Job Title: Product & Transaction Analytics - Fintech Client Risk Analytics
Corporate Title: NCT
Location: Mumbai, India
Role Description
- The Corporate Bank is a leading provider of cash management, trade finance trust and securities services, supporting corporate and institutional clients globally. FinTech Platform and Digital Economy (FPD) is one of the key growth pillar of Merchant Solutions within Corporate Bank. The CCM FPD Centre of Prevention and Detection (AAR CPD) is responsible for overseeing risk-based account activity reviews across the FPD client relationships. The function plays a critical role in the identification, assessment and escalation of potential financial crime, sanctions, embargo and money laundering risks, supporting Deutsche Bank's commitment to maintaining a strong and effective control environment.
What we’ll offer you
As part of our flexible scheme, here are just some of the benefits that you’ll enjoy,
- Best in class leave policy.
- Gender neutral parental leaves
- 100% reimbursement under childcare assistance benefit (gender neutral)
- Sponsorship for Industry relevant certifications and education
- Employee Assistance Program for you and your family members
- Comprehensive Hospitalization Insurance for you and your dependents
- Accident and Term life Insurance
- Complementary Health screening for 35 yrs. and above
Your key responsibilities
- Perform Account Activity Reviews (AAR) and transaction-risk controls, including AAR alert handling, four-eye review, Merchant Screening, risk-based investigation and timely escalation of sanctions, embargoes, money laundering and other financial crime concerns.
- Support portfolio-level risk activities across FPD relationships, including sales and pre-approval governance, NCA assessments, transaction-to-approved-flow mapping, adverse media reviews, periodic risk-review triggers, client risk assessments and tiering, FCRC/CRMF and CRN reviews, portfolio risk read-across and quality assurance.
- Conduct detailed analysis of client, account and transaction information, filtering large volumes of data against established criteria to identify risk indicators, unusual activity, control gaps and potential financial crime concerns.
- Execute controls and reviews in accordance with Deutsche Bank policies, KODs, Key Operating Procedures (KOPs) and applicable regulatory requirements, maintaining accurate documentation and audit-ready evidence.
- Support remediation and ongoing control activities, including Merchant Screening, periodic risk reviews, client tiering, onboarding/offboarding tracking, post-implementation validation and quality assurance, escalating exceptions or control issues as appropriate.
- Produce and maintain accurate management information, risk data, tracking and performance reporting, supporting effective monitoring of the FPD portfolio and AAR CPD activities.
- Contribute to process enhancement, digitization, workflow optimization, advanced analytics and responsible AI initiatives to improve the efficiency and effectiveness of prevention and detection activities.
- Work collaboratively across a diverse and geographically distributed team, exercising sound judgement, challenging appropriately and escalating risk or control concerns without delay.
Your skills and experience
- Relevant university degree and/or equivalent professional experience
- Prior knowledge/experience with regulatory and/or KYC related topics
- Prior experience in Banking, ideally with an AML / Financial Crime related background (e.g. AFC, Compliance, Audit)
- Knowledge and awareness of Risks associated with FPD/CCM space
- Ability to filter large volume of data & information for relevance against established criteria
- Good research and analytical skills, combined with a good sense of risk awareness.
- Attention to detail, accuracy, diligence and the ability to deliver high-quality results within tight deadlines.
- Team player with strong work ethics while able to work independently under limited supervision.
- Capable to work and collaborate within a multicultural and diverse environment.
- Fluent communication skills in written and spoken English required.
- Good command of MS Office applications (Excel, Word, PowerPoint, Outlook) and general computer proficiency
Proven ability to leverage AI tools to enhance productivity, optimise workflows to solve business problems, while applying critical judgment to ensure responsible and ethical use of data and AI outputs.
How we’ll support you
- Training and development to help you excel in your career.
- Coaching and support from experts in your team.
- A culture of continuous learning to aid progression.
- A range of flexible benefits that you can tailor to suit your needs.
About us and our teams
Please visit our company website for further information:
https://www.db.com/company/company.html
We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively.
Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group.
We welcome applications from all people and promote a positive, fair and inclusive work environment.
Skills Required
- At least 5 years of experience in the investment or banking industry
- Knowledge of KYC, banking, trade, and lending products
- Fluent written and spoken English
- Basic knowledge of banking
- Basic knowledge of Microsoft Word and Microsoft Excel
- Front-office or client-interaction experience
- Experience in wealth management or priority/private banking
- Knowledge of investment products, including mutual funds, PMS, and structured products
- Knowledge of mutual fund schemes and cutoff timings
- Proven ability to use AI tools to improve productivity and workflows while applying responsible judgment
Deutsche Bank Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Deutsche Bank and has not been reviewed or approved by Deutsche Bank.
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Healthcare Strength — Health coverage is positioned as comprehensive, spanning multiple medical plan options along with dental, vision, prescription coverage, life insurance, and disability protection.
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Leave & Time Off Breadth — Time away is described as generous, including annual leave, sick leave, public holidays, wellbeing leave, volunteering leave in some regions, and expanded bereavement leave in certain locations.
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Retirement Support — Retirement support is presented as a matched savings plan (401(k)), reinforcing longer-term financial security as part of the rewards package.
Deutsche Bank Insights
What We Do
At Deutsche Bank, we give original thinkers the space and support they need to shine. Merging local knowledge with global vision, in-depth insight with industry-leading digital expertise, if you’re an innovator by nature, we can help you to unleash your potential. We see things differently at Deutsche Bank – and we’re proud of our fresh perspective. Today, we’re driving growth through our strong client franchise, investing heavily in digital technologies, prioritising long-term success over short term gains, and serving society with ambition and integrity. Wherever your interests lie – in investment banking, trading, private wealth, asset management, retail banking - or many of the infrastructure functions that support them – you’ll discover resources, training and opportunities designed to keep you ahead of the curve. Intelligence has no boundaries: we welcome high-achieving, talented individuals from any background. If you’re full of imagination, enjoy solving problems and respond positively to complex challenges, discover a career to look forward to and join us!
