Product Owner - Payment Processing

K2 Integrity seeks a dynamic and experienced Technology Product Owner with expertise in payment technologies along with a deep understanding of data analytics, regulatory compliance, card services, and Money Service Businesses (MSBs). This role will drive innovation, enhance security, and improve decision-making processes and will work cross-functionally to integrate payment solutions with analytics capabilities, ensuring that both meet industry standards and regulatory requirements. Additionally, this role will be responsible for overseeing the development and enhancement of payment processing regulatory control solutions, including mobile payments, peer-to-peer transfers, and online payment platforms. This will also include optimization of transaction flows, ensuring seamless integration with various payment networks, and enhancing security measures to protect against fraud and cyber threats, while also ensuring payment and data analytics products adhere to regulatory requirements, including AML, KYC, GDPR, and other relevant regulations. The Technical Product Manager works closely with cross-functional teams, including engineering, data and financial crimes subject matter experts to ensure the tool meets the evolving needs of our clients and aligns with our business objectives. This role is work from home (United States). 
Responsibilities:

• Accountable for feature delivery.
• Collaborate with engineering, de-constructs business requirements, and ensures resource allocation ensuring smooth agile development streams.
• Maintains oversight of technical designs to ensure alignment with acceptance criteria.
• Partners with Project and Business Analysts and Engineering Manager in day-to-day sprint activities.
• Develops and maintain product roadmaps and feature backlog based on business requirements in collaboration with business and technology management.
• Oversees the execution of the product roadmap, managing timelines, resources, and risks.
• Engages with internal and external stakeholders to gather feedback, manage expectations, and communicate progress. Act as the main point of contact for solution-related technical inquiries.
• Supports data-driven decisions, weekly status reports, and monthly/quarterly technology reviews of KPIs.
• Supports documentation and customer enablement.
• Supports vendor assessments.

Qualifications:

• Bachelor’s or master’s degree in computer science, management information systems, business systems technology or equivalent field of study.
• Ability to work during Eastern Standard Time regular business hours.
• Minimum of 5 years of experience in product management within the financial services industry, with a focus on payment processing and data analytics.
• Proven experience in managing products that require regulatory compliance and data-driven insights.
• Strong knowledge of payment processing technologies, including mobile payments, peer-to-peer transfers, and online payment platforms as well as the unique regulatory and operational requirements of Money Service Businesses, including licensing, reporting, and compliance obligations.
• Proficiency in data analytics, predictive modeling, and AI technologies.
• Experience with data management tools, analytics platforms, and financial software.
• In-depth understanding of financial regulations and compliance requirements, including AML, KYC, GDPR, and other relevant standards.
• Ability to interpret and apply regulatory guidelines to product development and management.
• Proven track record of managing complex product lifecycles from conception to launch.
• Good understanding of financial crimes and how technology is commonly utilized to support KYC, transaction monitoring, and sanctions screening processes, inclusive of data integration, architecture, APIs, UI/UX, workflow management, reporting, and integration strategies.
• Proven ability to analyze data and use insights to drive product decisions.
• Experience with tools such as Jira, Azure DevOps, Confluence.
• Demonstrated ability to influence cross-functional teams and manage multiple stakeholders.
• Strong problem-solving skills with the ability to think strategically and execute methodically.
• Strong communication, presentation, and interpersonal skills.
• Ability to work effectively in a fast-paced, dynamic, and collaborative team environment.
• CAMS or similar certification preferred.