The Role
Conduct risk-based quality assurance reviews across customer onboarding, KYC/CDD/EDD, transaction monitoring, fraud controls, and payment operations. Assess case quality, control effectiveness, documentation, and decision-making; identify deficiencies and emerging risks; produce reports and KPIs; track remediation; and improve QA methodologies, sampling, policies, and training in a regulated financial services environment.
Summary Generated by Built In
Who are we?
At OpenPayd, we are building a universal financial infrastructure to power the growth of the digital economy. Our rails-agnostic approach empowers any business to move and manage money globally - across both traditional rails and stablecoins — at scale, and in real time.
The OpenPayd platform delivers a suite of banking and payments infrastructure: accounts in over 40 currencies, FX, on/off ramp, international and domestic payments, Open Banking services – all via a single API.
A global network of licences alongside our best-in-class tech is why we're trusted by 1000+ enterprise clients to process over $180bn volume annually.
How will you add value to the OpenPayd journey?
- Conduct objective, risk-based Quality Assurance reviews across customer onboarding and CDD/EDD, periodic and event-driven customer reviews, transaction monitoring, fraud-related activities, and payment operational processes.
- Select and document review samples using a risk-based methodology, maintaining a clear evidence trail and appropriate independence from the activities under review.
- Assess the quality, completeness, accuracy, consistency, and timeliness of first-line case handling, investigations, risk assessments, approvals, documentation, and decision-making.
- Evaluate the design and operating effectiveness of relevant first-line processes and controls, identifying deficiencies, inconsistencies, control weaknesses, and remediation needs.
- Perform thematic reviews, identify emerging risks and recurring trends, and record and rate findings consistently.
- Prepare clear, evidence-based reports, management information, and KPIs for senior management and governance committees.
- Track remediation actions, validate completed corrective measures before closure, and escalate significant, overdue, or systemic issues appropriately.
- Work collaboratively with first-line teams, Compliance, Risk, Internal Audit, Regulatory Compliance Monitoring, and other stakeholders, providing constructive feedback and professional challenge.
- Support the continuous improvement and risk-based expansion of the Quality Assurance methodology, review programme, sampling approach, checklists, rating criteria, policies, procedures, controls, guidance, and training.
The ideal candidate will have the following:
- Experience in Quality Assurance, Compliance Assurance, operational assurance, compliance monitoring, audit, or a similar oversight role, preferably within regulated financial services.
- Experience conducting file or case reviews, control testing, or operational process reviews and documenting evidence-based conclusions.
- Strong knowledge of KYC, Customer Due Diligence (CDD), Enhanced Due Diligence (EDD), and customer lifecycle management processes.
- A good understanding of transaction monitoring, fraud controls, payment operations, and broader financial crime controls.
- Excellent attention to detail, analytical ability, and written and verbal communication skills.
- The ability to assess complex cases and operational processes, apply policies and review criteria consistently, and present clear conclusions to different audiences.
- Experience producing evidence-based reports and management information, analysing Quality Assurance data, and identifying trends and emerging issues.
- Experience within fintech, payments, banking, or another regulated financial services environment is desirable.
- Knowledge of relevant regulatory expectations and guidance, Quality Assurance methodologies, risk-based sampling, control testing, and relevant case-management systems is desirable.
Our perks and benefits:
- Personal training budget - €3000
- Subsidised gym membership
- Health Insurance
- 25 days annual leave + Birthday off and Social Volunteering
- Up to extra 5 days of A/L for long standing employees
- Early Friday finish
- Wednesday breakfasts, office fruits & drinks always there for you!
- Annual bonus scheme
- Summer and Festive Season Remote policy
- We operate on hybrid work model – 3-4 days office based out of 5 working days
- Cash incentive plan – assigned after 12 months of service.
We’d like you to take a read of our Talent Acquisition AI Transparency and Privacy Notice which explains how we collect and process your personal data. Please read our notice carefully. By submitting the application button, we will consider that you aware of it.
We are looking forward to receiving your CV.
OpenPayd Talent Team
To all recruitment agencies: OpenPayd does not accept speculative agency resumes. Please do not forward resumes to our jobs alias, OpenPayd employees or any other company location. OpenPayd is not responsible for any fees related to unsolicited resumes. OpenPayd will only accept CV's from the partners with relevant agreement via the People and Talent team only.
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Skills Required
- Experience in quality assurance, compliance assurance, operational assurance, compliance monitoring, audit, or a similar oversight role
- Experience within regulated financial services, preferably fintech, payments, or banking
- Experience conducting file or case reviews, control testing, or operational process reviews
- Strong knowledge of KYC, Customer Due Diligence, Enhanced Due Diligence, and customer lifecycle management
- Understanding of transaction monitoring, fraud controls, payment operations, and broader financial crime controls
- Excellent attention to detail, analytical ability, and written and verbal communication skills
- Ability to assess complex cases and processes, apply policies consistently, and present clear conclusions
- Experience producing evidence-based reports and management information, analyzing QA data, and identifying trends
- Knowledge of regulatory expectations, QA methodologies, risk-based sampling, control testing, and relevant case-management systems
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The Company
What We Do
Embedded Finance for the digital economy OpenPayd is a leading global payments and banking-as-a-service platform that provides a range of banking and payment services to both financial and non-financial institutions. Our services are underpinned by a global network of licences and are accessible through a single API. These include IBANs, open banking, e-money accounts, FX conversion, local and international payments, card processing and debit cards. We believe that all businesses - irrespective of their size or industry - should be able to access the best payment and banking services. We provide all of our services through a simple, flexible and scalable platform.
