We are seeking a dynamic and experienced Product Manager to join our team. You will be responsible for leading the strategy, development, and optimization of our products, with a particular focus on end-to-end transaction flows and disbursement processes especially in the Fintech environment. This role requires a combination of strategic vision, a deep technical understanding of payment systems, and strong execution skills.
About the job:
- Owns, maintains, and develops a product backlog that enables development to support the overall strategic roadmap and value proposition.
- Leads end-to-end product delivery processes, including intake, dependency management, release management, product operationalization, delivery feasibility decision-making, and product performance reporting, while escalating opportunities to improve efficiencies and functional coordination.
- Own end-to-end integration lifecycle with external partners (banks, payment gateways, NBFIs, fintech APIs) from scoping and API alignment to testing and go-live.
- Develop, maintain, and communicate a detailed integration roadmap, prioritizing initiatives based on partner impact, business value, and technical feasibility.
- Use data-driven decision-making to monitor integration performance (success rates, latency, failures, traffic) and identify optimization opportunities.
- Ensure the platform’s scalability and reliability to support increasing transaction volumes across multiple partners.
- Oversee compliance with payment regulations, partner requirements, security standards, and industry best practices.
About you:
- 3+ years in Product Management, specifically within Fintech, Lending, or Payments.
- Strong requirement breakdown and cross-functional communication skills; detail-oriented with solid process thinking and sensitivity to edge/exception cases.
- Analytical Mindset: Comfortable diving into data to diagnose funnel drops or operational bottlenecks, hence it needs basic analytics skills (trend/funnel analysis, defining tracking events, and metric definitions).
- Regulatory Savvy: Understanding of consumer credit regulations and a "compliance-by-design" approach.
- Proven track record of delivering API-driven integrations with banks, payment gateways, or financial service providers.
- Excellent analytical and problem-solving skills, able to conduct deep-dive analysis for product feature optimization and troubleshooting.
- Strong technical background, with experience working on SQL, experience with JIRA, and BI Tools.
If this sounds like you, we would love to hear from you!
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Skills Required
- 3+ years in Product Management, specifically within Fintech, Lending, or Payments
- Strong requirement breakdown and cross-functional communication skills
- Basic analytics skills (trend/funnel analysis, defining tracking events, and metric definitions)
- Understanding of consumer credit regulations
- Proven track record of delivering API-driven integrations with banks and payment gateways
- Excellent analytical and problem-solving skills
- Strong technical background with experience working on SQL
- Experience with JIRA and BI Tools
What We Do
Kredivo Group is Southeast Asia’s leading provider of digital financial services through its brands Kredivo, KrediFazz and Krom. Kredivo is the leading digital credit platform in Indonesia and Vietnam that gives customers instant credit financing for ecommerce and offline purchases, and personal loans, based on real-time decisioning. Kredivo users can buy now and pay later across the entirety of Indonesia’s retail commerce network with one of the lowest interest rates amongst digital credit providers in the country. Krom Bank Indonesia (formerly known as Bank Bisnis Internasional, IDX: BBSI) is the group’s bank entity and the operator of the Indonesian neobank Krom. Kredivo Group is backed by leading financial and strategic investors such as Mizuho Financial Group, Square Peg Capital, Jungle Ventures, Naver Corp, Mirae Asset, Telkom Indonesia and Victory Park Capital among others
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