Yes, you can! That's our attitude towards our work, ambitions, ideas, and relationships. We at Luminor believe that anyone has the potential to achieve big things and encourage everyone to achieve them, professionally and personally.
Whoever you are and whatever your role is, with Luminor, you will get a once-in-a-lifetime opportunity to build a local banking champion.
The Regulatory Change Manager within the Cash Management (Payments) Department is responsible for helping various Luminor stakeholders to understand regulatory language and translate it into business product language by breaking down regulations into actionable items. The role also contributes to proactive risk management and compliance culture in Luminor Group.
Provide payments regulatory guidance to a wide range of stakeholders
Manage and coordinate all activities required to control, track, and audit regulatory deliverables across Luminor
Oversee payments-related risks, conduct risk and control self-assessments, prepare risk reports, and perform broader risk management activities
Maintain internal documentation, terms and conditions, and risk records
Support external communications related to payment inquiries and questionnaires with regulators, customers, and the media
Prepare, deliver, and present business management reports
Represent Luminor in engagements with regulators and auditors, as well as coordinate processes with both internal and external audit stakeholders
Higher education degree (preferably in law)
Good awareness of Baltic and European regulatory requirements related to payment services, especially PSD2 and the upcoming Payments Service Regulation
3+ years’ experience in Banking, Legal, Compliance, or Payments areas is strongly preferred
Fluent English and the local language are required in spoken and written communication
Good organisational and time management skills
Excellent communication as well as strong problem solving skills
Ability to work independently and effectively manage workload
Highly motivated with strong networking and relationship-building skills
High ethical standards, strong sense of responsibility and commitment to results
Flexibility. Flexible working hours, Hybrid work, and the possibility to work from anywhere in the EU, Iceland, Switzerland, and the UK (in total 90 days per year)
International teams. Teams that go outside Pan-Baltic borders, where people value challenging work together with good humor and having fun
Culture. You’ll be joining a team where things move fast, ideas flow freely, and change is part of the everyday. It’s a dynamic environment that keeps you learning, growing, and never bored
More vacation. Additional weeks of vacation are available to all employees who have been in the company for 1 year or more
Volunteer time off. We care about giving back to society, therefore, you will get additional days off for volunteering purposes
Paid leave. We are proud of our employees who are participating in military training. Therefore, Luminor offers 30 fully paid calendar days for military training every year
Health benefits. A competitive benefits package in addition to your salary that includes health insurance after the first 3 months pass in all three Baltic states, as well as Health days in case of your absence due to sickness without a doctor's note needed
Wellbeing. Access to tools and resources that help you feel good and be productive at work and in life
Professional growth. Internal and external training programs, LinkedIn learning, workshops, conferences, online training, etc
Special Offer for Luminor products & services. Enjoy special offers & pricing for products and services provided by Luminor
Gross salary. 3100 - 3900 EUR/month, which is to be determined depending on your level of experience and competencies
This is a fixed-term contract to cover during maternity leave.
The application deadline is July 6th. We are looking for a candidate primarily already located within the Baltics. Please apply with your CV in English and PDF format!
Skills Required
- Higher education degree (preferably in law)
- Good awareness of Baltic and European regulatory requirements related to payment services, especially PSD2 and the upcoming Payments Service Regulation
- 3+ years' experience in Banking, Legal, Compliance, or Payments areas
- Fluent English and the local language in spoken and written communication
- Good organisational and time management skills
- Excellent communication and strong problem solving skills
- Ability to work independently and effectively manage workload
- Highly motivated with strong networking and relationship-building skills
- High ethical standards, strong sense of responsibility and commitment to results
- Primarily located within the Baltics (preferred candidate location)
What We Do
Luminor is a leading independent bank in the Baltics and the third-largest provider of financial services in the region, offering services such as term deposits, savings accounts, and loans.
