Digital II, Product Owner - Business Originations

Posted 7 Days Ago
Be an Early Applicant
2 Locations
In-Office
69K-105K Annually
Junior
Fintech
The Role
Lead end-to-end product work for small business deposit and lending originations: gather customer insights, define requirements, support discovery, maintain backlogs, coordinate Agile delivery, run UAT, monitor product performance, and collaborate with analytics, design, technology, risk, and business stakeholders to drive continuous improvement and adoption.
Summary Generated by Built In

Location:

726 Exchange Street, Buffalo New York

Job Summary
Join a team that is transforming the way small businesses open and manage their banking relationships. As a Product Owner, you will support the end-to-end product lifecycle for KeyBank's business origination capabilities, partnering with cross-functional teams to identify customer needs, define requirements, deliver innovative solutions, and drive continuous improvements. This role offers the opportunity to develop product management expertise while helping create seamless, customer-centric experiences for business clients.
The Digital II role is a Product Owner function focused on building optimal customer experience for Small Business deposit and lending originations by leveraging data and tying it back to a bigger strategic vision, enhancing processes, and improving the Retail bankers and client experience. Responsibilities include and are not limited to contributing to and executing against the strategic plan for enhancing the capabilities of our products across Key's Lines of Business.  The Product Owner will lead initiatives to implement current digital capabilities and help drive innovation while collaborating closely with marketing, technology, and other internal partners to ensure effective deployment and execution.
Essential Functions
  • Help drive business outcomes, translate business goals and customer needs into actionable product requirements and solutions.
  • Partner with Product Managers, and cross-functional teams to support Business Originations delivery and enhancements for clients.
  • Gather and analyze user feedback to identify needs, pain points, and opportunities for product improvement.
  • Collaborate with analytics, designers, technology teams, and business partners to define and prioritize the problem, capture requirements and identify solutions that meet user and business needs.
  • Support product discovery activities, including research, usability testing, feedback collection, and analysis of customer insights.
  • Assist documenting user stories and maintaining product backlogs to support delivery priorities.
  • Participate in agile ceremonies and assist with planning, backlog refinement, user acceptance testing (UAT), defect triage, and validation of product functionality prior to and post release activities.
  • Monitor product performance and analyze qualitative and quantitative data to identify trends, measure outcomes, and recommend improvements.
  • Support implementation of new capabilities and enhancements by coordinating with technology, operations, risk, compliance, and vendor partners.
  • Develop knowledge of business origination products, capabilities, customer journeys, and supporting technology platforms.
  • Document business processes, product requirements, workflows, and operational impacts to support successful delivery and adoption.
  • Build and maintain effective working relationships with internal stakeholders, business partners, and project team members.
  • Manage multiple priorities and assignments while demonstrating initiative, adaptability, attention to detail, and a customer-focused mindset.
  • Apply analytical and problem-solving skills to identify issues, recommend solutions, and improve customer and banker experiences.
  • Support continuous improvement efforts by leveraging customer feedback, usage data, and business insights to enhance product performance and user satisfaction.
  • Perform other duties as assigned; duties, responsibilities, and activities may change or be assigned at any time with or without notice.
  • Comply with all KeyBank policies and procedures, conduct business ethically, and act in the best interests of Key's clients and the organization.

Education
  • Bachelor's Degree in business, marketing, information systems management or equivalent (preferred)
  • OR equivalent experience (required)

Work Experience
  • 1+ years of experience in digital business and/or product development (required)
  • Prior experience in Retail Banking preferred

Skills
  • Strong analytical mindset, data driven decisioning and insights
  • Thought leader and familiar with industry competitive analysis
  • Combination of business depth and technical savvy
  • Experience working in a collaborative, Agile, and data-driven environment
  • Digital native with a strong understanding of the digital landscape, technologies, disrupters, and best practices.
  • Experience creating innovative digital products and services that drive business results.
  • Working knowledge and appreciation for user-centered design and digital user experience
  • Passionate about leveraging user-generated data and third-party data to create intelligent. software driven customer experiences.
  • Have a passion to think critically and identify new ways to create positive client centric experiences
  • Possess a strong mix of quantitative, qualitative and problem-solving skills
  • Ability to think strategically coupled with the ability to drive to execution
  • Experience with storytelling + curating presentations
  • Ability to build relationships and influence broadly

Core Competencies
  • All KeyBank employees are expected to demonstrate Key’s Values and abide by Key’s Code of Conduct.

Physical Demands
  • General Office - Prolonged sitting, ability to communicate face to face in person or on the phone with teammates and clients, frequent use of PC/laptop, occasional lifting/pushing/pulling of backpacks, computer bags up to 10 lbs.

Travel
  • Occasional travel to include overnight stay.

Work Location Category
  • Hybrid (3+ days)

COMPENSATION AND BENEFITS

This position is eligible to earn a base salary in the range of $69,000.00 - $105,000.00 annually. Placement within the pay range may differ based upon various factors, including but not limited to skills, experience and geographic location. Compensation for this role also includes eligibility for incentive compensation which may include production, commission, and/or discretionary incentives.

Please click here for a list of benefits for which this position is eligible.

Key has implemented an approach to employee workspaces which prioritizes in-office presence, while providing flexible options in circumstances where roles can be performed effectively in a mobile environment.

Job Posting Expiration Date: 09/04/2026 KeyCorp is an Equal Opportunity Employer committed to sustaining an inclusive culture. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, genetic information, pregnancy, disability, veteran status or any other characteristic protected by law.

Qualified individuals with disabilities or disabled veterans who are unable or limited in their ability to apply on this site may request reasonable accommodations by emailing [email protected].



#LI-Hybrid

Skills Required

  • Equivalent experience in lieu of degree
  • Bachelor's Degree in business, marketing, or information systems management
  • 1+ years of experience in digital business and/or product development
  • Prior experience in Retail Banking
  • Experience working in a collaborative, Agile, data-driven environment
  • Strong analytical mindset and data-driven decisioning
  • Experience creating innovative digital products and user-centered digital experiences
  • Working knowledge of user acceptance testing (UAT), user stories, and product backlogs
  • Ability to build relationships and influence cross-functional stakeholders
  • Experience with storytelling and curating presentations

KeyBank Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about KeyBank and has not been reviewed or approved by KeyBank.

  • Retirement Support A dollar-for-dollar 401(k) match up to 7% of eligible pay is positioned as a standout element of the total rewards package. Additional financial programs like discounted stock purchase and banking discounts further strengthen perceived long-term value.
  • Leave & Time Off Breadth A pooled PTO bank with amounts that scale by level and tenure is described as a meaningful benefit and a retention lever. Paid parental leave is also included, adding to the breadth of time-off support.
  • Wellbeing & Lifestyle Benefits Wellness incentives tied to HSA contributions and company-sponsored health and wellbeing programs add tangible non-cash value. A Lifestyle Spending Account and counseling resources expand support beyond traditional medical coverage.

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The Company
HQ: Cleveland, OH
16,053 Employees
Year Founded: 1949

What We Do

At KeyBank we’ve made a promise to our clients that they will always have a champion in us. To deliver on our promise, we’re committed to building a team of engaged employees who do the right thing for our clients and shareholders, and help them achieve financial wellness each and every day.

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