Principal Software Engineer, Commercial Lending, Director

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3 Locations
In-Office
Fintech • Payments • Financial Services
The Role

Join us as a Principal Software Engineer, Director

  • If you’re an experienced principal software engineer and looking for a new challenge, this technical leadership role in commercial lending is an opportunity to advance your career and realise your potential

  • You’ll harness your extensive experience and role model engineering best-practices to guide and manage the delivery of technically challenging projects with extraordinary scale, scope and complexity

  • You can expect to grow your network and gain significant exposure both for you and your work, as you lead multiple teams to engineer innovative solutions and technology designs across the bank for our customers and colleagues

  • We're offering the role at Director level

What you'll do

With a fine blend of hands-on and hands-off engineering, you’ll provide thought leadership, coordinate, support and guide your teams to design and engineer software that  is customer centric, high performing, secure and robust. And with a sharp focus on opportunities for automation, you’ll continually create efficiency  by exploring and anticipating the impact of strategic challenges, and developing the proposed strategy, architecture and roadmap to drive them forward

You’ll also be responsible for:

  • Developing and executing a cohesive strategy that aligns product, design and business priorities, and converting these into technological solutions

  • Empowering and enabling your teams to grow by facilitating discussions, sharing insights, driving collaboration, and guiding the direction of work

  • Working with software engineers to prototype innovative ideas, and engaging with our architects to validate and leverage them across the bank

  • Developing design patterns, advocating our design principles and methodologies, and signposting the latest trends, technologies and tools

  • Enhancing our software engineering capability and inspiring our community of engineers to fulfil their potential by facilitating internal mobility, shaping career paths and coaching talent

The skills you'll need

As a senior principal engineer, you’ll bring a wealth of practical experience and technical knowledge to this role. From knowledge of the commercial lending domain, our applications, interfaces, services and platforms, to hands-on experience developing and implementing deployment patterns, application tooling and legacy and industry-leading technologies, you’ll have the knowledge, skills and insights to support and guide your teams to engineer innovative, value-adding solutions.

And, by harnessing your ability to engage and rally people around a tech cause, you’ll enable success at both a team and executive level and make a long-lasting impact through your work.

You'll demonstrate:

  • Excellent leadership and management skills

  • Significant experience of leading software development teams, executing strategies and implementing programming best practice

  • Significant experience within the commercial lending domain

  • Expertise in multiple high-level programming languages

  • Experience in large scale transformative programme execution

  • Experience in Cloud native solutions and CI/CD practices

  • Experience in AI based solutions

  • Great interpersonal and relationship building skills

  • Good communication skills, bold and assertive

  • Significant experience in translating and communicating complex technical subjects in a simple manner to senior leadership of the bank

Hours

45

Job Posting Closing Date:

24/04/2026

NatWest Group Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about NatWest Group and has not been reviewed or approved by NatWest Group.

  • Flexible Benefits A flexible ValueAccount structure with pension and benefit funding allows tailoring of health, protection, lifestyle, and savings options, with unused amounts typically paid as cash. This flexibility supports personalisation of coverage, particularly in Great Britain where the framework is most detailed.
  • Retirement Support Employer-funded pension contributions are provided on top of salary in Great Britain, alongside automatic retirement enrollment and share/save programs. This creates structured long‑term wealth support as part of total reward.
  • Parental & Family Support UK policies outline extended maternity, adoption and equal partner leave on full pay with a phased return, plus paid neonatal care leave. These provisions are positioned as market‑leading and complement broader flexibility resources.

NatWest Group Insights

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The Company
HQ: Bengaluru, Karnataka
40,000 Employees
Year Founded: 1970

What We Do

We’re a business that understands when our customers and people succeed, our communities succeed, and our economy thrives. As part of our purpose, we’re looking at how we can drive change for our communities in enterprise, learning and climate. As one of the leading supporters of UK business, we’re prioritising enterprise as a force of change. We’re focusing on the people and communities who have traditionally faced the highest barriers to entry and figuring out ways to remove these. Learning is also key to our continued growth as a company in an ever changing and increasingly digital world. By setting a dynamic and leading learning culture, our people prosper, and our customers are given the tools to continue to improve their financial capability and confidence. One of the biggest challenges we all face in our future is climate change. That’s why we’ve put it right at the core of our purpose. We want to champion climate solutions with financing and entrepreneurial support, fully embed climate into our culture and decision making, and be climate positive by 2025. We’re committed to using our purpose to break down barriers, drive change and ultimately create a great place to work.

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