About this role:
Wells Fargo is seeking a Principal Engineer in technology as part of Commercial and Corporate & Investment Banking Technology (CCIBT). Wells Fargo Securities (WFS) is the Capital Markets and Investment Banking division of Wells Fargo Bank, N.A. Within Institutional Investor Services, Electronic Trading Technology delivers scalable, resilient, and low-latency platforms supporting cross-asset trading strategies.
We are seeking a Principal Engineer to join the Electronic Trading organization, focused on Rates and cross-asset electronic trading platforms. This role is a hands-on individual contributor and technical authority, responsible for the design, evolution, and modernization of highly complex electronic trading systems.
This role serves as a hands-on technical authority for complex electronic trading systems across Rates and related asset classes, leading cross-team initiatives by defining architecture, design patterns, and performance standards. You will design, develop, and support low-latency trading applications-including pricing, RFQ, market making, order routing, and market-data components-while maintaining end-to-end ownership across the full SDLC and production support. The role requires translating complex trading requirements into robust technical solutions, ensuring platforms are resilient, observable, and compliant with enterprise risk standards, and partnering closely with product managers, traders, quants, platform engineering, and vendors, while mentoring engineers through technical leadership and influence.This role defines and governs enterprise-standard AI-assisted engineering practices, including prompt-driven development, automated testing, diagnostics, documentation, and developer-productivity tooling, while architecting controlled LLM integrations such as MCP-based services for development, observability, and automation. You will establish strong guardrails to ensure secure, explainable, auditable AI usage and partner closely with platform, security, risk, and compliance teams to evolve GenAI and agentic-AI capabilities in alignment with Wells Fargo governance standards.
Learn more about the career areas and lines of business at wellsfargojobs.com .
In this role, you will:
- Act as an advisor to leadership to develop or influence applications, network, information security, database, operating systems, or web technologies for highly complex business and technical needs across multiple groups
- Lead the strategy and resolution of highly complex and unique challenges requiring in-depth evaluation across multiple areas or the enterprise, delivering solutions that are long-term, large-scale and require vision, creativity, innovation, advanced analytical and inductive thinking
- Translate advanced technology experience, an in-depth knowledge of the organizations tactical and strategic business objectives, the enterprise technological environment, the organization structure, and strategic technological opportunities and requirements into technical engineering solutions
- Provide vision, direction and expertise to leadership on implementing innovative and significant business solutions
- Maintain knowledge of industry best practices and new technologies and recommends innovations that enhance operations or provide a competitive advantage to the organization
- Strategically engage with all levels of professionals and managers across the enterprise and serve as an expert advisor to leadership
- 7+ years of Engineering experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
- 7+ years of electronic trading experience within capital markets, with deep exposure to Rates or Fixed Income e-trading platforms
- 7+ years of experience designing and building high-performance, low-latency trading systems, including pricing, RFQ/RFS, order management, market data, and execution workflows
- 7+ years of hands-on experience with Java in performance-critical systems (with exposure to Python and/or C++ as applicable)
- Deep experience with FIX protocol, ECN connectivity, market data feeds, and exchange/broker integrations
- Proven ability to operate as an individual contributor technical lead, owning architecture and influencing multiple engineering teams
- Strong experience partnering directly with traders, product teams, and business stakeholders to resolve complex production and performance issues
- Expertise in low-latency and real-time system design, including JVM tuning, GC optimization, threading models, memory management, and performance profiling
- Strong understanding of electronic market making, algo trading, SOR/EMS platforms, and internalization models
- Working knowledge of OMS, CLOB, and post-trade processing flows
- Familiarity with quantitative modeling concepts and analytics used in electronic trading
- Experience with regression and performance test automation frameworks
- Advanced knowledge of capital markets business processes and trade lifecycle
- Strong understanding and practical application of Agile and DevOps practices
- Experience integrating Large Language Models (LLMs) in enterprise environments, with emphasis on governance, traceability, and controlled usage
- Familiarity with agentic AI workflow and Model Context Protocol (MCP)-based SDLC is a strong plus
- This position offers a hybrid work schedule
- This position is not eligible for Visa sponsorship
- Relocation assistance is not available for this position
- 150 E 42nd St., New York, New York 10017
- 194 Wood Ave S, Iselin, NJ 08830
- 300 S Brevard St., Charlotte, NC 28202
Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to demonstrated examples of prior performance, skills, experience, or work location. Employees may also be eligible for incentive opportunities.
$159,000.00 - $305,000.00
Benefits
Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.
- Health benefits
- 401(k) Plan
- Paid time off
- Disability benefits
- Life insurance, critical illness insurance, and accident insurance
- Parental leave
- Critical caregiving leave
- Discounts and savings
- Commuter benefits
- Tuition reimbursement
- Scholarships for dependent children
- Adoption reimbursement
27 Jun 2026
* Job posting may come down early due to volume of applicants.
