Join us as a Product Owner (Deposits)
- We’re looking for a highly commercial, deeply technical Product Owner to join our Deposits mission
- You’ll be putting the customer at the heart of our plans, constantly improving their digital journey
- In this role, you’ll own a critical product domain (such as Acquisition, Growth, or Retention) across our suite of deposit products
What you'll do
As a Product Owner, you’ll lead a cross functional squad to build the customer journeys and backend integrations that acquire new customers and keep them engaged.
You’ll also be:
- Owning a domain end to end - you’ll drive the strategy and execution for your specific stage of the customer lifecycle (e.g. supercharging acquisition or driving long-term retention) across our deposit products
- Leading a cross stack squad - you’ll work closely with engineers and designers, seamlessly shifting from designing frictionless front end customer journeys (like onboarding or referral loops) to detailing the backend architecture, data pipelines, and API integrations needed to power them
- Driving Growth & Experimentation - you’ll run rapid A/B tests, launch targeted features, and optimise user flows to continuously move the needle on your domain's core objectives and target outcomes
- Obsessing over the numbers - you’ll use data to ruthlessly prioritise. Depending on your domain, you'll track and optimise conversion funnels, customer acquisition costs (CAC), retention rates, and lifetime value (LTV)
The skills you'll need
To join us in this role, it'll be beneficial to have experience working in a BaaS / Saas environment and in a dual track agile environment, balancing ongoing product discovery with rapid technical delivery.
You’ll also be expected to have:
- A focus on the customer. You constantly speak to users, map out their journeys, and find novel ways to solve their lifecycle pain points
- Expertise in Growth / Lifecycle. You have proven experience owning a specific product domain (Acquisition, Growth, or Retention) and driving measurable impact in those areas
- Deposits knowledge. You have strong domain expertise in retail banking or fintech, specifically understanding the commercial levers of Savings and Current Accounts
- Technical expertise. You don't just write tickets; you understand system architecture, data models, and API integrations, holding your own in technical discussions with your engineering lead partners
- The ability to move fast and work in a high growth environment, bias heavily towards action, and believe in shipping iteratively to get feedback quickly
Hours
35Job Posting Closing Date:
24/09/2026Ways of Working:Remote FirstSkills Required
- Experience in a BaaS or SaaS environment
- Experience working in a dual-track agile environment
- Customer-focused product development experience, including user interviews and journey mapping
- Proven experience owning a product domain focused on acquisition, growth, or retention
- Strong domain expertise in retail banking or fintech deposits, including savings and current accounts
- Technical expertise in system architecture, data models, and API integrations
- Experience using experimentation and data to optimize conversion, customer acquisition cost, retention, and lifetime value
- Ability to work quickly in a high-growth environment and deliver iteratively
NatWest Group Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about NatWest Group and has not been reviewed or approved by NatWest Group.
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Flexible Benefits — A flexible ValueAccount structure with pension and benefit funding allows tailoring of health, protection, lifestyle, and savings options, with unused amounts typically paid as cash. This flexibility supports personalisation of coverage, particularly in Great Britain where the framework is most detailed.
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Retirement Support — Employer-funded pension contributions are provided on top of salary in Great Britain, alongside automatic retirement enrollment and share/save programs. This creates structured long‑term wealth support as part of total reward.
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Parental & Family Support — UK policies outline extended maternity, adoption and equal partner leave on full pay with a phased return, plus paid neonatal care leave. These provisions are positioned as market‑leading and complement broader flexibility resources.
NatWest Group Insights
What We Do
We’re a business that understands when our customers and people succeed, our communities succeed, and our economy thrives. As part of our purpose, we’re looking at how we can drive change for our communities in enterprise, learning and climate. As one of the leading supporters of UK business, we’re prioritising enterprise as a force of change. We’re focusing on the people and communities who have traditionally faced the highest barriers to entry and figuring out ways to remove these. Learning is also key to our continued growth as a company in an ever changing and increasingly digital world. By setting a dynamic and leading learning culture, our people prosper, and our customers are given the tools to continue to improve their financial capability and confidence. One of the biggest challenges we all face in our future is climate change. That’s why we’ve put it right at the core of our purpose. We want to champion climate solutions with financing and entrepreneurial support, fully embed climate into our culture and decision making, and be climate positive by 2025. We’re committed to using our purpose to break down barriers, drive change and ultimately create a great place to work.
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