Product Manager - Credit Risk

Reposted 10 Days Ago
Be an Early Applicant
2 Locations
In-Office
Senior level
Artificial Intelligence • Fintech • Information Technology • Machine Learning • Financial Services
The Role
Define and drive the roadmap for the Credit Risk product, conducting discovery with stakeholders, managing the product backlog, and collaborating on product development and launch readiness.
Summary Generated by Built In

Are you a dynamic and experienced Senior Product Manager looking to make a real impact in enterprise software? Sidetrade is looking for a Senior Product Manager – CRE (Credit Risk Expert) to join our growing product team and help shape the next generation of our Order-to-Cash platform.  

About Sidetrade:

Sidetrade is an AI company, listed on Euronext Growth, on a mission to revolutionize the way enterprises unlock value from their customers leveraging its Order-to-Cash Intelligence platform and its Data Lake.

We’re proud of our 38 nationalities and these diverse perspectives drive our innovation, one team culture and a customer-first mindset. Sidetrade is positioned as a Gartner® Magic Quadrant™ Leader since 2022.

We value passion over perfection. So, if you’re eager to learn and bring great energy, we want to hear from you. Be you. Grow with us. 

Curious about Sidetrade? Catch the Sidetrade Inside Out podcast


Requirements

What you’ll be doing:

  • Define and drive the roadmap for the Credit Risk Expert product area, aligning with company objectives, customer needs, and the broader O2C platform strategy. 
  • Conduct ongoing discovery with enterprise credit managers, CFOs, and finance operations teams – validating hypotheses, identifying pain points, and translating insights into a clear product roadmap.
  • Write detailed product requirements, user stories, and acceptance criteria; collaborate closely with Engineering and Design to deliver high-quality releases on schedule.
  • Own and prioritise the product backlog, making well-reasoned trade-off decisions that balance customer value, technical complexity, and business impact.
  • Work closely with Engineering, Data Science, Design, and fellow product leaders to ensure the CRE product is built on sound foundations and backed by high-quality data intelligence.
  • Partner with Product Marketing and Sales on feature packaging, positioning, and launch readiness for global enterprise customers across North America, Europe, and beyond.
  • Communicate product priorities, delivery progress, and outcomes clearly to the AVP Product, Credit & Risk and broader senior leadership.
  • Monitor the competitive landscape in credit risk, receivables management, and O2C software – feeding insights back into product strategy and differentiation. 
  • Work with the VP AI Products team to explore and integrate AI-powered capabilities – such as predictive scoring and intelligent automation – into the CRE product experience. 

What you’ll bring:

  • Minimum 5 years in a Senior Product Manager role within a B2B SaaS environment, with a strong track record of owning and shipping enterprise products end-to-end. 
  • Demonstrated ability to understand complex user needs, conduct effective discovery, and translate insights into product decisions that drive measurable outcomes. 
  • Ability to manage a complex backlog, make clear trade-off decisions, and maintain a focused roadmap under competing pressures.
  • Experienced working within Agile/Scrum teams – comfortable with sprint planning, backlog grooming, and iterative delivery cycles. 
  • Proven ability to align and influence Engineering, Data Science, Design, and commercial teams around a shared product vision without direct authority. 
  • Strong analytical skills; comfortable defining success metrics, tracking product performance, and iterating based on data and user feedback. 
  • Excellent written and verbal communication skills in English – able to present confidently to both technical teams and senior business stakeholders. 
  • Familiarity with the complexities of building for large enterprise customers – integrations, procurement cycles, security requirements, and multi-stakeholder environments. 
  • Able to connect day-to-day product decisions to longer-term business goals, and to identify opportunities for innovation and differentiation in a competitive market. 

Nice to Have (Bonus Skills) 

The following are not required but would be considered a strong advantage: 

  • Comfortable using AI tools in day-to-day product management work – for example leveraging AI for customer research synthesis, writing requirements, competitive analysis, or data interpretation. 
  • Familiarity with credit risk management, credit scoring, payment behaviour analysis, or collections in a B2B enterprise or fintech context. 
  • Understanding of the broader O2C process – invoice management, cash application, dispute handling, or working capital optimisation. 
  • Exposure to financial compliance requirements such as GDPR, SOX-relevant controls, or audit trail considerations in enterprise finance software. 
  • Understanding of enterprise buying behaviour and finance operations culture across multiple geographies – e.g. North America, France, DACH, or UK. 
  • Experience working on products with deep SAP, Oracle, or Salesforce integrations in enterprise finance contexts. 


Benefits
  • Attractive location- office based in the heart of London/Birmingham city centre.
  • Hybrid work model – a flexible mix of in-office and remote days.
  • Great culture – active Social Club organizing regular team events and activities.
  • Health & wellness – medical coverage, life insurance, and other wellness programs 
  • Time off – competitive paid holidays plus public holidays 
  • Career growth & compensation – competitive salary, equal opportunities, learning & mentorship programs, and advancement support 

Because when you thrive, we all succeed! 

We’re committed to providing a welcoming and inclusive experience for every candidate If you need any accommodation during the hiring process, just let us know. 

Agencies 

We only accept applications from invited agencies via our Workable portal. Unsolicited CVs sent to managers or HR won’t be subject to fees. 


Skills Required

  • Minimum 5 years in a Senior Product Manager role
  • Strong track record of owning and shipping enterprise products end-to-end
  • Experience working within Agile/Scrum teams
  • Strong analytical skills
  • Excellent written and verbal communication skills in English
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The Company
HQ: Houston, TX
329 Employees
Year Founded: 2000

What We Do

Sidetrade is a fast-growing international SaaS company with a solid 21-year track record. It is listed on Euronext Growth. Sidetrade simplifies the way businesses accelerate order-to-cash. Its next-generation AI self-learning technology, called Aimie, helps businesses unlock customer value. Fuelled by an unrivalled database consisting of millions of worldwide B2B customer payment experiences, Aimie automatically provides customer predictive analytics. She delivers actionable insights that enable teams to make data-driven decisions they can trust. Aimie also provides automation to get better results than purely manual or ERP-driven solutions. Sidetrade’s unique approach to AI unlocks the ability of any organization to leverage intelligent automation and sophisticated machine learning algorithms that maximise business value: • gain control and visibility of the order-to-cash process • secure and grow sales by reducing churn, and increasing upsell and cross-sell • accelerate cash generation by driving collection productivity and sales collaboration. Aimie is a valued teammate, who deals with repetitive, time-consuming tasks, so that her human co-workers can concentrate on their core business: increasing customer value and revenue. Aimie is a real game-changer in collaborative intelligence- a system whereby individuals and machines contribute to problem solving in complementary ways. Artificial intelligence in support of natural intelligence empowers teams to work faster, and smarter. From large multinationals to mid-size enterprises worldwide, thousands of companies already use Sidetrade's SaaS technology to embed a cash culture and optimize complex order-to-cash operations. Customers include: TechData, Nespresso, Expedia, Manpower, Inmarsat, Hearst Magazines, Cordant Group, PageGroup, Chubb, XPO Logistics, Veolia, Vinci....

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