𝗧𝗵𝗶𝘀 𝗿𝗼𝗹𝗲 𝗶𝘀 𝗳𝗼𝗿 𝗼𝗻𝗲 𝗼𝗳 𝘁𝗵𝗲 𝗪𝗲𝗲𝗸𝗱𝗮𝘆'𝘀 𝗰𝗹𝗶𝗲𝗻𝘁𝘀
𝗦𝗮𝗹𝗮𝗿𝘆 𝗿𝗮𝗻𝗴𝗲: 𝗥𝘀 𝟭𝟴𝟬𝟬𝟬𝟬𝟬 - 𝗥𝘀 𝟯𝟱𝟬𝟬𝟬𝟬𝟬 (𝗶𝗲 𝗜𝗡𝗥 𝟭𝟴-𝟯𝟱 𝗟𝗣𝗔)
Experience: 7+ yrs
Location: Delhi, India
As a Regional Credit Manager, you will lead the credit strategy and execution for education loan portfolios across Delhi, ensuring that underwriting standards align with regulatory requirements and organizational risk appetite. You will analyze market trends, develop credit policies, and collaborate with cross-functional teams to optimize loan performance and mitigate defaults. Your role will involve mentoring junior credit analysts, driving process improvements, and reporting key metrics to senior leadership to inform business decisions. By combining analytical rigor with industry insight, you will help expand market share while maintaining robust risk controls.
Requirements
𝗞𝗲𝘆 𝗥𝗲𝘀𝗽𝗼𝗻𝘀𝗶𝗯𝗶𝗹𝗶𝘁𝗶𝗲𝘀
• Design and implement credit underwriting policies specific to education loan products
• Conduct portfolio risk assessments and annual reviews to monitor loan quality
• Develop credit scoring models and guidelines for student and parent borrowers
• Liaise with risk, compliance, and regulatory teams to ensure adherence to banking norms
• Provide strategic input into pricing, product development, and market positioning
• Lead a regional team of credit officers, setting objectives and performance metrics
• Drive process efficiencies in loan origination, underwriting, and credit monitoring
• Prepare and present periodic reports on portfolio performance and risk indicators
• Identify and manage high‑risk segments, initiating appropriate remedial actions
• Champion continuous learning and professional development within the credit function
𝗪𝗵𝗮𝘁 𝗠𝗮𝗸𝗲𝘀 𝗬𝗼𝘂 𝗮 𝗚𝗿𝗲𝗮𝘁 𝗙𝗶𝘁
• 7+ years of experience in credit underwriting, preferably in education loans
• Strong knowledge of Indian banking regulations and credit risk frameworks
• Proven ability to develop and refine credit scoring models
• Demonstrated leadership and people management skills in a regional setting
• Excellent analytical, communication, and stakeholder‑management abilities
• Track record of improving portfolio performance while maintaining compliance
• Experience with credit risk analytics tools and data‑driven decision making
• Proficient in MS Office, especially PowerPoint and Excel for reporting
• Demonstrated adaptability in a dynamic financial environment
• Commitment to ethical practices and continuous professional development
Skills Required
- 7+ years of experience in credit underwriting, preferably in education loans
- Strong knowledge of Indian banking regulations and credit risk frameworks
- Experience developing and refining credit scoring models
- Leadership and people management experience in a regional setting
- Strong analytical, communication, and stakeholder-management abilities
- Track record of improving portfolio performance while maintaining compliance
- Experience with credit risk analytics tools and data-driven decision-making
- Proficiency in Microsoft Office, especially PowerPoint and Excel
- Adaptability in a dynamic financial environment
- Commitment to ethical practices and continuous professional development
What We Do
Weekday is an AI-powered recruitment platform that helps startups hire top-tier engineering and product talent. By leveraging a massive database of white-collar professionals and advanced outreach tools, the company streamlines the hiring process through automated sourcing, AI-driven resume screening, and white-glove contingency services. Their mission is to modernize recruitment by enabling companies to discover and engage passive candidates efficiently, ensuring high-quality hires for critical roles.
