About Abound
We’re redefining consumer lending in the UK, and beyond. Using advanced AI and Open Banking data, we make fair, affordable personal finance available to more people. While traditional lenders rely almost entirely on credit scores, we look at the full financial picture - how much you spend, and what you can afford to repay to build a deeper, more accurate understanding of each customer's unique financial situation.
And we've shown it works at scale. We’ve issued over £1.3bn in loans directly to customers while delivering market-leading credit performance - for every 10 defaults the industry expects, we see only 3. We also reached profitability just 2.5 years after launch.
Backed by £2bn+ of funding from top-tier investors including Citi, GSR Ventures, and Deutsche Bank, we’re recognised as one of Europe’s fastest-growing fintechs (Sifted, CNBC). Now, we’re expanding into new markets and product lines - and we’re looking for ambitious people who want to learn fast, take ownership, and grow with us.
We're looking for an experienced individual to join us in the role of Python Engineer. This position requires an enthusiasm for exploring and understanding new business areas.
We maintain a culture of ownership and value engineers that are excited about the business, and are willing to work alongside stakeholders to continually improve business processes and customer experience.
We offer a broad range of opportunities across platform engineering, B2B customer integration, conversion optimisation and business process automation. At Abound, you will work on the best-in-class open-banking decision making platform, and learn how a operate with low-latency, at scale.
Our technology stack: Python (including FastAPI, OpenTelemetry, procrastinate, SQLAlchemy, Uvicorn), Postgres, MySQL, Liquibase, Retool, Docker, AWS
Who you are:
Two or more years professional experience in software engineering
Proficiency in writing well-structured Python code with type hints
Experience maintaining codebases for business-critical systems
Strong analytical and problem-solving skills
Effective communication and collaboration skills
Proficiency in Git for version control
Strong SQL skills for efficient data management and retrieval
Knowledge of lending products and business processes will be beneficial
What you'll be doing:
Develop new features in python for backend services that could span any part of the lending lifecycle, from finding and onboarding new customers, to helping underwriters asses their affordability, all the way through to actually paying out and then collecting a loan
Participate in the entire SDLC, helping to design changes, review code, build tests, and coordinate deployments
Collaborate closely with colleagues in Product and Design as well as users (both internal and external) to understand, challenge, and refine requirements
Provide second-line support within business hours, helping to troubleshoot and resolve any system issues that impact our customers
Apply strong SQL skills to troubleshoot and improve the performance of data management and retrieval across our Postgres databases
What we offer
Everyone owns a piece of the company - equity
Hybrid with 3 days a week in the office
25 days’ holiday a year, plus 8 bank holidays
2 paid volunteering days per year
One month paid sabbatical after 4 years
Employee loan
Free gym membership
Team wellness budget to be active together - set up a yoga class, a tennis lesson or go bouldering
Top Skills
What We Do
Some lenders only look at your credit score. We look at the full picture – what you earn, how you spend, and what’s left at the end. So whether you’re consolidating debts, covering sudden expenses, or building up to something big – we’ll help you get there. We offer loans of £1,000 to £20,000 for up to 5 years. Representative 25.8% APR. Abound is a trading name of Fintern Ltd. Fintern is authorised and regulated by the Financial Conduct Authority, Firm Reference Number 929244
