Yes, you can! That's our attitude towards our work, ambitions, ideas, and relationships. We at Luminor believe that anyone has the potential to achieve big things and encourage everyone to achieve them, professionally and personally.
Whoever you are and whatever your role is, with Luminor, you will get a once-in-a-lifetime opportunity to build a local banking champion.
This is an excellent opportunity for legal professionals who are looking to broaden their career in banking and gain exposure to the fast-evolving daily banking services industry.
As a Regulatory Change Manager within the Retail Product & Systems Department, you will play a key role in interpreting regulatory requirements and translating them into practical business solutions. By connecting regulatory expectations with product and operational needs, you will help drive compliance, regulatory readiness, and a strong risk culture across Luminor.
Act as a trusted advisor on daily banking services regulatory matters for a diverse range of stakeholders across the organization
Lead and coordinate activities required to monitor, manage, and track regulatory initiatives and deliverables throughout Luminor
Identify and oversee daily banking services risks, perform risk and control assessments, prepare risk reporting, and contribute to broader risk management processes
Ensure internal policies, procedures, terms and conditions, and risk documentation remain up to date and aligned with regulatory requirements
Support external communications and responses related to daily banking services, including interactions with regulators, customers, and other external stakeholders
Prepare, analyze, and present reports to management, providing insights on regulatory developments, risks, and implementation progress
Represent Luminor in discussions with regulators and auditors, and coordinate regulatory reviews and audit activities with internal and external partners
3+ years of experience in Banking, Legal, Compliance, Regulatory Affairs, Risk Management or Audit
Good understanding of banking legislation, Baltic and European regulatory frameworks governing banking services
Excellent organizational skills with the ability to manage multiple priorities and deadlines
Strong analytical thinking and problem-solving capabilities
Effective communication and stakeholder management skills, with the ability to explain complex regulatory topics in a clear and practical way
Ability to work independently while building strong collaborative relationships across the organization
High level of integrity, accountability, and commitment to delivering results
University degree, preferably in Law, Economics, Business Management, Finance, Banking, Project Management or a related field
Fluent English and Estonian is required in spoken and written communication due to working on the Pan-Baltic level
Flexibility. Flexible working hours, Hybrid work, and the possibility to work from anywhere in the EU, Iceland, Switzerland, and the UK (in total 90 days per year)
International teams. Teams that go outside Pan-Baltic borders, where people value challenging work together with good humor and having fun
Culture. You’ll be joining a team where things move fast, ideas flow freely, and change is part of the everyday. It’s a dynamic environment that keeps you learning, growing, and never bored
More vacation. Additional weeks of vacation are available to all employees who have been in the company for 1 year or more
Volunteer time off. We care about giving back to society, therefore, you will get additional days off for volunteering purposes
Paid leave. We are proud of our employees who are participating in military training. Therefore, Luminor offers 30 fully paid calendar days for military training every year
Health benefits. A competitive benefits package in addition to your salary that includes health insurance after the first 3 months pass in all three Baltic states, as well as Health days in case of your absence due to sickness without a doctor's note needed
Wellbeing. Access to tools and resources that help you feel good and be productive at work and in life
Professional growth. Internal and external training programs, LinkedIn learning, workshops, conferences, online training, etc
Special Offer for Luminor products & services. Enjoy special offers & pricing for products and services provided by Luminor
Gross salary. 3100-4200EUR/month, which is to be determined depending on your level of experience and competencies
The application deadline is the 1st of October. We are looking for a candidate primarily already located within the Baltics. Please apply with your CV in English and PDF format!
Skills Required
- 3+ years of experience in banking, legal, compliance, regulatory affairs, risk management, or audit
- Understanding of banking legislation and Baltic and European regulatory frameworks governing banking services
- Excellent organizational skills and ability to manage multiple priorities and deadlines
- Strong analytical thinking and problem-solving capabilities
- Effective communication and stakeholder management skills, including explaining complex regulatory topics clearly
- Ability to work independently and build collaborative relationships
- High integrity, accountability, and commitment to delivering results
- University degree, preferably in law, economics, business management, finance, banking, project management, or a related field
- Fluent spoken and written English and Estonian
What We Do
Luminor is a leading independent bank in the Baltics and the third-largest provider of financial services in the region, offering services such as term deposits, savings accounts, and loans.
