Product Compliance Program Manager

Posted 22 Days Ago
4 Locations
Remote or Hybrid
144K-220K Annually
Senior level
Fintech • Financial Services
Ramp helps thousands of businesses control spend, save time, automate busywork—and save an average of 3.5%.
The Role
The Product Compliance Program Manager will oversee compliance across product lifecycles in finance, advising teams and streamlining regulatory requirements while supporting growth in money movement and digital assets.
Summary Generated by Built In
About Ramp

Ramp is building the smart infrastructure for finance teams, embedded in the transaction flow of every dollar a business spends. We automate how over $200B in annualized spend flows in and out of 70,000+ companies: authorizing payments, flagging risk, categorizing spend, and closing books.

The problems are high-stakes, data-dense, and unforgiving.

We hire people with high agency and high urgency. We look for slope over intercept. We care less about where you trained and more about what you’ve built. At Ramp, everyone is a builder who owns problems end to end and makes consequential decisions that shape the outcome.

The median Ramp customer saves 5% and grows revenue 16% in their first year – far in excess of businesses operating without Ramp. We believe every ambitious company deserves the same.

If you want to build systems that directly shape how companies move and manage billions, Ramp is the place to do it.

About the Role

Ramp is seeking an experienced Product Compliance Program Manager to join our Regulatory Compliance team, with a focus on domestic and international money movement and digital asset products. This role is a primary enabler for Product, helping Ramp scale responsibly as we expand our financial offerings and market reach. In this role, you will partner across control functions to streamline compliance requirements and serve as a key advisor to business teams by providing guidance through all stages of the product lifecycle. You will also support our compliance management system frameworks, critical to sustaining our growth at scale.

What You'll Do
  • Advise business teams on applicable regulatory, payment scheme, and partner requirements to ensure compliance at each stage of the product lifecycle

  • Collaborate with Legal, Partnerships, and Risk teams to streamline business requirements and provide strategic recommendations for control development

  • Conduct targeted risk assessments and testing to validate control effectiveness for new and existing products and features

  • Support independent assessments, regulatory exams, and partner diligence requests as needed

  • Maintain compliance policies necessary to align product innovation with evolving obligations and standards

What You Need
  • 5+ years of financial services experience in product compliance, risk, or related regulatory advisory roles—preferably in fintech

  • Expert knowledge of BSA/AML and Sanctions programs, specifically focused on KYC/KYB, transaction monitoring, and OFAC/sanctions screening across traditional and digital asset rails

  • Familiarity with U.S. and international financial services regulatory compliance related to money movement, licensing regimes, and digital asset products

  • Proven experience working with technical teams and influencing system design, with an emphasis on automation and scale

  • Track record of building or maturing compliance programs, especially in high-growth or fast-paced environments

  • Exceptional cross-functional collaboration skills; comfortable operating at the intersection of product, engineering, legal, operations, and external partners

  • Experience utilizing AI to analyze regulatory frameworks, design risk controls, and scaling compliance programs

  • Strong research, communication, documentation, and advocacy skills

Nice-to-Haves
  • CAMS, CRCM or equivalent certifications

  • Experience with data design, internal tooling, or compliance systems implementation

  • Prior experience representing a financial institution in direct engagement with national or regional regulatory bodies

Benefits available to all full-time Ramp employees (Global)

• Flexible PTO

• Unlimited AI token usage

• Centralized home-office equipment ordering

• Health and wellness stipend

• Budget for intra-office travel

• Weekly coffee stipend

United States

• 100% medical, dental & vision insurance coverage for you, with partial coverage for dependents

• One Medical annual membership

• 401(k), including employer match on contributions made while employed by Ramp

• Fertility HRA (up to $10,000 per year)

• Parental leave: up to 16 weeks (birthing + bonding) or 8 weeks (bonding only) at 100% pay

• Pet insurance

• In-office perks: lunch, snacks, drinks, and more

• Relocation support to NYC or SF (as needed)

Canada

• Group medical, dental, and vision coverage through Sun Life

• Life, AD&D, and disability coverage

• Fertility drug coverage (up to $4,000 lifetime)

• Group Retirement Plan with employer match (RRSP + DPSP)

• Parental leave: up to 16 weeks (birthing + bonding) or 8 weeks (bonding only) at 100% pay, with additional time available at reduced pay

• Employee Assistance Program and virtual care through Lumino Health

United Kingdom

• Private medical insurance through Freedom Elite

• Virtual GP and at-home care via eMed x Livi

• Workplace pension through Penfold, with salary sacrifice option

• Parental leave: up to 16 weeks (birthing + bonding) or 8 weeks (bonding only) at 100% pay with additional time available at reduced pay

Referral Instructions

If you are being referred for the role, please contact that person to apply on your behalf.

 
Other notices

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

 

Beware of recruiting scams: Ramp will only contact you through official @Ramp.com email addresses and will never ask for payment or sensitive personal information during the hiring process.

 

Ramp Applicant Privacy Notice

Skills Required

  • 5+ years of financial services experience in product compliance, risk, or regulatory advisory roles
  • Expert knowledge of BSA/AML and Sanctions programs
  • Familiarity with U.S. and international financial services regulatory compliance
  • Proven experience working with technical teams and influencing system design
  • Track record of building or maturing compliance programs in fast-paced environments
  • Exceptional cross-functional collaboration skills
  • Experience utilizing AI to analyze regulatory frameworks

Ramp Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Ramp and has not been reviewed or approved by Ramp.

  • Fair & Transparent Compensation Fair & Transparent Compensation: Pay is positioned as competitive or top-of-market in core technical roles, with strong base pay and total compensation ranges cited for engineers and product roles. Compensation is also framed as including meaningful equity alongside salary, making offers feel compelling versus many startup benchmarks.
  • Healthcare Strength Healthcare Strength: Healthcare coverage is described as comprehensive, often including medical, dental, and vision, with additional primary-care access via a One Medical membership. The package is portrayed as above-average on employer coverage for employees, increasing perceived value of the benefits bundle.
  • Retirement Support Retirement Support: A 401(k) with an employer match is consistently included as a core benefit. Immediate or meaningful matching is presented as a concrete financial benefit that goes beyond a basic plan offering.

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The Company
HQ: New York, NY
450 Employees
Year Founded: 2019

What We Do

Ramp is building the next generation of finance tools—from corporate cards and expense management, to bill payments and accounting integrations—designed to save businesses time and money with every click. More than 10,000 customers cut their expenses by 3.5% per year and closing their books 8x faster by switching to the Ramp platform. Founded in 2019, Ramp powers the fastest-growing corporate card and bill payment software in America and enables billions of dollars of purchases each year. Ramp continues to grow at an increasingly large scale, more than doubling its revenue run rate in the first half of 2022. Valued at $8.1 billion, Ramp's investors include Founders Fund, Stripe, Citi, Goldman Sachs, Coatue Management, D1 Capital Partners, Redpoint Ventures, General Catalyst, and Thrive Capital, as well as over 100 angel investors who were founders or executives of leading companies. The Ramp team comprises talented leaders from leading financial services and fintech companies—Stripe, Affirm, Goldman Sachs, American Express, Mastercard, Visa, Capital One—as well as technology companies such as Meta, Uber, Netflix, Twitter, Dropbox, and Instacart. Ramp was named Fast Company’s most innovative finance company in 2022.

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