Product Engineers (NYC)

Reposted One Month Ago
New York, NY, USA
In-Office
180K-280K Annually
Entry level
Fintech • Information Technology • Financial Services
Underwriting automation for small business finance. 60K submissions a day, decision-ready in minutes.
The Role
Seeking engineers to design and build product solutions, maintain services and APIs, and contribute to team collaborations in a fast-growing AI startup.
Summary Generated by Built In
About the role

We are seeking high-performing NYC-based engineers of any level to help us solve more of our customers’ problems. We are looking for folks who are excited about designing elegant technical solutions and shipping great code frequently. If you are looking for a fresh challenge at a fast-growing AI startup - we would love to hear from you!

What You’ll Do

This is a hands-on (‘individual contributor’) role focused on building product that will solve our customers’ problems, including specifically:

  • Designing, building and maintaining backend services and APIs

  • Designing and building new UI/web components

  • Developing new integrations to third party services and AI models

  • Help triage bugs, investigate production incidents, and contribute to postmortems and root cause analysis

  • Participating in code reviews, collaborating across technical and non-technical teams and stakeholders

What We’re Looking For

Our ideal hire will:

  • Enjoy -actually- building and making an impact: you get a kick out of shipping code frequently, iteratively, and collaboratively. You value MVPs and customer impact over perfectly engineered systems. You can take responsibility over the end-to-end deployment of what you build.

  • Thrive at solving tough technical problems: you enjoy breaking down challenges into simple and well-designed solutions. You are fact-oriented and thoughtful in your approach, but you don’t get bogged down in over-intellectualizing or over-complicating things.

  • Scale-oriented: while having a bias to action and impact, you will care about scalable infrastructure and engineering processes. Even better if you’re able to bring some better practices or improvements to our infrastructure or ways of working!

  • Be able to contribute in our stack: we try to balance speed and impact with fitting the best framework/ technology to the task at hand. Currently, we work primarily in Python / Flask / FastAPI on the backend, Terraform / GCP / AWS for infra, and React / JavaScript / TypeScript / Vercel on the frontend. Ideally, you’ll be able to contribute within our stack while also helping us experiment and evolve to continually improve functionality and performance.

Above all else, we value people who want to make an impact in their work. Here are some of the behaviors that we expect of all Herons:

  • Scrappy and creative: when faced with an obstacle, you will either overcome it by pure determination (i.e., by hand), or find an unconventional approach or ‘hack’ to navigate it.

  • Persistent: you may not always find the right answer or person immediately, but you're motivated to keep on trying until you do so. You’ll go the extra mile - including Flying to Gainesville - if that’s what it takes.

  • Pilot not passenger: at a fast-growing company like Heron we need people who jump on opportunities unprompted and drive them to a great outcome, rather than folks who wait to be told what to do.

  • Excited to work in a fast-paced, high-growth, team-based environment: we aim to move quickly and decisively, but together. You’ll be a great team player and do what it takes for the team to succeed.

What You Can Expect as a Heron
  • Competitive compensation, including equity

  • Based full-time in NYC, where the team works in-person

  • Your choice of top-of-the-line equipment to fit out your desk in the office

  • Occasional travel to London for retreats and to work with the team there

  • Competitive benefits: health insurance; 401K; uncapped annual leave; parental leave

  • Free mental health support via Spill - on-demand access to therapy

  • Weekly company lunches (always inclusive and vegan-friendly - especially if you like Korean or Vietnamese food!)

  • Applicants from any background and gender are welcome and we have a zero tolerance policy on discrimination

About the interview
  • Initial conversation (20 minutes) - conversation to discuss what you're looking for, what Heron offers, and to see if there's a good fit.

  • Technical interview (up to 60 minutes) - interactive technical session with one or two of our engineers where you will review a pull request and then do some live coding to build on it.

  • Team interviews (2-3 hours in total) - mix of technical and behavioral conversations with Heron teammates and founders. You'll get a feel for the people you'll work with and how we approach problems, and we'll get to know how you collaborate, communicate, and think.

  • References - 2 references from people you've worked with who can speak to your impact, working style, and contributions in a professional setting.

About Heron Data

We are Heron Data, a Series A stage company based in New York and London.

  • At Heron, we use the latest advances in AI and LLMs to automate document processing. Our software handles emails, analyzes attachments, and takes actions like updating CRMs or requesting more info to execute workflows end-to-end for our customers. We serve a range of businesses including some of the world's largest fintechs, banks and other specialty finance companies, commercial insurers, and more.

  • Our largest product automates underwriting for small business lenders and other specialty finance companies. We eliminate cumbersome manual processes and enable our customers to provide their services with much greater speed, precision, and fairness.

  • We are a rapidly growing company with over 150 customers in financial services and beyond who trust us to be embedded in critical processes - without us, their businesses stop. We analyze tens of thousands of documents a day, including over 20 million individual bank transactions daily for our customers. We continue to grow into more segments and workflows: further into lending, banking, insurance. And we think there's much more we can do!

  • We are a lean, scrappy and committed team with a flat structure and collaborative culture. Our team brings together a wealth of experience from great tech companies including Facebook, Spotify, Revolut and many other startups from around the world.

  • With team members from five different continents, we embrace multiculturalism and diversity. From company events to everyday interactions, we make sure everyone feels welcome and accommodate all cultural and dietary requirements.

  • Since our launch in September 2020, at the end of the S20 batch, we've experienced a lot of growth! Today, we serve over 190 customers and have over $13M in ARR. Read more about our mission here

Skills Required

  • Experience in backend services and API development
  • Familiarity with frontend technologies like React and JavaScript
  • Experience with cloud infrastructure such as AWS or GCP
  • Ability to contribute in a fast-paced environment

Heron Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Heron and has not been reviewed or approved by Heron.

  • Fair & Transparent Compensation Pay is positioned as competitive and regularly benchmarked to align compensation with impact. Several role-based ranges shown in postings and aggregations cluster in higher six-figure territory for certain positions, reinforcing a market-competitive signal.
  • Healthcare Strength Healthcare is described as comprehensive medical, dental, and vision coverage. Coverage is also described as extending to dependents, indicating a stronger-than-minimum baseline plan design.
  • Parental & Family Support Family planning support is explicitly offered via fertility benefits through Carrot. Parental leave is also referenced in job-posting descriptions, suggesting broader family-related support beyond fertility care.

Heron Insights

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The Company
HQ: New York, New York
60 Employees
Year Founded: 2020

What We Do

Heron is the underwriting automation platform for small business finance. Every loan, advance, and policy a small business applies for is still underwritten by hand. A consumer gets a credit decision in seconds. A small business waits while someone reads bank statements, verifies the business, screens for fraud, and decides what to offer. That manual work is a tax, paid in higher rates, slower decisions, and products that never get built. Heron does that work in software. Applications arrive by email, API, or portal. Heron reads and verifies bank statements and applications, categorizes every transaction, runs background checks, models cashflow, screens for fraud, and applies the funder's own credit policies. Decision-ready deals land in the systems funders already use, in minutes instead of days. We analyze 60K submissions a day, covering 15% of US businesses seeking capital, for 200+ funders, brokers, and fintechs. Every deal we read adds to a view of American small business that no one else has, and we are building toward the trust layer for SMB finance. Heron is based in New York and London and backed by Insight Partners and Y Combinator.

Why Work With Us

Small business underwriting is a real problem that almost nobody has automated yet, so there is a lot of room to grow. We hire pilots, not passengers: people who like owning a problem end to end and seeing it land with a real customer. You will ship early, work with a team from five continents in NYC and London, and help shape how Heron works.

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