Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.
Job DescriptionTo provide insights and analytics on assets, transactional and liability product performance as input into broader decision making in order to drive delivery of a margin above budget year-on-year. To monitor assets and liabilities product changes and performance and ensure that system changes are tested and implemented within deadlines with the support of Product Managers and IT.
- Analyse available data, and in certain instances sources data from external sources and recommend proposed solutions for product enhancements (e.g. competitor pricing information, regulatory trends and changes in customer transaction patterns, credit portfolio management trends, risk appetite performance trends, etc.).
- Analyse market dynamics, pricing trends, market opportunities, operating and sales margins to develop reports, procedures and tools for pricing and price discounting for fees an interest, and make recommendations to Product Managers on pricing enhancements to improve digital uptake in the network (e.g. the customer pays less if cash is withdrawn at the ATM instead of inside the Branch).
- Conduct detailed performance and profitability analysis (financial performance) using financial reports in order to prepare product performance reports with appropriate recommendations on which products to focus on or revamp.
- Curb income leakages by reviewing the transaction volume reports, liabilities and loan balances reports and analysing it to identify revenue leakages and produces a dashboard.
- Continuously monitor and test processes and data to detect errors in order to improve reporting efficiencies. Develop and understand core customer insights through customer analytics and Market Insights (MI) and data science.
- Ensure correct implementation of pricing for all customer propositions, including Franchising and Public Sector entities, as well as key Mid-Corporate customers by testing post-implementation and doing pricing assurance continuously..
- First Degree Statistics, Actuarial Science, Business Commerce or related from a recognised Institution
- Atleast 2-3 years experience and exposure to Branch and Private Banking.
- Experience in data management and knowledge of all PBB transactional, liabilities, lending products and mobile network billing (i.e. Card, Channel, UPL and Insurance, etc.).
- Knowledge of databases, SQL programming and understand the technicalities related to these systems.
- Good understanding of FTP and behaviour tenor of products.
Behavioural Competencies:
- Adopting Practical Approaches
- Checking Things
- Examining Information
- Interpreting Data
- Taking Action
- Team Working
Technical Competencies:
- Data Analysis
- Analysing and Interpreting Information
- Risk Identification
- Product and Services Knowledge
Skills Required
- First Degree in Statistics, Actuarial Science, Business Commerce or related field
- At least 2-3 years experience in Branch and Private Banking
- Experience in data management, knowledge of PBB transactional and lending products
- Knowledge of databases and SQL programming
- Good understanding of FTP and behaviour tenor of products
Standard Bank Group Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Standard Bank Group and has not been reviewed or approved by Standard Bank Group.
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Leave & Time Off Breadth — Leave options span vacation, study, parental, compassionate/family responsibility, sick/short‑term incapacity, sabbatical, recognition and optional unpaid leave, subject to country practices. This breadth provides flexibility to manage family, study, health, and rest needs.
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Healthcare Strength — Core protection includes medical cover and death/incapacity insurance, with many markets offering permanent health insurance and optional life/funeral or gap‑cover add‑ons. Wellness and counselling programs further strengthen day‑to‑day health support.
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Fair & Transparent Compensation — Formal remuneration materials emphasize equal pay for work of equal value, structured market alignment, and pay‑equity analyses alongside clawback/forfeiture provisions. This governance signals predictable, fairness‑oriented pay practices.
Standard Bank Group Insights
What We Do
As a brand with a legacy of 161 years in Africa, we have a deep understanding and belief in the boundless opportunities that this continent presents. Our vision extends beyond mere geography; it encompasses a profound recognition of the potential for growth that resonates within our people, customers, entrepreneurs, and all who share our unwavering commitment and passion for investing in Africa. With a presence in 20 countries across sub-Saharan Africa, we have cultivated a diverse community of the most skilled, innovative, and creative minds in the industry. Our purpose is to drive Africa's growth, acting as a catalyst for inclusive and sustainable economic development in the regions we serve. We strive to improve the lives of our fellow Africans by conducting business in an ethical and responsible manner. As a trusted partner, we consistently set higher standards and aspire to become better with each endeavour. We are more than just a banking institution; we are a driving force behind Africa's growth. Join us on this transformative journey. Together, we have the collective power to propel Africa into the future, making tangible progress for all who proudly call Africa home.
