The Role
Lead lending product strategy and execution: define use cases and customer journeys, write detailed PRDs, work with solution architects and engineering to deliver roadmaps, run edge-case testing, ensure product reporting and KPIs, manage stakeholders and senior leadership, and drive Agile/Scrum product team processes for credit and lending platform products.
Summary Generated by Built In
About Us:
Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm’s mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology.
Expectation:
• Working closely with vertical product managers/ business leads to understand product use cases, customer journeys, business applicability and impact of each use case.
• Ability to understand different technology platforms, their features and be able to work with solution architects/engineering leads and write detailed product requirement documents, manage future roadmaps and deliverables
• Make sure that clear, simple, and technically sound decisions are made
• With your strong domain knowledge of lending platforms, we expect you to provide your subject matter expertise in requirements solutioning
• Ability to work with multiple stakeholders / senior management / cross-functional teams to influence them for quicker decisions, manage sudden technical roadblocks and be able to clear them
• Lead product team processes (Agile/Scrum) and manage expectations and track roadmap regularly
• Be involved in what your team is building - Run edge cases, test products proactively and its features to provide feedback early in the cycle, make sure entire journeys are covered, and that product reporting exists to track KPIs for the product and its success (data-driven product management).
Superpowers that will help you succeed in this role:
• Exp should be in between 8-13 years, out of which minimum 8 years in product management.
• Bachelor’s degree in engineering, computer science and/or related field
• Professional experience in a product management or analytical role with hands on experience in banking processes
• Having deep understanding of Lending and LMS (Loan Management System) Platform(s) in Product Management role building credit platform products Knowledge of Fintech/ BFSI/ Lending domain
• Solutions orientated within a high-energy and fast-paced work environment
• Exceptional customer experience intuition; demonstrated success in creating innovative and user-friendly products and customer-facing features
• Possess excellent oral, written, verbal and interpersonal communication skills
Why join us:
*A collaborative output driven program that brings cohesiveness across businesses through technology.
*Improve the average revenue per use by increasing the cross-sell opportunities.
*A solid 360 feedback from your peer teams on your support of their goals.
*Respect that is earned, not demanded from your peers and manager.
Compensation:
If you are the right fit, we believe in creating wealth for you with enviable 500 mn+ registered users, 25 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here.
It’s your opportunity to be a part of the story!
Skills Required
- 8-13 years total experience, minimum 8 years in product management
- Bachelor's degree in Engineering, Computer Science, or related field
- Proven product management or analytical experience with hands-on exposure to banking processes
- Deep domain knowledge of Lending and Loan Management System (LMS) platforms and credit platform products
- Knowledge of Fintech / BFSI / Lending domain
- Ability to write detailed product requirement documents and manage product roadmaps and deliverables
- Experience working with solution architects and engineering leads to design technical solutions
- Experience leading Agile/Scrum product team processes
- Data-driven product management: define tracking, reporting and KPIs for product success
- Strong stakeholder management and communication skills (oral, written, interpersonal)
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The Company
What We Do
Paytm started the Digital Revolution in India. And we went on to become India’s leading Payments App. Today, more than 20 Million merchants & businesses are powered by Paytm to Accept Payments digitally. This is because more than 300 million Indians use Paytm to Pay at their stores. And that’s not all, Paytm App is used to Pay bills, do Recharges, Send money to friends & family, Book movies & travel tickets. With innovations to Financial services & products in pipeline, this is but one of the milestones achieved towards our mission – to bring 500 million unserved and underserved Indians to the mainstream economy.
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