Kredivo is hiring a Product Manager in our Indonesia Office who will drive the strategy, development, and execution of core financial and credit products. This position will report to the Product Head and will be accountable for identifying user needs, testing hypotheses, and delivering high-impact product features that align with key business goals.
In this role, you will also be responsible for managing the end-to-end product lifecycle, from writing detailed requirements and mapping complex user flows to conducting A/B experiments and managing feature launches. In addition, you will be responsible for cross-functional alignment, working closely with UX design, engineering, data analytics, and business stakeholders to ensure high-quality execution and measurable business outcomes.
About the job
- Hypothesis & Experimentation: Formulate data-backed hypotheses, design and execute A/B tests, and evaluate MVPs using the appropriate methodologies to validate user value propositions and refine product features.
- Product Strategy & Decision-Making: Make data-driven feature decisions aligned with customer needs, business goals, and revenue/cost implications; evaluate trade-offs to prioritize initiatives with the highest business impact.
- Product Analytics & Tracking: Partner with Product Analytics to build feature-level tracking and dashboards, present aligned performance metrics in regular cadences, and use analytics to continuously identify improvement opportunities.
- Documentation & Flow Design: Create detailed Product Requirement Documents (PRDs) and map out comprehensive user flow diagrams handling complex scenarios, multiple user paths, decision points, and edge cases.
- UX & Design Collaboration: Guide the UX design process to balance user experience, technical constraints, and business outcomes; review prototypes and provide actionable feedback.
- Technical Alignment: Understand product technical architecture and trade-offs presented by engineering, supporting informed decisions on feature feasibility and implementation.
- Delivery & Stakeholder Management: Lead end-to-end feature launches, manage project timelines and risks, align stakeholder expectations, resolve deadlocks, and independently prioritize the product bug backlog based on severity, frequency, and business value.
About you
- Experience & Technical Skill: 3–5 years of hands-on product management experience, with a track record of owning end-to-end feature lifecycles, writing clear PRDs, and mapping edge-case user flows.
- Data-Driven Execution: Proven capability to design A/B experiments, analyze product analytics, and make independent prioritization decisions based on user data and business metrics.
- Stakeholder & Cross-Functional Alignment: Excellent communication skills with the ability to articulate product rationales, align cross-functional teams (Engineering, UX, Analytics), and navigate deadlocks or blockers with minimal supervision.
- Domain & Process Discipline: Strong understanding of consumer tech (FinTech background preferred), technical architecture trade-offs, and adherence to product development processes and SOPs.
If this sounds like you, we would love to hear from you!
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Skills Required
- 3-5 years hands-on product management experience owning end-to-end feature lifecycles, writing PRDs, and mapping edge-case user flows
- Experience designing and executing A/B tests and evaluating MVPs using appropriate methodologies
- Proven ability to analyze product analytics, build/interpret feature-level tracking, and make data-driven prioritization decisions
- Strong communication and stakeholder management skills; ability to align cross-functional teams and resolve blockers
- Understanding of product technical architecture and ability to evaluate engineering trade-offs
- Experience collaborating with UX/design to guide prototypes and user experience decisions
- FinTech domain experience preferred
What We Do
Kredivo Group is Southeast Asia’s leading provider of digital financial services through its brands Kredivo, KrediFazz and Krom. Kredivo is the leading digital credit platform in Indonesia and Vietnam that gives customers instant credit financing for ecommerce and offline purchases, and personal loans, based on real-time decisioning. Kredivo users can buy now and pay later across the entirety of Indonesia’s retail commerce network with one of the lowest interest rates amongst digital credit providers in the country. Krom Bank Indonesia (formerly known as Bank Bisnis Internasional, IDX: BBSI) is the group’s bank entity and the operator of the Indonesian neobank Krom. Kredivo Group is backed by leading financial and strategic investors such as Mizuho Financial Group, Square Peg Capital, Jungle Ventures, Naver Corp, Mirae Asset, Telkom Indonesia and Victory Park Capital among others
