OnePay is the consumer fintech trusted by millions of Americans to make money better.
Our financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.
We’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.
We’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.
But what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:
Ready to run
Hungry and driven by urgency
Exceptional at what they do, with low ego
Comfortable operating in motion
The Role
As a React Native Engineer at OnePay, you'll craft simple and elegant mobile experiences that play a central role in our customers' financial lives. Your primary focus will be on building robust, user-friendly features that enhance our app's functionality and impact. You will:
Build and ship new product features and improve existing ones to directly support our customers’ financial journeys
Employ best practices such as code reviews, automated testing, and continuous delivery on a modern React Native stack to achieve both quality and velocity
Partner with product managers, designers, and engineers to deliver product concepts and features from idea to launch
Optimize app performance across devices and platforms, ensuring smooth and consistent user experiences
Own your work from concept to launch, earning the trust of teammates through accountability and transparency
You Bring
5+ years of professional experience building and deploying iOS and Android apps with React Native
Experience building scalable, user-focused features for mobile applications
Strong understanding of mobile performance optimization, including frame rate, rendering, and device resource constraints
Passion for your craft and genuine care for teammates—quality in code, communication, and culture is non-negotiable
Act-like-an-owner mentality: you proactively identify problems and drive them to resolution
Drive and proactivity – everyone here is a builder and executor
Tools We Use
We use Node and TypeScript on the server, leveraging the NestJS framework within a microservice-oriented architecture running on Kubernetes and AWS. On the client side, we build and ship product features for iOS, Android, and web platforms using React Native. While you don’t need experience with our exact stack, familiarity with modern software engineering practices will help you ramp up quickly.
What We Offer
Competitive base salary, stock options, and health benefits from Day 1
401(k) plan with company match
Remote-friendly (US), flexible time off (FTO), and opportunities for growth
A high-growth, mission-driven, inclusive culture where your work has real impact
Initial Interview with Talent Partner
Technical or Hiring Manager Interview
Team Interview
Executive Interview
Offer!
To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at [email protected].
Skills Required
- 5+ years of experience building and deploying iOS and Android apps with React Native
- Experience building scalable, user-focused features for mobile applications
- Strong understanding of mobile performance optimization
OnePay Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about OnePay and has not been reviewed or approved by OnePay.
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Fair & Transparent Compensation — Pay is considered competitive and has shown recent improvement, aligning with market-level ranges cited for several roles. Feedback suggests overall pay is solid relative to comparable fintech employers.
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Healthcare Strength — Health benefits from Day 1 and descriptions of “Cadillac” plans indicate strong medical coverage. Feedback suggests immediate eligibility and plan quality form a robust healthcare baseline.
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Leave & Time Off Breadth — Flexible PTO/sick time and generous parental leave are highlighted as part of the core package. Feedback suggests time-off breadth supports work-life balance in a remote-first context.
OnePay Insights
What We Do
We're on a mission to help people achieve financial progress. We're seeking team members who are hungry, humble, and honest to help us build simple solutions for people to save, spend, and grow their money — all in one place. Here you’ll have the opportunity to challenge the status quo with proven leaders in fintech, banking, consumer products, and tech. One is backed by Walmart and Ribbit Capital. Learn more about us at www.one.app. Follow for the latest news and updates on employee life. One card is issued by Coastal Community Bank pursuant to licensing by Mastercard® International.