We Value Equal Opportunity
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
#BI-Hybrid
Skills Required
- 7+ years of engineering experience (work experience, training, military experience, or education)
- 7+ years of electronic trading experience within capital markets with deep exposure to Rates or Fixed Income e-trading platforms
- 7+ years designing and building high-performance, low-latency trading systems (pricing, RFQ/RFS, order management, market data, execution workflows)
- 7+ years hands-on experience with Java in performance-critical systems (exposure to Python and/or C++ as applicable)
- Experience with FIX protocol, ECN connectivity, market data feeds, and exchange/broker integrations
- Proven ability to operate as an individual contributor technical lead owning architecture and influencing multiple engineering teams
- Experience partnering directly with traders, product teams, and business stakeholders to resolve complex production and performance issues
- Expertise in low-latency and real-time system design including JVM tuning, GC optimization, threading models, memory management, and performance profiling
- Strong understanding of electronic market making, algo trading, SOR/EMS platforms, and internalization models
- Working knowledge of OMS, CLOB, and post-trade processing flows
- Familiarity with quantitative modeling concepts and analytics used in electronic trading
- Experience with regression and performance test automation frameworks
- Advanced knowledge of capital markets business processes and trade lifecycle
- Practical application of Agile and DevOps practices
- Experience integrating Large Language Models (LLMs) in enterprise environments with governance, traceability, and controlled usage
- Familiarity with agentic AI workflow and Model Context Protocol (MCP)-based SDLC
Wells Fargo Compensation & Benefits Highlights
How does Wells Fargo ensure its pay and bonus plans are competitive?
Wells Fargo ensures its pay and bonus plans remain competitive through a structured, performance-driven compensation philosophy combined with regular market benchmarking. The company’s approach is centered on “pay for performance,” meaning compensation is directly linked to individual contributions, business results, and overall company performance. This includes evaluating how employees meet regulatory expectations, manage risk responsibly, and contribute to long-term value creation.
To maintain market competitiveness, Wells Fargo conducts global compensation reviews using third-party consultants. These reviews assess both base salary and total compensation across the organization, factoring in role, level, tenure, and geographic differences. The company also evaluates pay equity and has reported no significant unexplained pay gaps following its most recent review. This process ensures that compensation remains aligned with industry standards while reinforcing fairness and transparency.
Bonuses and incentives are designed to reward strong performance and support retention of top talent. Compensation programs are structured not only to motivate employees but also to promote prudent risk management and discourage excessive risk-taking—an important consideration in financial services. In addition to performance-based pay, employees benefit from a comprehensive rewards package that includes a 401(k) match (up to 6%), stock purchase opportunities, and other financial wellness resources.
Together, these practices create a compensation framework that balances competitiveness, fairness, and long-term sustainability—helping Wells Fargo attract, retain, and reward talent across its global workforce.
Employee Perspective
“Wells Fargo has given me the opportunity to pursue my master’s degree. With the tuition reimbursement and the support of my managers, I’ve been able to gain some really valuable skills.”
— Destinee Richey, Business Intelligence Consultant
At-a-Glance
- Compensation philosophy: Pay for performance tied to individual, business, and company outcomes
- Market alignment: Global benchmarking with third-party consultants; no significant unexplained pay gaps
- Bonus structure: Performance-based incentives aligned with results and risk management
- Total rewards: 401(k) match up to 6%, stock purchase plan, financial wellness resources
External Signals
- Comprehensive Benefits: Employees give the company high marks for its benefits package, giving it an ‘A-’ rating and a 73% satisfaction score on external review sites (Comparably).
- LinkedIn Top Companies 2025: #3 overall, #1 in financial services
- Disability Equality Index: 100% score (multiple years)
- CAREERS & the disABLED Top Employers 2024: #3 ranking
- Military Friendly Employer (2025): Top 10 Gold Seal
Wells Fargo Insights
What We Do
Wells Fargo & Company (NYSE: WFC) is a leading financial services company that has approximately $2.1 trillion in assets. We provide a diversified set of banking, investment and mortgage products and services, as well as consumer and commercial finance, through our four reportable operating segments: Consumer Banking and Lending, Commercial Banking, Corporate and Investment Banking, and Wealth & Investment Management. Wells Fargo ranked No. 33 on Fortune’s 2025 rankings of America’s largest corporations. Our technology professionals drive innovation, information security, and big data analytics while maintaining a network that handles more than 12 billion customer interactions a year. Join us! Are you looking for more? Find it here. At Wells Fargo, we're more than a financial services leader – we’re a global trailblazer committed to driving innovation, empowering communities, and helping our customers succeed. We believe that a meaningful career is much more than just a job – it’s about finding all of the elements to help you thrive, in one place. Living the Well Life means you’re supported in life, not just work. It means having robust benefits, competitive compensation, and programs designed to help you find work-life balance and well-being. You’ll be rewarded for investing in your community, celebrated for being your authentic self, and empowered to grow. And we’re recognized for it – Wells Fargo once again ranked in the top three – making us the #1 financial services employer – on the 2025 LinkedIn Top Companies list of best workplaces “to grow your career” in the U.S. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. © 2026 Wells Fargo Bank, N.A. All rights reserved. Member FDIC.
Why Work With Us
We're known for our “Well Life” approach to supporting employees’ career aspirations, work-life balance, and mental and physical health. We ranked in the top 3 on the 2025 LinkedIn Top Companies list – and #1 among financial services companies – as the best workplace “to grow your career” in the U.S.
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Employees engage in a combination of remote and on-site work.