Product Owner - Anti-Fraud

Come Make an Impact on Millions of Brazilians!

At RecargaPay, we’re on a mission to deliver the best payment experience for Brazilian consumers and small businesses — by building a powerful digital ecosystem where the banked and unbanked connect, and where consumers and merchants have a one-stop shop for all their financial needs.

We serve over 10 million users and process more than USD 4 billion annually. We’ve been profitable since 2022 and operate our own credit business. We are an AI-first, 100% remote team, scaling in the rapidly changing Brazilian financial market.

Our goal? Deliver the best payment experience in Brazil for people and small businesses alike.

We value autonomy, ownership, and a bias for action. We’re looking for people who are curious, hands-on, and driven by impact — who want to solve real problems, work with strong teams, and rethink what’s possible.

If you’re ready to do your best work, at scale, with purpose — this is your place.

We are looking for a Product Owner to lead our anti-fraud product initiatives, focusing on preventing risks, protecting our users, and ensuring the integrity of transactions on our platform. This person will be responsible for defining the strategy, prioritizing initiatives, and collaborating with technology, risk, and compliance teams to create robust and scalable fraud prevention solutions.

Responsibilities

• Develop and evolve the vision for transactional anti-fraud products, balancing friction and user experience;
• Propose, run, and monitor A/B tests to validate hypotheses aimed at reducing fraud and/or friction in transactions;
• Prioritize initiatives based on impact, risk, data, and stakeholder feedback;
• Partner closely with engineering, data science, risk monitoring, and information security teams;
• Monitor KPIs related to fraud prevention and adjust the roadmap as needed;
• Research market trends, emerging technologies, and industry benchmarks;
• Ensure compliance with regulations and data protection best practices.

• Minimum of 3 years of experience as a Product Owner or Product Manager, preferably in fraud prevention, security, risk, or fintech products;

• Strong analytical skills and familiarity with metrics such as chargeback rates, fraud attempts, and predictive model performance;
• Knowledge of anti-fraud tools (e.g., Sift, Kount, ClearSale, Feedzai, etc.) and concepts such as AML, KYC, device fingerprinting, etc.;
• Ability to work with cross-functional teams in dynamic environments;
• Clear communication, results-driven mindset, and data-oriented thinking;
• Proficiency in SQL for critical analyses and data extraction.

Nice to Have

• Experience with machine learning applied to fraud detection;
• Knowledge of regulatory compliance (e.g., KYC, LGPD, PCI DSS, etc.);
• Background in fintechs or high-growth companies.

• Competitive and market-aligned salary.
• Remote work — wherever you are, you’re part of the team!
• Home office allowance through a monthly deposit in the RecargaPay app.
• Health and dental plans with no co-pay.
• Life insurance.
• Flexible meal allowance (via Flash).
• TotalPass membership to take care of your health.
• Spanish or Portuguese classes.

Diversity & Inclusion at RecargaPay
At RecargaPay, you’ll have the freedom to be who you are because we believe that diverse perspectives and experiences make us more creative and stronger. Here, everyone is welcome to express themselves authentically. We value the richness of each journey and the multiple ways of seeing the world, without distinctions of gender, race, sexual orientation, age, religion, or any other characteristic that makes us unique.

About the use of your Data
By sharing your resume with us, you authorize the use of your data for analysis during the selection process and possibly for other opportunities within the RecargaPay group. You can request the update or deletion of your information at any time, in accordance with LGPD (General Data Protection Law).