MoCaFi is committed to building a financial services platform that helps America’s marginalized communities create wealth through better access to public, private, and social capital. We are a fintech built for government and non-profit organizations committed to creating finance for all. Our platform is a turnkey digital banking solution for delivering cash payments, deposit accounts, and wealth empowerment tools at the city, state, and federal levels.
MoCaFi has distributed over $100M in guaranteed basic income, cash assistance, emergency rental assistance, and emergency utility payments in over a dozen municipalities. We are led by a diverse team of finance, engineering, and startup professionals committed to closing America’s racial wealth gap. We offer FDIC-insured bank accounts, municipal-funded disbursement cards, and financial empowerment services directly to consumers and through our public and private sector partners.
Job Description:
MoCaFi is looking for an experienced Product Manager who will lead the product design and integration for the MoCaFi apps to optimize growth and drive revenue. In addition, the candidate will support the Senior Product Manager with additional product offerings.
This role reports to the Senior Product Manager. The position is hybrid in New York City; however, candidates can be based anywhere in the US. The range for this position is $90,000-140,000.
Job Responsibilities:
- Execute and deliver against the MoCaFi app product strategy
- Own and manage mobile apps on the MoCaFi product roadmap by developing long-term product vision and leading requirements gathering.
- Define product requirements, create detailed product specifications, and communicate requirements to the development team
- Prioritize product enhancements based on customer feedback and business objectives
- Manage the entire product lifecycle, from ideation to launch and post-launch optimization
- Effectively communicate product vision and strategy.
- Lead sprint planning, grooming sessions, and retrospective activities for the MoCaFi app products.
- Own the app solutions end-to-end, including use case development, development, testing, and production support.
- Contribute to the development of product strategy by conducting market research and competitive analysis to identify opportunities and challenges
- Analyze product performance metrics to identify areas for improvement and optimization for clients
- Lead sales and operations training on the MoCaFi apps.
- Develop a Go-to-Market plan and collaborate with marketing, sales, and operations to align GTM strategy
- Collaborate closely with engineering and design teams to ensure successful product development and launch
- Partner with operations to develop process maps/flows
- Research and maintain a working knowledge of competitor products and trends
- Collaborate cross-functionally to deliver end-to-end product solutions
Qualifications:
- Bachelor’s degree in Business/any related field or at least six years of relevant professional experience
- 5+ years of experience in product management, product design, product development, and managing the rollout of products in payments or consumer banking with a focus on consumer DDA, pre-paid cards, debit cards, and or credit cards. (e.g., payment processing, acquiring, issuing, payment technology provider, etc.)
- 2+ years as a Product Manager; excel at using Agile methodology-based development management software
- Skilled in supporting QA initiatives
- Intermediate knowledge of Microsoft Office, Jira, Confluence, and Google Suite
- Excellent communication (written, verbal, and presentation) and interpersonal skills
- Must be authorized to work in the United States and permanently based in the US
Why you'll love working here:
- An empowering workplace that values initiative and critical thinking
- Work on achieving our financial inclusion mission
- A supportive and inclusive culture: recognizes contributions and celebrates wins
- A welcoming environment that appreciates your bringing your entire self to work
- Time to rest and recharge -- flexible time off policy as long as you can get your job done and make arrangements with your manager to cover you if needed
MoCaFi believes all persons should have equal access to its programs, facilities, and employment. This policy is without regard to race, color, ancestry, national origin, age, gender, sexual orientation, gender identity, age, religion, disability, medical condition, genetic information, marital, or veteran status.
What We Do
MoCaFi is a financial services platform for the 110 million Americans dealing with economic hardship and no path to a better circumstance.
Our platform consists of a prepaid Mastercard, FDIC-insured bank account, money management app, credit-building bill payment and personal wealth coaching.
We're helping communities spend smart, build credit, and live wealthy.