Upgrade helps customers move in the right direction with affordable and responsible financial products. Since 2017, we’ve helped over 7 million customers access over $40 billion in consumer credit. With a relentless focus on improving our customers' financial well-being, we build products that put more money in their pocket and support their journey toward a better financial future. We’re backed by some of the most prominent technology investors and were most recently valued at $6.3B.
We’re consistently recognized for our collaborative and inclusive culture. Most recently, we were named one of the World’s Top Fintech Companies by CNBC, Best Places to Work by Built In, Best Places to Work by the San Francisco Business Times, America’s Greatest Workplaces by Newsweek, Best Startup Employer by Forbes, and Healthiest Employers by Phoenix Business Journal.
We’re looking for new team members who get excited about designing and delivering new and better products. Come join us and help build a better financial future for millions of people.
About the Role:
Upgrade’s growing Legal team is seeking a Product Counsel to provide legal guidance on a variety of financial products offered through Upgrade and related initiatives. You’ll work cross-functionally as we help develop new products and advise on legal risks and regulatory compliance. The legal issues you'll encounter are cutting edge and always evolving. The successful candidate will be skilled at building strong relationships, working in the unknown while balancing legal risks, and comfortable working in a fast-paced and dynamic environment.
Preference will be given to candidates who can work in a hybrid capacity from our San Francisco office. Upgrade also encourages applications from those who live near our other offices in Tustin, CA, Atlanta, GA, and Phoenix, AZ. , We will also consider remote candidates. Regardless of location, the position will require Pacific Time working hours.
What You’ll Do:
- Review new products and features from early stages of development through launch, advising on legal risks while providing practical legal advice
- Work closely with Product, Compliance, Marketing, Engineering, Risk and other teams to help bring new products and features to market while ensuring legal and regulatory compliance
- Draft consumer facing agreements (loan agreements, TILA disclosures, program terms, etc.) and review marketing collateral
- Research and spot issues related to consumer protection laws and regulations, commercial agreements, privacy, and other legal requirements
- Prioritize workload to set goals and meet deadlines in a fluctuating and sometimes ambiguous business environment
- Own your projects with a can-do attitude and a willingness to jump in where needed – no job is too big or too small – and some may not exactly fit in the four corners of this job description
What We Look For:
- J.D. and Bar membership in good standing
- 5+ years advising financial institutions/fintech companies as a lawyer at a leading law firm or in-house legal department
- Experience advising on financial products, in particular consumer loans, deposit accounts and payments; experience with AI a plus
- Innate curiosity, desire and ability to learn rapidly
- Resiliency and comfort serving as a trusted business partner
- Quick adopter of new and evolving technology
- A team player with a sense of humor and self awareness
Nice to have:
- Big Law and fintech startup experience
What We Offer You:
- Competitive salary and stock option plan
- 100% paid coverage of medical, dental and vision insurance
- Flexible PTO
- Learning stipend for personal growth and development
- Paid parental leave
- Health & wellness initiatives
- Relocation expenses (if appropriate)
The compensation range of this position in San Francisco, CA is USD $190,000 - $230,000 annually plus equity and benefits. Within this range, an individual's base pay will be dependent on a variety of factors, including without limitation, job-related knowledge, skills, education, and experience.
#LI-Hybrid
Notice to California-based Candidates for Employment. This California Candidate Privacy Notice is intended to provide information about how Upgrade collects and uses personal information to California consumers who apply for employment with Upgrade If you are employed by Upgrade, refer to the Employee Handbook for additional information. For any questions about this notice, please contact [email protected].Personal Information Upgrade Collects:Identifiers Including name, address, email, telephone number, social security number, driver license number, passport number, and other personal identifying information. Characteristics of protected classifications under California or federal law, including demographic information and other personal information obtained during the application process, such as gender, race, national origin. Professional or employment-related information, such as salary/compensation and benefits packages, other relocation or job preferences, prior background, experience, skills, and other information in support of your application, reference information, other information obtained through background checks, including employment, credit, and criminal history. Education Information. Any other information you provide as a part of recruitment, job application, or interview process. Purposes for Collecting Personal Information:To consider qualifications, skills, and interest for employment. To communicate with you during the recruitment and interview process. To conduct background checks and verify your information if you are offered employment. To provide compensation, including payroll, and administer stock options and benefits, including medical, dental, vision, commuter, and retirement benefits. To provide human resources services and conduct performance evaluations. To monitor work eligibility including work-related licenses, credentials, training, and eligibility to work in the United States. To improve recruitment and interview processes and ensure a safe and efficient working environment. To comply with applicable legal or regulatory requirements including state and federal company reporting obligations.We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.
Upgrade does not accept unsolicited resumes from staffing agencies, search firms, or any third parties. Any resume submitted to any employee of Upgrade without a prior written agreement in place will be considered the property of Upgrade, and Upgrade will not be obligated to pay any referral or placement fee. Agencies must obtain advance written approval from Upgrade's Talent Acquisition department to submit resumes and only in conjunction with a valid, fully executed agreement. English is required for all positions, as it involves interacting with staff at Upgrade's offices worldwide.
Top Skills
What We Do
Upgrade helps customers move in the right direction with affordable and responsible financial products. Since 2017, we’ve helped over 7 million customers access over $40 billion in consumer credit. With a relentless focus on improving our customers' financial well-being, we build products that put more money in their pocket and support their journey toward a better financial future.
We’re consistently recognized for our innovative technology, rapid growth, and inclusive culture. Most recently, we were named one of the World’s Best Fintech Companies by CNBC, Best Places to Work by Built In, Best Places to Work by the San Francisco Business Times, Best Places to Work in Fintech by American Banker, Best Employer by Forbes, and America’s Greatest Workplaces by Newsweek. Our technology and products have also earned us spots on the World's Top 250 Fintech Companies by CNBC, Deloitte Technology Fast 500, and Fintech Breakthrough Awards.
We’re looking for new team members who get excited about designing and delivering new and better products. Come join us and help build a better financial future for millions of people.
Gallery
