Engineer the future of global finance. At Citi, our Tech team doesn’t just support finance – we are helping to redefine it. Every day, $5 trillion crosses through our network. We do business in 180+ countries operating at a scale few can match. From deploying advanced AI to helping shape global markets, we build systems that matter. Look to join a team where your work helps influence economies, your ideas can drive innovation and outcomes, and your growth is backed by mentorship, continuous learning and flexibility with potential hybrid work opportunities. Help solve real-world challenges that touch millions and get the opportunity to build the future of finance with Citi Tech.
What We do / The Team
Markets Operations Technology is going through an exciting phase of transformation in margin and collateral domain. We are re‑engineering our technology estate to achieve world‑leading performance and resiliency, enabling new capabilities in advanced execution, global market connectivity, and modernised post‑trade, clearing and margin processes. Our ambition is to deliver a seamlessly integrated, highly automated platform that drives outstanding client outcomes and accelerates growth across our global franchise.
Role Overview/What will you do:
As Principal Software Engineer in our global technology team, you will be working with a group of passionate engineers who build technical solutions to complex business problems.
You will be instrumental in shaping the future of our product and working towards a target state of a fully automated platform with minimal manual interventions. You will have an opportunity to participate in the whole spectrum of building a software solution, closely working with product teams and users. We expect you to contribute to our vision of building a strong engineering culture within our global teams.
This role is for someone who is a strong technologist, deep understanding of modern technologies, distributed system design, enjoys solving engineering challenges, has experience in building robust and high-quality solutions, has excellent communication skills and can manage multiple priorities simultaneously.
Key Skills and Experience required -
Hands-on professional software development experience
Experience of designing distributed systems, microservices, micro-frontend UIs
Experience of using cloud services such as AWS and distributed systems such as Kafka, Kubernetes, S3, DynamoDB, MongoDB or any other NoSQL database
Experience of following TDD and passionate about clean code principles
Proficiency in programming in Java, Python, JavaScript or React
Solid understanding and experience of using data structures, algorithms and SQL
Able to independently work in fast paced and rapidly changing environment
Bachelor’s degree in computer science or engineering field involving software programming or systems engineering
Any Beneficial / Nice to have skills and experience:
Experience of working in investment bank or financial services industry
Able to apply entrepreneurial approach to software development and problem solving
This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.
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Job Family Group: Technology------------------------------------------------------
Job Family:Applications Development------------------------------------------------------
Time Type:Full time------------------------------------------------------
Primary Location Full Time Salary Range:$145,100.00 - $217,700.00------------------------------------------------------
Most Relevant Skills Please see the requirements listed above.------------------------------------------------------
Other Relevant Skills For complementary skills, please see above and/or contact the recruiter.------------------------------------------------------
Automated Processing and AIWe use automated processing, including artificial intelligence, for our legitimate business interests (or our reasonable and appropriate business purposes) to identify and align the candidate's skills and abilities with a specific job opening. Additionally, if you so choose, or consent, we can match your skills and abilities to other suitable roles at Citi.
Importantly, all our hiring processes and decisions, including determining your suitability for a role, are conducted, checked, and decided by individuals. Our automated processing and AI do not involve relying on automatic or autonomous decision-making. Please refer to any Jurisdictional Considerations, with specific provisions for your country (where relevant) for further details.
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This job opening is for an existing job vacancy.
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Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.
View Citi’s EEO Policy Statement and the Know Your Rights poster.
Skills Required
- Hands-on professional software development experience
- Experience of designing distributed systems, microservices, micro-frontend UIs
- Experience of using cloud services such as AWS and distributed systems such as Kafka, Kubernetes, S3, DynamoDB, MongoDB or any other NoSQL database
- Experience of following TDD and passionate about clean code principles
- Proficiency in programming in Java, Python, JavaScript or React
- Solid understanding and experience of using data structures, algorithms and SQL
- Bachelor's degree in computer science or engineering field involving software programming or systems engineering
Citi Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Citi and has not been reviewed or approved by Citi.
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Healthcare Strength — Benefits coverage is positioned as comprehensive, including health, dental, and vision insurance plus on-site clinics, prescription drug support, and disability coverage. Family-building support such as fertility assistance is described as a notable differentiator within the overall package.
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Retirement Support — Retirement benefits are framed as strong, highlighted by a 401(k) with matching and additional plan options like a Roth 401(k). Financial support is reinforced through discounts and broader financial guidance resources tied to the benefits ecosystem.
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Wellbeing & Lifestyle Benefits — Wellbeing support extends beyond insurance through programs like an Employee Assistance Program, counseling/legal resources, and gym or wellness reimbursement. These offerings increase the perceived total rewards value even when cash compensation sentiment varies by role.
Citi Insights
What We Do
Citi's mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress. Our core activities are safeguarding assets, lending money, making payments and accessing the capital markets on behalf of our clients. We have 200 years of experience helping our clients meet the world's toughest challenges and embrace its greatest opportunities. We are Citi, the global bank – an institution connecting millions of people across hundreds of countries and cities.
