Product Manager, Banking

About Us

From early-stage AI startups to large public companies, Rho is the banking platform with everything businesses need to manage cash, control spend, and automate finance busywork. Rho offers corporate cards, banking, treasury, expense management, AP, accounting automation, and more in one integrated platform backed by award-winning support.

We’re looking for an experienced Product Manager to lead and scale Rho’s digital banking infrastructure, helping deliver banking & cash management experiences that are fast, intuitive, and built with compliance and risk in mind. As the Banking Product Manager, you'll play a critical role in ensuring Rho’s platform continues to offer seamless business banking—while embedding the right operational controls to meet regulatory standards and mitigate risk exposure.

You’ll be responsible for designing user journeys that strike the right balance between exceptional customer experience and strong, scalable financial operations. You’ll lead cross-functional teams and external partners to build and optimize Rho’s banking capabilities and cash management customer jobs to be done.

• Own and evolve the vision, strategy, and roadmap for Rho’s core digital banking capabilities—including deposit accounts, inbound/outbound payments, reconciliation mechanisms, and operational tooling.

• Design and optimize end-to-end user journeys that balance ease of use with robust operational safeguards and regulatory compliance.

• Partner cross-functionally with executive leadership, engineering, data, operations, compliance, fraud, legal, and customer service to deliver banking products that are both delightful and secure.

• Collaborate with sponsor banks, processing platforms, and infrastructure providers to ensure scalability, availability, and reliability across money movement and deposit systems.

• Lead product discovery using customer research and operational insight to identify pain points and opportunities for innovation.

• Define clear product requirements and collaborate with engineering to scope and ship iteratively while maintaining high standards for accuracy, reliability, and control.

• Establish and monitor key metrics tied to success, including payment system reliability, latency, and risk posture.

• Manage external and internal partner relationships for critical banking functions, including KYC, payments, ledgering, and deposit servicing.

• 3+ years of product management experience, ideally within fintech, business banking, embedded finance, or core money movement infrastructure; startup experience is a plus.

• Experience owning digital banking or financial infrastructure features—e.g., business checking, ACH, wires, treasury services—with rigorous attention to operational excellence, compliance, and customer satisfaction.

• Deep understanding of U.S. bank payment systems—ACH, FedWire—and knowledge of NACHA rules, cutoff timing, and settlement considerations.

• Alternatively, we’re open to candidates with deep experience in complex financial reconciliation, treasury operations, or forensic accounting—especially those who’ve worked on internal ledgers, transactional control processes, or scalable financial ops systems—and are seeking a move into fintech product management.

• Strong track record of designing workflows that balance delightful user experience with enforceable internal and external controls, especially in regulated environments.

• Excellent communication skills & sharp attention to detail across internal partners and third-party BaaS partners.

• Analytical and systems-oriented thinker who confidently navigates technical conversations, evaluates trade-offs, and understands platform design principles (e.g., ledgers, reconciliation engines, APIs).

Our people are our most valuable asset. The salary range for this role is $165,000-$215,000. Base salary may vary depending on relevant experience, skills, and business needs. In addition to base pay, Rho offers equity, healthcare benefits, and paid time off.

Diversity is a core value at Rho. We’re passionate about building and sustaining an inclusive and equitable environment for all those involved with our mission, including employees, contractors, candidates, customers, and vendors. We believe every member of the Rho community enriches our ability to provide a broad range of ways to understand and engage with the market, identify problems, and drive solutions that align with our mission. We welcome all qualified applicants and support each of our team members with ongoing professional growth opportunities.