Recovery Specialist I

Posted Yesterday
Be an Early Applicant
2 Locations
In-Office or Remote
19-22 Hourly
Junior
Fintech • Financial Services
The Role
Handles inbound and outbound collection activity for deposit, loan, and card accounts. Responsibilities include contacting delinquent customers, following up on voicemail and returned mail, transferring funds through internal systems, and meeting productivity and quality standards. The role requires customer service, problem-solving, confidentiality, organization, communication skills, basic collections software knowledge, and proficiency with Microsoft Office.
Summary Generated by Built In

About Working at Commerce 

Building a career here is more than just steps on a ladder. It’s about helping people find financial safety and success, helping businesses thrive, and making sure people and their money are taken care of. And our commitment doesn’t stop there. Our culture is about our people, the ones in our communities and the ones that work with us.  

Here, you’ll find opportunities to grow and learn, to connect with others, and build relationships with the people around you. You’ll have the space and resources to grow into the best version of yourself. Because our number one investment is you.

Creating an award-winning culture doesn't come easy. And after 160 years, we know Commerce Bank is only at its best when our people are. If this sounds interesting to you, keep reading and let’s talk. 


Compensation Range

Hourly: $19.00 - $21.90 (Amount based on relevant experience, skills, and competencies.)

Essential Functions

  • Handle all inbound collection activity for direct deposit accounts, installment loan, and card products
  • Place outbound calls to delinquent direct deposit accounts
  • Review and handle voicemail follow-up and returned mail
  • Move funds using internal systems, such as Universal Maintenance Database
  • Maintain an acceptable level of productivity and quality assurance
  • Perform other duties as assigned

Knowledge, Skills & Abilities Required

  • Basic knowledge of collection management software, such as TSYS, SHAW or DM9
  • Excellent customer service skills and ability to problem-solve
  • Ability to ask questions, offer solutions, retain information and apply details to future situations
  • Ability to maintain a high degree of confidentiality
  • Motivated and organized self-starter with strong attention to detail and the ability to manage multiple priorities
  • Inquisitive, agile and strong team player with excellent written, verbal and interpersonal communication skills
  • Ability to remain adaptable and resilient to all situations with an optimistic outlook and cast a positive shadow that is aligned with our culture and Core Values
  • Basic level proficiency with Microsoft Word, Excel and Outlook

Education & Experience

  • High School Diploma or equivalent combination of education and experience required
  • 1+ year collections experience required
  • 1+ year post charge-off collections experience preferred
  • Public Notary registration preferred

***For individuals applying, assigned and/or hired to work in areas with pay transparency requirements, Commerce is required by law to include a reasonable estimate of the compensation range for some roles.  This compensation range is for the Recovery Specialist I job and contemplates a wide range of factors that are considered in making compensation decisions, including but not limited to location, skill sets, education, relevant experience and training, licensure and certifications, and other business and organizational needs. The disclosed range estimate has not been adjusted for any applicable differentials (geographic, bilingual, or shift) that could be associated with the position or where it is filled. At Commerce, compensation decisions are dependent on the facts and circumstances of each situation. A reasonable estimate of the current base pay is $19.00 to $21.90 per hour.


#LI-Remote

#LI-BC1

Must be eligible to work in the US without sponsorship now or in the future.


The candidate selected for this position may be eligible for the following employment benefits: employer sponsored health, dental, and vision insurance, 401(k), life insurance, paid vacation, and paid personal time. In addition, we offer career development, education assistance, and voluntary supplemental benefits.  Click here to learn more.

Location: 811 Main St, Kansas City, Missouri 64105

Time Type:

Full time

Skills Required

  • High school diploma or equivalent combination of education and experience
  • At least 1 year of collections experience
  • At least 1 year of post-charge-off collections experience
  • Public Notary registration
  • Basic knowledge of collection management software such as TSYS, SHAW, or DM9
  • Basic proficiency with Microsoft Word, Excel, and Outlook
  • Excellent customer service, problem-solving, written, verbal, and interpersonal communication skills
  • Ability to maintain confidentiality, manage multiple priorities, and demonstrate attention to detail

Commerce Bank Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Commerce Bank and has not been reviewed or approved by Commerce Bank.

  • Healthcare Strength — Feedback suggests medical coverage is robust with multiple plan options through major carriers and added programs like Hinge Health, Virta, and an EAP. Preventive care emphasis and digital care resources indicate strong day‑to‑day health support.
  • Leave & Time Off Breadth — Feedback suggests time off is comprehensive with vacation, sick/personal time, holidays, parental leave, volunteer time off, and a vacation purchase program. Flexible schedules further support effective use of PTO.
  • Retirement Support — Feedback suggests retirement benefits are solid with a structured 401(k) and a tiered company match on the first portion of pay. The design increases support with age and service, signaling commitment to long‑term savings.

Commerce Bank Insights

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The Company
HQ: Kansas City, MO
3,965 Employees

What We Do

At Commerce Bank, we know life’s best moments can come with some financial complexity. Our job is to help people and businesses navigate challenges so they can get back to focusing on what matters most. We do this by getting to know our customers and communities and accepting their goals as our own to deliver the right financial solutions and guidance. It’s what we’ve done for more than 150 years. We’re a regional bank headquartered in Kansas City and St. Louis, delivering a full line of financial services including business and personal banking, checking, savings, loans (including mortgages and student loans), credit and debit cards, plus investment services and wealth management.

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