Product Specialist, Payment Threat Intelligence

Posted Yesterday
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Toronto, ON, CAN
Hybrid
75K-120K Annually
Entry level
Blockchain • Fintech • Payments • Consulting • Cryptocurrency • Cybersecurity • Quantum Computing
We are a global technology company in the payments industry.
The Role
Investigates emerging payment fraud schemes, cyber threats, and criminal activity using internal data, open-source research, and intelligence resources. Analyzes complex datasets to identify patterns, anomalies, and trends; develops investigative hypotheses; and produces actionable reports, briefings, and threat assessments. The role collaborates with product, data science, and stakeholder teams to improve intelligence methodologies and support customer decision-making, product strategy, and payment ecosystem security.
Summary Generated by Built In
Our Purpose
Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we're helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.
Title and Summary
Product Specialist, Payment Threat Intelligence
Overview:
Mastercard's Services team is responsible for safeguarding trust in payments, both now and in the future. We help ensure that transactions and interactions across the digital economy are safe, simple, and smart.
The Card & Payment Ecosystem Security organization develops intelligence-driven products and capabilities that help customers identify, understand, and respond to emerging fraud and cyber threats impacting the payments ecosystem.
About the Role:
Mastercard is seeking a curious, analytical, and self-directed investigator to join the Payment Threat Intelligence team.
This role focuses on identifying, investigating, and analyzing emerging threats, fraud trends, and criminal activity impacting the global payments ecosystem. Successful candidates are motivated by solving complex problems, connecting disparate pieces of information, and transforming observations into actionable intelligence.
The ideal candidate is comfortable operating in ambiguous environments where investigative paths are not predefined and where persistence, critical thinking, and sound analytical judgment are required to uncover meaningful insights.
Role & Responsibilities:
-Conduct investigations into emerging fraud schemes, cyber threats, and criminal activity affecting the payments ecosystem.
-Analyze large and diverse datasets to identify patterns, anomalies, relationships, and trends that may indicate emerging risks.
-Develop investigative hypotheses and pursue leads using a combination of internal data, open-source research, and intelligence resources.
-Produce clear, actionable intelligence reports, briefings, and assessments for both technical and non-technical audiences.
-Monitor developments across the fraud, cybercrime, and payments threat landscape to identify emerging risks and opportunities for further investigation.
-Collaborate with product, data science, and stakeholder teams to enhance Mastercard's understanding of threats impacting customers and the broader ecosystem.
-Contribute to the development of methodologies, analytical frameworks, and intelligence processes that improve investigative outcomes.
-Translate complex analytical findings into intelligence that supports customer decision-making, product strategy, and ecosystem security initiatives.
All About You:
-Experience conducting investigations, analytical research, intelligence analysis, fraud analysis, cyber threat analysis, or other problem-solving activities involving large or complex datasets.
-Demonstrated ability to identify patterns, develop hypotheses, and draw conclusions from incomplete or evolving information.
-Strong research and critical thinking skills with a natural curiosity for understanding how fraud, cyber threats, and criminal ecosystems operate.
-Ability to work independently, manage multiple lines of inquiry, and drive investigations forward with limited direction.
-Excellent written and verbal communication skills, including the ability to explain complex findings to diverse audiences.
-Experience leveraging quantitative and qualitative information sources to develop actionable insights.
-Comfortable navigating ambiguity and adapting investigative approaches as new information emerges.
-Collaborative mindset with the ability to work effectively across technical, analytical, and business-focused teams.
Preferred Qualifications:
-Experience working with payment card, fraud, cyber, risk, intelligence, trust and safety, digital investigations, law enforcement, financial crimes, research, or related domains.
-Experience leveraging datasets such as authentication, authorization, clearing, transaction, identity, cyber, or intelligence-related data sources.
-Experience producing analytical reports, intelligence products, threat assessments, or investigative findings for internal or external stakeholders.
Application Requirement:
As part of your application, please include a brief written response describing a fraud trend, cyber threat, criminal activity, or investigative topic that you find particularly interesting and why.
Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact [email protected] and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly.
Corporate Security Responsibility
All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:
  • Abide by Mastercard's security policies and practices;
  • Ensure the confidentiality and integrity of the information being accessed;
  • Report any suspected information security violation or breach, and
  • Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines.

In line with Mastercard's total compensation philosophy and assuming that the job will be performed in Canada, the successful candidate will be offered a competitive pay based on location, experience and other qualifications for the role and may be eligible to participate in a discretionary annual incentive program. This posting reflects one or more current openings on our team.
Pay Ranges
Toronto, Canada: $75,000 - $120,000 CAD

Skills Required

  • Experience conducting investigations, analytical research, intelligence analysis, fraud analysis, cyber threat analysis, or similar problem-solving involving large or complex datasets
  • Ability to identify patterns, develop hypotheses, and draw conclusions from incomplete or evolving information
  • Strong research and critical thinking skills
  • Ability to work independently, manage multiple lines of inquiry, and drive investigations with limited direction
  • Excellent written and verbal communication skills
  • Experience using quantitative and qualitative information sources to develop actionable insights
  • Ability to navigate ambiguity and adapt investigative approaches
  • Ability to collaborate across technical, analytical, and business-focused teams
  • Experience in payment card, fraud, cyber, risk, intelligence, trust and safety, digital investigations, law enforcement, financial crimes, research, or related domains
  • Experience using authentication, authorization, clearing, transaction, identity, cyber, or intelligence-related datasets
  • Experience producing analytical reports, intelligence products, threat assessments, or investigative findings

What the Team is Saying

Jenny
Mastercard

Mastercard Compensation & Benefits Highlights

  • Retirement Support — Retirement plans are highlighted as especially strong, featuring a notably generous company match and added financial-planning resources. Feedback suggests this component stands out as a key strength of the overall package.
  • Parental & Family Support — Parental and family benefits are consistently portrayed as robust, including extended new-parent leave and assistance for fertility, adoption, and surrogacy. Feedback suggests these programs are a signature part of the offering.
  • Leave & Time Off Breadth — Paid time off is described as substantial, with multiple leave types and generous vacation and personal days noted in U.S. materials. Feedback suggests time off is frequently praised as a differentiator.

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The Company
HQ: Purchase, NY
38,800 Employees
Year Founded: 1966

What We Do

Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re building a resilient economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.

Why Work With Us

We live the Mastercard Way: creating value in the communities we touch, growing together through the opportunities we see, and moving fast to innovate and scale. Our collaborative culture and our passionate people are the key to what we do, driving meaningful change as one team and connecting everyone to priceless possibilities.

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Employees engage in a combination of remote and on-site work.

In our ongoing workplace evolution, we’ve introduced hybrid work, Work-From-Elsewhere Weeks and Meeting-Free Days.

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