Be an Early Applicant
We are a global technology company in the payments industry.
The Role
As a Principal Software Engineer at Mastercard, you'll architect and design high-scale B2B solutions, emphasizing microservices, cloud-native technologies, and performance. You'll lead technical teams, ensure solution reliability, and collaborate with product leaders while advocating best practices in global systems.
Summary Generated by Built In
Our Purpose
Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we're helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.
Title and Summary
Principal Software Engineer
Job Title
Principal Software Development Architect
Overview
As a Software Architect for the Mastercard Commercial Solutions platform, you'll bring your expertise with modern software architecture designed for global scale, high-transaction volume, and cloud-native technologies. We're building a global business-to-business (B2B) technology platform to help businesses of all sizes streamline how they manage payments when buying or selling products & services. As a global business, the platform, and services that you architect will deliver software operating at-scale, requiring focus on performance, security, and reliability.
You will be a key contributor in how Mastercard transforms the Commercial B2B space to standardize, automate, and optimize digital payment efficiency for Buyers and Sellers.
Role:
• Drive the overall architecture for the Mastercard Commercial Solutions platform using your expertise in microservices-based architectures for the fintech industry.
• Ensure that your solutions use 12-factor application design principles.
• Design enterprise-grade APIs for services that follow Mastercard best-practices.
• Design and maintain technical blueprints and service descriptions for your solutions.
• Incorporate high-availability and system resiliency into your solutions to maximize up-time and capacity.
• Partner with senior technical and product leaders for the platform on how to deliver on your designs.
• Perform reviews to ensure teams are following your designs.
• Collaborate with fellow principal engineers, service architects, development teams, operations, and product owners.
• Provide technical leadership and mentorship to technical leads, and development teams.
• Represent the Mastercard Commercial Solutions program group as a contributing architect and technical advocate with other groups within Mastercard.
• Partner with the Architecture & Technology team to leverage best practices in global scale systems, including on-soil and cloud deployment scenarios.
All About You:
• You have an exceptional foundation in Computer Science fundamentals, web applications & services, and microservices-based software architecture.
• You have demonstrated experience architecting solutions based on platform-as-a-service (PaaS) and containers, including PCF, Kubernetes, and cloud-native technologies.
• You have contributed to the design & implementation of high transaction volume, financial (banking, payment) systems that operate at global scale and extreme up-time requirements.
• You have experience with web technologies including HTML5, CSS, Javascript, and front-end frameworks such as Angular.
• You have extensive experience in designing and building global-scale, back-end micro services using Java, Spring, Spring Boot, Pivotal Cloud Foundry, Kafka, RabbitMQ
• You have a deep understanding of storage technologies such as Oracle, PostgreSQL or SQL Server, and how to effectively leverage them at massive scale.
• You have experience with automated testing and successfully releasing software in a continuous delivery model using Git.
• You enjoy working in an Agile environment focused on continuous improvement.
• You have a strong desire to collaborate and provide mentorship to technology teams.
• You enjoy working with product leaders to inform and support options for delivering highly capable solutions that meet market demands.
• You desire to be hands-on building prototypes to solve complex business problems.
• You have excellent communication skills with both technical and non-technical people.
• You are a relentless self-starter who works quickly and efficiently to support product and technical objectives.
• You advocate for what's technically important and doing the right thing.
Corporate Security Responsibility
All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:
Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we're helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.
Title and Summary
Principal Software Engineer
Job Title
Principal Software Development Architect
Overview
As a Software Architect for the Mastercard Commercial Solutions platform, you'll bring your expertise with modern software architecture designed for global scale, high-transaction volume, and cloud-native technologies. We're building a global business-to-business (B2B) technology platform to help businesses of all sizes streamline how they manage payments when buying or selling products & services. As a global business, the platform, and services that you architect will deliver software operating at-scale, requiring focus on performance, security, and reliability.
You will be a key contributor in how Mastercard transforms the Commercial B2B space to standardize, automate, and optimize digital payment efficiency for Buyers and Sellers.
Role:
• Drive the overall architecture for the Mastercard Commercial Solutions platform using your expertise in microservices-based architectures for the fintech industry.
