Regulatory Analyst

Posted 3 Days Ago
Be an Early Applicant
6 Locations
In-Office or Remote
Junior
Financial Services
The Role
Supports federal and state regulatory research, change management, licensing, filings, disclosures, examinations, and regulatory reporting for a commercial lender. Maintains obligation inventories, calendars, documentation, and audit-ready records; coordinates submissions and examination responses; identifies compliance gaps and overdue actions; and collaborates with Legal, Operations, Lending, Servicing, and Finance. The role also assists with policy updates, regulatory reviews, status reporting, and process improvement while protecting confidential information.
Summary Generated by Built In

Overview

  •  World Business Lenders (WBL) is a privately held portfolio lender specializing in real estate-secured business loans for underserved businesses. WBL operates with a fully remote, multinational workforce and an experienced executive leadership team.
  • Typically, the work schedule is from 9:00 AM to 6:00 PM Eastern Time, Monday through Friday, though additional hours may be required based on business needs.

About the Role

  • WBL is seeking a Regulatory Analyst to support regulatory research, change management, licensing, filings, disclosure requirements, examinations, and regulatory reporting. This role will help maintain a clear inventory of obligations affecting WBL's lending, servicing, and corporate activities and coordinate timely implementation across the business.

What Success Looks Like 

  • Keeps regulatory obligations, changes, licenses, filings, and deadlines accurate and current.
  • Converts research into clear summaries, assigned actions, and documented implementation evidence.
  • Supports complete and timely regulatory submissions and examination responses.
  • Escalates unclear, high-risk, or overdue matters to the Team Lead promptly.

What You'll Be Doing (Core Responsibilities)

  • Regulatory Research and Change Management
    • Research applicable federal and state requirements affecting WBL's lending, servicing, and corporate operations.
    • Monitor legal and regulatory developments involving usury, licensing, disclosures, and related obligations.
    • Prepare clear summaries of changes, affected business processes, effective dates, and recommended next steps for review by the Team Lead or legal counsel.
    • Update the regulatory obligations inventory and track assigned implementation actions through completion.
  • Licensing, Filings, and Examinations
    • Maintain licensing, registration, renewal, filing, and reporting calendars and supporting documentation.
    • Coordinate information collection and preparation of applications, renewals, reports, certifications, and other submissions.
    • Support regulatory examinations, inquiries, and responses by organizing requests, owners, evidence, drafts, approvals, and deadlines.
    • Maintain accurate, audit-ready records of submissions, approvals, correspondence, and follow-up commitments.
  • Business and Policy Support
    • Assist with regulatory reviews of new products, processes, vendors, and jurisdictional expansion.
    • Compare requirements against current policies, procedures, disclosures, and operational practices and identify potential gaps.
    • Coordinate with Operations, Lending, Servicing, Finance, and other teams to gather facts and implementation evidence.
    • Support updates to policies, procedures, guidance, training materials, and regulatory reference tools.
  • Reporting and Process Improvement
    • Prepare status reports on regulatory changes, licensing, filings, examinations, and outstanding actions.
    • Identify approaching deadlines, incomplete records, conflicting information, and overdue actions for escalation.
    • Maintain standardized research files, trackers, checklists, templates, and workflows.
    • Protect confidential and privileged information and follow documented quality-control requirements.

Requirements
  • Education
    • Bachelor's degree in law, legal studies, compliance, finance, business, public policy, or a related field.
    • Paralegal training, JD coursework, or a compliance or regulatory credential is preferred but not required.
  • Required Experience
    •  2+ years of experience in regulatory compliance, legal research, licensing, risk, audit, or financial-services operations.
    • Experience researching rules, maintaining regulatory calendars, preparing filings, or supporting examinations is preferred.
    • Ability to summarize complex requirements clearly and distinguish confirmed requirements from items requiring legal review.
    • Strong organization, writing, documentation, and deadline-management skills.

Preferred Industry Experience

  • Financial services, commercial lending, private lending, banking, fintech, specialty finance, mortgage lending, or another highly regulated industry.

Specific Technical Skills 

  • Federal and state regulatory research.
  • Regulatory change, obligations, licensing, and filing trackers.
  • Examination and information-request coordination.
  • Microsoft Office and legal, compliance, or regulatory research systems.

Must-Have Requirements

  • Must be able to read and speak English fluently.
  • Strong ability to prioritize tasks and manage multiple deadlines.
  • Proficiency in Outlook and Teams for scheduling, communication, and collaboration.

Key Competencies

  • Research discipline
  • Analytical thinking
  • Clear writing
  • Attention to detail
  • Follow-through
  • Sound escalation judgment
  •  Strong English communication skills, both written and verbal, with the ability to connect well with different teams and stakeholders

Remote Work Requirements

  • Stable, reliable internet connection.
  • Professional and dedicated remote working setup.
  • Ability to work effectively across a remote, multinational organization and maintain confidentiality.

Benefits

What We Offer

💰 Compensation in USD.

🏖️ Benefits include paid time off (PTO).

🌍 Work Environment: Fully remote work environment.


Ready to Apply?

If this sounds like you, we'd love to hear from you - submit your CV in English and hit Apply

Skills Required

  • Bachelor's degree in law, legal studies, compliance, finance, business, public policy, or a related field
  • At least 2 years of experience in regulatory compliance, legal research, licensing, risk, audit, or financial-services operations
  • Ability to summarize complex requirements clearly and distinguish confirmed requirements from items requiring legal review
  • Strong organization, writing, documentation, and deadline-management skills
  • Experience researching rules, maintaining regulatory calendars, preparing filings, or supporting examinations
  • Financial services, commercial lending, private lending, banking, fintech, specialty finance, mortgage lending, or other highly regulated industry experience
  • Paralegal training, JD coursework, or a compliance or regulatory credential
  • Federal and state regulatory research experience
  • Experience with regulatory change, obligations, licensing, and filing trackers
  • Experience coordinating examinations and information requests
  • Microsoft Office and legal, compliance, or regulatory research systems proficiency
  • Stable, reliable internet connection and a professional dedicated remote working setup
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The Company
HQ: Jersey City, NJ
252 Employees
Year Founded: 2011

What We Do

At World Business Lenders (WBL) Our motto, 'We Lend. You Grow'​ is simple, yet powerful. We make working capital available to eligible businesses for expansion and growth. WBL was founded by a seasoned team of entrepreneurs with strong track records of launching, financing and growing successful small businesses. We understand what businesses need in terms of working capital, and are well-aware of how little is actually available for small businesses in the current marketplace. WBL understands how additional working capital can help you navigate your business to maximum success. Our unique approach to lending makes your business the focal point for loan decisions. Instead of concentrating on personal assets and a business owner's credit score, we believe the history and financial performance of your business should outweigh all other factors in our decision making process. WBL bases each loan decision on your business’s ability to make affordable daily payments to satisfy the loan. While there are many challenges small business owners face, WBL believes access to working capital shouldn't be one of them. WBL's sole focus is making loans to small businesses. This is all we do! We Lend. You Grow.

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