Location: Onsite at location listing on posting
Summary
Regional Portfolio Management Lead candidates are experienced First Horizon Portfolio Managers who have a deep understanding of commercial credit and First Horizon’s credit appetite, policy, and processes. They must possess strong communication and organizational skills as well as a passion and ability for developing talent. Their expertise will be leveraged to promote underwriting and portfolio management excellence and train new talent across their region.
The incumbent will be responsible for oversight of the commercial loan portfolio for their Region. They will utilize their knowledge of commercial credit and First Horizon’s RM/PM channel approach to deliver commercial credit training to new Credit Analysts in the Region. They must have the ability to lead training on commercial credit fundamentals and First Horizon’s commercial lending policy, processes, and procedures and may have the opportunity to contribute to the development of training content. The incumbent will provide portfolio management leadership support to Market/LOB leaders that do not have a Portfolio Management Team Lead, and they will represent their Region in internal conversations on commercial lending initiatives.
ESSENTIAL DUTIES AND RESPONSIBILITIESMonitors portfolio management and asset quality reports and protocol for the region, keeping Regional President and Market/LOB leaders apprised of current metrics and performance.
Provides portfolio management leadership support to Market/LOB teams with no PM Team Lead. This support includes partnering with Market/LOB leaders on talent acquisition and onboarding for new Portfolio Managers and Credit Analysts and assisting with performance management of existing PMs and CAs.
Leads Market Asset Quality Meetings for Markets/LOBs with no PM Team Lead.
Leads resolution of Regional commercial lending workflow management & business continuity needs.
Leads the new hire training curriculum for new Credit Analysts in the Region, providing individual coaching and training support to ensure comprehension of commercial credit fundamentals and First Horizon’s commercial lending process and risk appetite.
Engages with peer Regional Portfolio Management Leads to assemble and train learning cohorts of recently hired Credit Analysts.
Engages in regular dialogue with the Regional Bank’s Portfolio Management Strategy Officer, receiving direction and insight on strategic priorities and initiatives.
Contributes to the development and delivery of training and initiatives to meet business, credit, and portfolio management objectives.
Performs all other duties as assigned
No direct supervisory responsibilities.
May assist with directing, coordinating, and evaluating personnel in accordance with the organization's policies and applicable laws. Responsibilities may include interviewing, hiring, and training employees; planning, assigning, and directing work; appraising performance; addressing complaints and resolving problems.
QUALIFICATIONS
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Additionally, the qualifications listed below are representative of the knowledge, skills, and/or abilities required in this position:
Minimum 6 to 8 years of commercial underwriting and portfolio management experience
Bachelor's degree (or equivalent in work experience) required.
Ability to read, analyze and interpret financial reports and legal documents; performs simple to complex calculations; effectively researches, analyzes and evaluates information to make decisions, solve problems and achieve goals.
Ability to read and listen, understand and communicate information and ideas in a clear and understandable manner, both orally and in writing with senior executives, business unit management and staff, state and federal regulators and officials and significant business partners
Ability to facilitate training and effectively teach commercial credit fundamentals.
Strong written and oral communication skills.
Strong organizational skills.
Accurate typing, spelling and grammar skills.
Strong computer skills required with the Microsoft Office suite: Word, Outlook, PowerPoint, and highly proficient skills with Excel.
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Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
Skills Required
- Minimum 6 to 8 years of commercial underwriting and portfolio management experience
- Bachelor's degree or equivalent work experience
- Ability to analyze financial reports and legal documents, perform calculations, research information, evaluate risks, and make decisions
- Strong oral and written communication skills with executives, management, staff, regulators, officials, and business partners
- Ability to facilitate training and teach commercial credit fundamentals
- Strong organizational skills
- Accurate typing, spelling, and grammar skills
- Strong computer skills with Microsoft Office, including Word, Outlook, PowerPoint, and highly proficient Excel skills
First Horizon Bank Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about First Horizon Bank and has not been reviewed or approved by First Horizon Bank.
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Retirement Support — Retirement offerings include a 401(k) plan with company matching contributions up to 6% of pre-tax income, alongside FSA/HSA options and a defined benefit pension plan. Stock purchase and equity programs (including options and RSUs) also add to longer-term wealth-building opportunities for eligible employees.
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Parental & Family Support — Parental leave is available for childbirth, adoption, foster parenting, or surrogacy, and adoption reimbursement is included in the package. These family-building benefits broaden support beyond traditional maternity/paternity leave structures.
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Wellbeing & Lifestyle Benefits — Wellbeing support includes an internal wellness program, an employee assistance program, and access to a digital wellness platform. Group life insurance and disability coverage (including no-cost options) strengthen financial protection and day-to-day support.
First Horizon Bank Insights
What We Do
When we opened our doors in 1864 on North Court Street in Memphis, we had a simple mission: to provide the best service to our customers, one opportunity at a time. In the 150 years that followed, our communities transformed and expanded. We’ve seen our business and banking in general grow and adapt to the changing needs of customers through the years. But one thing that will always remain constant is our commitment to financial integrity and to helping our customers take good care of their money.
