gives financial advice and counsel to current clients and prospective clients on lending, commercial deposits and fee-based services.
Essential Functions
- Generally manages units of less than $40 million in outstandings
- Originates commercial loans within assigned geographic region
- Maintains and services a loan portfolio
- Works with centralized credit analyst to monitor creditworthiness of borrowers
- Participates with Collection Department on problem loans
- Retains, expands and attracts customer base
- Works with Branch Managers to develop new business and supports Managers in lending and calling activities
- Monitors loan quality and follows up with borrowers on past due loans
- Participates in various community-related activities
- Assists in recovery efforts and collateral liquidation
- Reviews commercial overdrafts daily
Position Requirements
- Bachelor's degree, preferably in Banking or Finance
- One to three years commercial experience, including commercial loans, credit analysis and loan review
- Work is generally performed indoors in environmentally controlled conditions
- Typically the employee may sit to perform the work. However, there may be some standing, walking, bending and carrying of light items in the course of the work
- Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions
Critical Skills / Expertise
- Strong client relations skills
- Excellent written and oral communication skills
- Excellent sales and negotiation skills
Skills Required
- Bachelor's degree, preferably in Banking or Finance
- One to three years of commercial experience, including commercial loans, credit analysis, and loan review
- Strong client relations skills
- Excellent written and oral communication skills
- Excellent sales and negotiation skills
What We Do
City has been delivering innovative banking products and supporting its local communities for more than 65 years, proudly serving consumers and businesses in more than 95 locations across West Virginia, Kentucky, Virginia and Ohio. City's commitment to personalized service and community support has turned this Charleston, West Virginia company into one of the most highly rated community banks in the country. City is a strong, full-service bank with a variety of checking and savings products, competitive mortgages, home equity lines of credit, low-rate loans and wealth management services. City's business banking services meet the needs of commercial customers both large and small, with free business checking, a variety of commercial lending options and cash management services. A nationally recognized leader in community banking, City ranked #1 in customer satisfaction in the North Central region of the country in the 2024, 2022, 2020, 2019 and 2018 J.D. Power U.S. Retail Banking Satisfaction Studies. Forbes named City the Best Bank in West Virginia for 2021 and the #1 Bank in America for 2024. Bank Director magazine's 2020 Bank Performance Scorecard ranked City the 6th best bank in the country among institutions of similar size. President & CEO Skip Hageboeck was named 2018 Community Banker of the Year by American Banker, and City was named a Five Diamond Employer by the West Virginia Chamber of Commerce in 2016.
