Product and Pricing Specialist

Posted 10 Days Ago
Be an Early Applicant
Hiring Remotely in United States
Remote
Junior
Fintech • Software • Financial Services
The Role
Support loan officers and production teams with pricing, relocks, renegotiations, and lock extensions. Identify appropriate mortgage products, navigate investor guidelines, confirm locks, produce BI reports, and handle high-volume phone and email help-desk inquiries. Coordinate across departments to ensure pricing accuracy and adherence to policies.
Summary Generated by Built In

***No agencies or 3rd party Recruiters please. Thank you! ***

 

Who we are:

 

Cornerstone Home Lending, a division of Cornerstone Capital Bank, is a unique national home lender with a reputation of amazing service, customer satisfaction, employee retention, and happiness. We employ people who are passionately committed to Cornerstone’s Mission, Vision & Core Convictions. Our brand is known for on-time closings - a key core conviction of Cornerstone. We have successfully navigated our company through many industry cycles and changes in regulations.


We honor God by using our talents to make a positive difference in the lives of our Team Members, Clients, Shareholders, Communities, and the People who provide services to us.

 

Who we are looking for:

 

Cornerstone Home Lending is seeking an experienced Product and Pricing Specialist to support our teams nationally. The Product and Pricing Specialist will assist Loan Officers and Teams with Pricing scenarios. Success in this job relies on your time management skills, industry knowledge, organization, and positive attitude.

 

Key Responsibilities:

 

  • Assist Loan Officers & Teams with Pricing, Relocks, Renegotiations, and Lock Extensions
  • Assist Loan Officers with finding the right product for a borrower’s scenario
  • Work with all departments throughout the Company
  • Facilitate lock cancellations, as well as program and term changes as directed, in accordance with pricing policies.
  • Review loan programs, branch margins, and pricing adjustments for accuracy and confirm locks for the production staff
  • Assist with renegotiating pricing and terms on individual loans as requested by Production under the guidance of department management.
  • Ability to navigate investor websites, and read and understand product guidelines
  • Produce internal reports to assist management in pricing loans and managing loans in the pipeline from within company BI systems.
  • Stay up‑to‑date on pricing reports, program changes, and internal policies.
  • Work efficiently with heavy phone and email volume on a help desk
  • Constantly operate a computer and other office productivity machinery as needed, such as a calculator, copy machine, and computer printer
  • Frequently communicate with internal customers to exchange accurate information via telephone and through written communication

 

 What you’ll need to be successful:

 

  • Minimum of 2 years’ experience working in similar position w/ the Mortgage industry
  • Experience with loan products and pricing is required
  • Up to date on current mortgage products including FHA, VA, CONV, and USDA
  • Knowledge of non-QM products is a positive factor
  • Experience with Empower LOS is a positive factor
  • Must be able to display and consistently provide strong Customer Service to clients and team members

What we offer: 

 

Because we recognize and reward hard work, we offer a competitive salary, a full benefits package, and the potential for a performance-based bonus. 

  

What to do next: 

 

If Cornerstone sounds like the place for you (and if you have the qualifications, drive, and passion to match), we invite you to become a member of our winning team! And remember, once you're a part of our Cornerstone team, we'll continue to invest in you as a valuable asset to our company. As many of our team members can tell you, there's something special about working at Cornerstone.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

Skills Required

  • Minimum 2 years experience in a similar mortgage industry position
  • Experience with loan products and pricing (FHA, VA, Conventional, USDA)
  • Ability to navigate investor websites and understand product guidelines
  • Produce internal reports and manage pipeline data using company BI systems
  • Work efficiently in a high-volume phone and email help desk environment
  • Strong customer service skills for internal and external clients
  • Knowledge of non-QM products
  • Experience with Empower LOS

Cornerstone Capital Bank Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Cornerstone Capital Bank and has not been reviewed or approved by Cornerstone Capital Bank.

  • Equity Value & Accessibility An employee stock ownership plan introduced in 2026 and an employee stock purchase option expand access to ownership alongside cash compensation. These additions broaden long‑term wealth‑building opportunities.
  • Leave & Time Off Breadth The package includes paid holidays, vacation, sick time, and personal days, plus dedicated Volunteer Time Off. This breadth supports time away for rest and community involvement.
  • Wellbeing & Lifestyle Benefits An Employee Assistance Program, wellness support, and a hardship fund (Cornerstone Cares) provide tangible resources for health and emergency needs. These programs strengthen non‑cash support beyond core insurance.

Cornerstone Capital Bank Insights

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The Company
HQ: Houston, Texas
200 Employees

What We Do

We are a team of dynamic, enthusiastic, and service-oriented individuals who want to make banking and mortgages easier for you. With our upcoming digital banking and mortgage-lending platforms, we're confident you'll feel right at home with the new Cornerstone Capital Bank. Cornerstone Capital Bank, SSB, Member FDIC, NMLS ID# 2258 (www.nmlsconsumeraccess.org) 1177 West Loop South, Suite 700, Houston, TX 77027 The Roscoe State Bank, a Division of Cornerstone Capital Bank, SSB, 117 Cypress St, Roscoe, TX 79545

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