Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.
Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.
As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.
More about our mission and what we offer.
Job DescriptionYour mission:
Wise has already pioneered new ways for people to transfer money across borders and currencies. Your mission is to shape the Product Risk and Compliance Program, for Wise to offer its services to many more Customers in our NorthAm market. You will do this by partnering with Wise Banking and Product teams to grow our existing products, get new licenses and launch new products across the US and Canada.
This is a first line of defence hands-on role, embedded in the Regional Product Squad.
You will be part of a growing the Product Compliance and Risk team (first line risk), owning projects and making decisions in the following areas:
What You'll Do
Offer effective advice to Cross Functional Stakeholders on existing and forthcoming regulations, gaps, and risks.
Translate and implement local regulatory requirements for Product and Engineering teams, facilitating seamless execution. This includes a deep working knowledge of Regulation E and other conduct-related payments and financial services regulations.
Empower Product Teams to build risk-based products, processes, and controls and identify and respond to risks, ensuring that regulatory compliance is at the heart of the product development cycle.
Perform pre-launch and ongoing product compliance regulatory analysis and risk assessments for new and existing products in the US and Canada.
Monitor and report on the effectiveness of the Compliance and Risk Program to internal and external stakeholders, including Global Committees, Regulators, Internal and External Audit, and Banking Partners.
Collaborate with Compliance colleagues to ensure Wise Product Teams are constantly aware of the most recent regulations and guidance.
Contribute to audit management and, where required, challenge audit findings in collaboration with Compliance second line and Product teams.
Support Regulatory and Risk discussions with clear action plans and updates on previously identified issues and emerging risks.
Define Regulatory Risk metrics to assess the health of Wise’s new licenses and products in the US and Canada.
Determine when local regulatory requirements can be met through existing global controls and when unique requirements necessitate prioritization, optimizing for the utilization of existing controls where feasible.
UDAAP Oversight: Own the process to refine and improve customer communications, setting clear expectations and guidelines for marketing teams to ensure compliance with UDAAP (Unfair, Deceptive, or Abusive Acts or Practices) regulations.
Required Experience
Proven experience in a similar product compliance or regulatory role within a fintech or financial services environment.
Experience with and a deep understanding of payments and financial services regulations, including Regulation E and UDAAP.
Demonstrated ability to influence decision-making on major projects like product launches, remediations, and audits.
Experience building and scaling compliance frameworks.
For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.
We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.
If you want to find out more about what it's like to work at Wise visit Wise.Jobs.
For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.
We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.
If you want to find out more about what it's like to work at Wise visit Wise.Jobs.
Keep up to date with life at Wise by following us on LinkedIn and Instagram.
Top Skills
What the Team is Saying
What We Do
Wise is a global technology company, building the best way to move and manage the world's money.
With Wise Account and Wise Business, people and businesses can hold 40 currencies, move money between countries and spend money abroad. Large companies and banks use Wise technology too; an entirely new network for the world's money. Launched in 2011, Wise is one of the world’s fastest growing, profitable tech companies.
In fiscal year 2025, Wise supported around 15.6 million people and businesses, processing over $185 billion in cross-border transactions and saving customers around $2.6 billion.
Why Work With Us
We’re truly global in who we are, how we work, and how we build. Everything we do is centred around creating a world of money that’s fast, easy, fair. And open to all. Everyone who works here owns a piece of Wise, from the work they do, to the stock they hold.
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Wise Offices
Hybrid Workspace
Employees engage in a combination of remote and on-site work.
We expect new joiners in the office most days to build connections and learn from colleagues for their first six months. After that, most Wisers split their working week between the office and home, typically coming in at least 12 times a month.
