Program Manager, Digital Deposits
Role Overview
The Deposit Program Manager is a senior execution leader responsible for translating Citizens deposit and household digital growth strategy into disciplined, measurable delivery. This role serves as the operational backbone of the Household Growth team, owning execution across two to three concurrent digital sales oriented workstreams spanning acquisition, onboarding, and relationship deepening.
Operating at the intersection of strategy, execution, and performance management, this individual ensures complex cross functional initiatives move from concept to launch with clarity, accountability, and speed. The role is ideal for a seasoned digital program leader who thrives in matrixed environments, brings structure to ambiguity, and consistently delivers results in a regulated financial services environment.
Key Responsibilities
End to End Program Delivery
• Own end to end delivery of multiple digital deposit growth initiatives from intake through launch and post launch performance tracking
• Provide oversight and leadership on digital sales performance routines, metrics, and operating cadence
• Contribute to the development of performance measures, goals, and success metrics
• Influence and lead digital sales funnel health analysis and optimization opportunities
• Plan and coordinate closely with line of business leaders, functional partners, and subject matter experts
• Ensure business cases are developed for budgeting, planning, and tracking revenue and expenses
• Proactively assess systems and processes to identify risks, gaps, and improvement opportunities
• Build appropriate risk mitigation steps into delivery plans and execution
• Recognize when issues require escalation and drive timely decision making
• Lead cross functional teams of internal and external resources on a project basis
• Analyze and manage variances to program plans and portfolio commitments
• Develop and execute action plans to mitigate risks or resolve delivery issues
• Prepare dashboard reporting to communicate program and portfolio health to senior leaders
• Evaluate investment opportunities and tradeoffs to optimize program outcomes
• Ensure delivery aligns with Citizens business priorities and risk framework
• Drive structured follow ups, accountability, and issue resolution to maintain momentum
Program Leadership and Subject Matter Ownership
• Act as the day to day subject matter expert for household growth delivery
• Own workplan development, sequencing, and execution approach across initiatives
• Coordinate internal teams, consultants, and specialists with clear ownership and timelines
• Maintain integrated program roadmaps that visualize milestones, dependencies, risks, and timelines
Performance Management and Insights
• Establish and manage delivery KPIs, milestones, and health metrics across all active workstreams
• Monitor performance to identify risks, blockers, or underperformance early
• Proactively drive path to green recovery plans when initiatives fall off track
Governance, Risk, and Planning
• Support definition of program scope, milestones, and success metrics
• Lead discovery and planning sessions to ensure initiatives are designed for efficient and compliant execution
• Maintain strong documentation standards and a single source of truth across stakeholders
Executive Communication and Transparency
• Develop concise, executive ready status updates, dashboards, and briefing materials
• Clearly communicate progress, risks, tradeoffs, and decision points using data driven narratives
• Support leadership decision making through timely, accurate, and transparent reporting
Required Qualifications
Education
• Bachelor’s degree required
• MBA or relevant advanced degree preferred
• PMP, Agile, or related certification a plus, not required
Experience
• 8+ years of experience in digital program or project management, marketing delivery, product operations, or related roles within financial services
• Experience supporting digital growth or digital sales initiatives strongly preferred
Skills
• Proven ability to lead complex, cross functional programs in a highly matrixed organization
• Strong execution mindset with a track record of delivering results amid competing priorities
• Proactive manager who anticipates issues and resolves them before impacting delivery
• Exceptional written and verbal communication skills with senior leadership exposure
• Experience with Jira, Confluence, Tableau, and Adobe Analytics preferred, not required
Pay Transparency
The salary range for this position is $130,000 to $155,000 per year, plus an opportunity to earn an annual discretionary bonus. Actual pay is based on various factors including, but not limited to, work location, relevant skills, and experience.
Citizens offers competitive pay and a comprehensive benefits package including medical, dental, and vision coverage, retirement benefits, parental leave, flexible work arrangements, education reimbursement, wellness programs, and more. For additional details, visit https://jobs.citizensbank.com/benefits
Equal Employment Opportunity
Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague’s or a dependent’s reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability.
Equal Employment and Opportunity Employer
Job Applicant Data Privacy Policy
Background Check
Any offer of employment is conditioned upon the candidate successfully passing a background check, which may include initial credit, motor vehicle record, public record, prior employment verification, and criminal background checks. Results of the background check are individually reviewed based upon legal requirements imposed by our regulators and with consideration of the nature and gravity of the background history and the job offered. Any offer of employment will include further information.
What We Do
As one of the oldest and largest financial services firms in the United States with a history dating back to 1828, we’re committed to providing solutions and expertise that support our customers, clients, colleagues, and communities in what’s next on their own unique journey. We invest in the humans who build the logic, ideas, and innovations that bring new technologies to life. Investments in AI, cloud computing, machine learning and automation provide our engineers the tools that enable us to remain competitive and win in today’s environment. At Citizens, we recognize that the journey to accomplishment is no longer linear and that individuals are made of all they have done and all they are going to do. Whether you’re considering banking with us or looking to work with us, you’ll find a customer-centric culture and a supportive, collaborative workforce at Citizens. You’re made ready and so are we. If you're ready to advance your career in technology and security, learn more about opportunity's Citizens offers here: https://jobs.citizensbank.com/digital-transformation
Why Work With Us
We empower the colleagues that power our tech. With growth & upskilling opportunities and sought-after benefits, plus a diverse culture of people and perspectives, we help our colleagues achieve career goals. Because innovation can’t happen without the minds and hearts of our people. Technology is constantly evolving, and we believe you can too.
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