Debt Recovery Specialist

Posted One Month Ago
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Basingstoke, Basingstoke and Deane, Hampshire, England, GBR
In-Office
38K-38K Annually
Mid level
HR Tech • Professional Services • Software • Consulting
The Role
Manage delinquent, defaulted, and impaired lending accounts across personal, commercial, and asset finance portfolios. Responsibilities include contacting customers, assessing circumstances, negotiating repayment solutions, applying forbearance, supporting repossessions and enforcement, coordinating with legal and recovery professionals, assisting with insolvency and litigation cases, maintaining accurate records, analyzing portfolio trends, and ensuring compliance with legal and regulatory requirements.
Summary Generated by Built In

We are the internal recruitment partner for our client, a UK debt recovery and financial services business, providing professional, ethical and commercially focused solutions across the full debt recovery lifecycle.

Are you confident handling challenging conversations, finding practical solutions and making sound decisions?

We’re looking for an experienced Recoveries Officer to manage delinquent, defaulted and impaired lending accounts throughout the recovery process.

You’ll manage a varied portfolio across personal, commercial and asset finance, balancing commercial judgement, customer care and compliance to maximise recoveries, minimise losses and achieve fair customer outcomes.

Your responsibilities will include:

  • Managing and progressing delinquent and defaulted accounts.
  • Contacting customers through telephone, email, letter, SMS and other approved channels.
  • Assessing individual circumstances and determining appropriate recovery strategies.
  • Negotiating repayment arrangements, settlements and sustainable resolutions.
  • Identifying vulnerable customers and applying appropriate forbearance.
  • Supporting asset recovery, repossessions and enforcement activity.
  • Working with solicitors, insolvency practitioners, recovery agents, valuers and auction houses.
  • Supporting litigation and insolvency cases, including bankruptcies, IVAs, administrations and liquidations.
  • Maintaining accurate case records and producing portfolio and management information.
  • Identifying risks, trends and opportunities to improve recovery performance.
  • Ensuring every action complies with legal, regulatory and company requirements.

We’re looking for someone who is professional, resilient, commercially aware and customer focused.

You’ll ideally have experience in recoveries, collections, debt resolution, customer service or financial services, together with:

  •  Excellent communication and negotiation skills.
  • Confidence managing difficult or sensitive conversations.
  • Strong organisation and the ability to prioritise multiple cases.
  • Good analytical and problem-solving skills.
  • Strong IT and systems capability.
  • Excellent attention to detail and record-keeping skills.
  • A genuine understanding of treating customers fairly and achieving positive outcomes.

In return we are offering:

  •  Competitive salary circa £37,500
  • Office-based role in Basingstoke, Monday to Friday, 9:00am – 5:00pm (35 hours per week).
  • Friendly, collaborative team culture with a supportive management approach.
  • 25 days’ annual leave plus bank holidays.
  • Opportunities for growth within a well-established and expanding financial services organisation.
  • Discretionary bonus scheme.
  • Death in service – 4x annual salary.
  • Pension contributions 4% employer, 5% employee.
  • Employee Assistance Programme
  • Various wellbeing and Social events throughout the year.

Skills Required

  • Experience in recoveries, collections, debt resolution, customer service, or financial services
  • Excellent communication and negotiation skills
  • Confidence managing difficult or sensitive conversations
  • Strong organization and ability to prioritize multiple cases
  • Good analytical and problem-solving skills
  • Strong IT and systems capability
  • Excellent attention to detail and record-keeping skills
  • Understanding of treating customers fairly and achieving positive outcomes
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The Company
50 Employees
Year Founded: 2012

What We Do

Vero HR is a UK-based HR outsourcing firm that provides a configurable, scalable blend of expert advice, services, and technology to help organizations manage their people. They offer a comprehensive suite of solutions, including payroll, recruitment, HR technology, and employment law, acting as an extension of their clients' teams to improve efficiency, reduce risk, and drive performance across various sectors, from SMEs to established enterprises.

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