Principal Software Engineer

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Pune, Maharashtra
In-Office
Payments
We are a global technology company in the payments industry.
The Role

Our Purpose

Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.

Title and Summary

Principal Software Engineer

Principal Solution Architect – GCD&C CX Technology
Overview
Mastercard’s Global Customer Delivery & Care (GCD&C) organization delivers world-class B2B and B2C customer experiences across multiple service channels. As part of the Customer Experience (CX) Technology team, we leverage modern software and Agile practices to develop self-service and automated solutions that are scalable, secure, and customer-centric.
We are looking for a Principal Solution Architect to lead the architecture of strategic initiatives within CX Technology. This individual will play a key role in designing scalable and reliable customer engagement platforms, collaborating closely with engineering, product, and security teams to ensure architectural integrity and business alignment.
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Role Responsibilities
As a Principal Solution Architect, you will:
• Partner with Enterprise Architect to architect and design complex, scalable solutions that power customer interactions across digital and assisted channels.
• Lead architecture efforts for strategic CX Technology programs, defining the solution context, dependencies, and interactions across systems.
• Guide and mentor engineering teams, providing architectural oversight and ensuring adherence to Mastercard's security and engineering standards.
• Partner with product owners and business stakeholders to understand requirements and translate them into technical strategies.
• Conduct architecture reviews and maintain up-to-date end-to-end interaction flow documentation across customer-facing services.
• Simplify and modernize existing architectures to improve scalability, performance, and operational efficiency.
• Champion engineering excellence through hands-on design contributions and collaborative leadership.
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Key Responsibilities within GCD&C CX Technology
• Own the solution-level architecture design for portal platforms such as Support Case Management and Technical Resource Center.
• Define and maintain architectural blueprints and ensure alignment with Mastercard enterprise architecture standards.
• Collaborate across scrum teams and application architects to ensure seamless integration and solution consistency.
• Participate in governance forums to review technical decisions, manage risk, and ensure compliance with Mastercard policies.
• Identify and implement opportunities for architectural simplification and process improvement within the CX Technology ecosystem.
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About You
Technical Expertise:
• Strong ability to communicate complex architectural concepts and trade-offs to executive, technical, and non-technical stakeholders.
• Deep understanding of Platform-as-a-Service (PaaS) architectures and experience designing for cloud-native environments using tools such as API gateways, web/application servers, and load balancers.
• Demonstrated experience in full-stack engineering with emphasis on front-end frameworks like React or Angular.
• Expertise in designing and guiding large-scale software programs using SAFe Agile methodologies.
• Proficiency in leading software planning, estimation, and setting technical direction for distributed teams.
• Skilled at reducing deployment complexity through standardization, automation, and ephemeral infrastructure design.
Qualifications:
• 7+ years of hands-on architecture experience in designing web-based enterprise applications.
• Proven track record of engineering leadership and delivering technology solutions in a fast-paced, global environment.
• Strong organizational, interpersonal, and influencing skills, with a collaborative mindset.
• Experience using customer and usability feedback to drive continuous product and platform improvements.

Corporate Security Responsibility


All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:

  • Abide by Mastercard’s security policies and practices;

  • Ensure the confidentiality and integrity of the information being accessed;

  • Report any suspected information security violation or breach, and

  • Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.




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The Company
HQ: Purchase, NY
38,800 Employees
Year Founded: 1966

What We Do

Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re building a resilient economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.

Why Work With Us

We live the Mastercard Way: creating value in the communities we touch, growing together through the opportunities we see, and moving fast to innovate and scale. Our collaborative culture and our passionate people are the key to what we do, driving meaningful change as one team and connecting everyone to priceless possibilities.

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Employees engage in a combination of remote and on-site work.

In our ongoing workplace evolution, we’ve introduced hybrid work, Work-From-Elsewhere Weeks and Meeting-Free Days.

Typical time on-site: 3 days a week
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