Quality Assessor, Financial Crime, EU, Fluent Spanish and English

📍Remote |  💰£29,450 - £37,000 (+ £2,500 Multilingual Premium) + Stock Options + Benefits 
⭐ About our FinCrime Fraud QA Team:

We're looking to hire a talented Financial Crime (“FinCrime”) Quality Assurance specialist to join our dedicated FinCrime Quality Assurance team, and help Monzo assess the effectiveness of our FinCrime controls as we expand into the European Union. Our Business Language is English, however due to the nature of the role you will be required to understand and interpret customer communications in Spanish.

If successful, you'll spend your time reviewing and scoring a multitude of FinCrime controls to determine their effectiveness, such as Transaction Monitoring, Sanctions Screening, Customer Due Diligence, Suspicious Activity Reports, Law Enforcement and investigating high risk account activity. 

As part of this role, you'll gain exposure to possible money laundering, fraud, sanctions breaches, terrorist financing, bribery and corruption and tax evasion and will be fully trained in our Quality Assurance process.

🔑You’ll play a key role by...

• Assessing the effectiveness of FinCrime controls, such as Transaction Monitoring, Sanctions Screening and Suspicious Activity Report reviews across Retail and Business bank accounts;
• Identifying operational errors and determining their root cause;
• Writing thorough, constructive and balanced feedback to enable business improvements and Investigator development;
• Identifying and enforcing required remedial actions as a result of QA findings;
• Completing end to end customer journey reviews across FinCrime tasks;
• Reviewing and providing input into re-mark requests, providing clarity and where appropriate and taking on feedback to avoid errors in future;
• Contributing to feedback sessions with FinCrime control operators to drive positive change and ensure alignment between process changes and assurance;
• Identifying trends and ongoing risks and escalating these to QA Analysts for further review, or self-resolving where possible;
• Supporting the Learning & Development team in writing training and guidance where process gaps are identified;
  

The following is required to apply for this role: 

• You have excellent English written and verbal communication skills.
• You are fluent in European Spanish (to at least CEFR C1 level or equivalent) and have a strong understanding of conversational, colloquial Spanish.
  

🤩 We’d love to hear from you if you meet one or more of the following…

• You have Quality Assurance experience in financial services or a comparable regulated environment.
• You have experience of conducting analysis on high-risk banking screening or complex financial crime investigations in retail and/or business sectors.
• You have experience making independent, risk-based financial crime decisions in a regulated financial services firm.
• You have knowledge of the current financial crime landscape in the UK and the EU, and associated financial crime risks.

Not ticking every box? That’s totally okay! Studies show that women and people of colour might hesitate to apply unless they meet every single requirement. At Monzo, we’re dedicated to creating a diverse and welcoming team. If you’re passionate about this role and keen to learn and grow with us, we encourage you to apply— even if you don’t have everything that's listed just yet. Drop us your application, we’d love to hear from you!

🌈 The application journey has 3 key steps

• Application questions & CV review
• Recruiter call 
• Role specific & values based interview
• Written Language Assessment
• Verbal Language Assessment

This process should take around 2-3 weeks - your schedule is really important to us, so we promise to be as flexible as possible! 

We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. You can read them here.

You’ll hear from us throughout the application process, but if you’ve got any questions, please reach out to [email protected]. You can also use this email address to let us know if there’s anything we can do to make the process easier for you because of disability, neurodiversity or anything else.

We'll close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out. 
For this role the planned start date is 5th January 2026.
What’s in it for you:

💰 This role can be L20 £29,450 - £39,850  or L30 £37,400 - £50,600 dependent upon experience (+ £2,500 Multilingual Premium) ➕ stock options & benefits 

⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.

📚 Learning budget of £1,000 a year for books, training courses and conferences
🏡 We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.

➕ And much more, see our full list of benefits here

#LI-REMOTE #LI-DR