• Ensure that your solutions use 12-factor application design principles.
• Design enterprise-grade APIs for services that follow Mastercard best-practices.
• Design and maintain technical blueprints and service descriptions for your solutions.
• Incorporate high-availability and system resiliency into your solutions to maximize up-time and capacity.
• Partner with senior technical and product leaders for the platform on how to deliver on your designs.
• Perform reviews to ensure teams are following your designs.
• Collaborate with fellow principal engineers, service architects, development teams, operations, and product owners.
• Provide technical leadership and mentorship to technical leads, and development teams.
• Represent the Mastercard Commercial Solutions program group as a contributing architect and technical advocate with other groups within Mastercard.
• Partner with the Architecture & Technology team to leverage best practices in global scale systems, including on-soil and cloud deployment scenarios.
All About You:
• You have an exceptional foundation in Computer Science fundamentals, web applications & services, and microservices-based software architecture.
• You have demonstrated experience architecting solutions based on platform-as-a-service (PaaS) and containers, including PCF, Kubernetes, and cloud-native technologies.
• You have contributed to the design & implementation of high transaction volume, financial (banking, payment) systems that operate at global scale and extreme up-time requirements.
• You have experience with web technologies including HTML5, CSS, Javascript, and front-end frameworks such as Angular.
• You have extensive experience in designing and building global-scale, back-end micro services using Java, Spring, Spring Boot, Pivotal Cloud Foundry, Kafka, RabbitMQ
• You have a deep understanding of storage technologies such as Oracle, PostgreSQL or SQL Server, and how to effectively leverage them at massive scale.
• You have experience with automated testing and successfully releasing software in a continuous delivery model using Git.
• You enjoy working in an Agile environment focused on continuous improvement.
• You have a strong desire to collaborate and provide mentorship to technology teams.
• You enjoy working with product leaders to inform and support options for delivering highly capable solutions that meet market demands.
• You desire to be hands-on building prototypes to solve complex business problems.
• You have excellent communication skills with both technical and non-technical people.
• You are a relentless self-starter who works quickly and efficiently to support product and technical objectives.
• You advocate for what's technically important and doing the right thing.
Corporate Security Responsibility
All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:
- Abide by Mastercard's security policies and practices;
- Ensure the confidentiality and integrity of the information being accessed;
- Report any suspected information security violation or breach, and
- Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines.
Skills Required
- Exceptional foundation in Computer Science fundamentals and web applications
- Experience architecting solutions based on platform-as-a-service (PaaS) and containers
- Experience with financial systems operating at global scale
- Extensive experience in designing global-scale backend microservices using Java and Spring
- Understanding of storage technologies like Oracle and PostgreSQL
What the Team is Saying
Jenny
Distinguished Engineer
Mastercard
Mastercard Compensation & Benefits Highlights
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Retirement Support — Company information highlights a 10% retirement match on U.S. roles, positioned as best‑in‑class and well above typical large‑employer benchmarks. This level of employer contribution materially strengthens long‑term savings.
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Leave & Time Off Breadth — U.S. postings list 25 vacation days, 5 personal days, 10 company holidays, 80 hours of paid sick/safe time, and up to 20 days of bereavement. A minimum of 16 weeks paid new‑parent leave (including adoption and foster) further expands paid time away.
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Parental & Family Support — Benefits include a minimum of 16 weeks paid new‑parent leave and family‑building support such as fertility, adoption, and surrogacy where legally available. Dependent scholarships, counseling, and protection benefits contribute additional family support.
Mastercard Insights
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The Company
What We Do
Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re building a resilient economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.
Why Work With Us
We live the Mastercard Way: creating value in the communities we touch, growing together through the opportunities we see, and moving fast to innovate and scale. Our collaborative culture and our passionate people are the key to what we do, driving meaningful change as one team and connecting everyone to priceless possibilities.
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Mastercard Teams
Mastercard Offices
Hybrid Workspace
Employees engage in a combination of remote and on-site work.
In our ongoing workplace evolution, we’ve introduced hybrid work, Work-From-Elsewhere Weeks and Meeting-Free Days.
Typical time on-site:
3 days a week
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