Product Associate
- Assist in the design, development, and launch of new products and product enhancements.
- Conduct market research and competitor analysis to identify opportunities and industry trends.
- Prepare product notes, policy documents, process flows, and business requirement documents (BRDs).
- Coordinate with Credit, Operations, Technology, Sales, Risk, Compliance, and Marketing teams for product implementation.
- Track product performance, business volumes, profitability, and customer feedback.
- Monitor portfolio performance and recommend product improvements.
- Support UAT (User Acceptance Testing) for system enhancements and new product rollouts.
- Develop and maintain MIS reports, dashboards, and management presentations.
- Ensure product compliance with regulatory and internal policy requirements.
- Assist in creating training materials and conducting product training sessions for sales and operations teams.
Preferred Candidate Profile
- Graduate/Postgraduate (MBA preferred) in Finance, Marketing, Business Administration, or related fields.
- 1-4 years of experience in Product Management, Business Strategy, Product Support, or Financial Services.
- Experience in Banking, NBFC, Lending, Vehicle Finance, Tractor Finance, or Rural Finance preferred.
- Strong analytical and problem-solving skills.
- Proficiency in Excel, PowerPoint, and MIS reporting.
Skills Required
- Graduate or postgraduate degree in Finance, Marketing, Business Administration, or a related field
- MBA
- 1-4 years of experience in Product Management, Business Strategy, Product Support, or Financial Services
- Experience in Banking, NBFC, Lending, Vehicle Finance, Tractor Finance, or Rural Finance
- Strong analytical and problem-solving skills
- Proficiency in Excel, PowerPoint, and MIS reporting
What We Do
About Kotak Mahindra Group: Established in 1985, the Kotak Mahindra Group is one of India’s leading financial services conglomerates. In February 2003, Kotak Mahindra Finance Ltd. (KMFL), the Group’s flagship company, received a banking license from the Reserve Bank of India (RBI). With this, KMFL became the first non-banking finance company in India to become a bank – Kotak Mahindra Bank Limited. The consolidated balance sheet of Kotak Mahindra Group is over 1 lakh crore and the consolidated net worth of the Group stands at 13,943 crore (approx US$ 2.6 billion) as on September 30, 2012. The Group offers a wide range of financial services that encompass every sphere of life. From commercial banking, to stock broking, mutual funds, life insurance and investment banking, the Group caters to the diverse financial needs of individuals and the corporate sector. The Group has a wide distribution network through branches and franchisees across India, and international offices in London, New York, California, Dubai, Abu Dhabi, Bahrain, Mauritius and Singapore. For more information, please visit the company’s website at http://www.kotak.com
