The Principal Engineer is a senior management level position within Citi’s payments team. This role will drive the technical vision & implementation supporting eCommerce. This role will cover the end to end technical stack from the core API’s supporting Citi’s clients to the integrations and infrastructure we build to provide a complete eCommerce suite of capabilities.
Responsibilities:
Act as a visionary and strategist for solution/application/system across the platform.
Provide expertise to identify and translate system requirement into software design artifacts.
High level of expertise in programming and solving problems.
Drive experiments, PoC to assess new solutions /application paths.
To work proactively & independently to address project requirements, and articulate issues/challenges at appropriate time to address project delivery risks.
Follow industry wide best practices to minimize technical debt of software deliverables.
Interface and coordinate tasks with internal and external technical resources. Collaborate to provide estimates, develop overall implementation solutions/application plan, and serve as a lead as required, to implement the installation, customization, and integration efforts.
As a specialist in design and development, you will apply your skill and experience within fast-paced operations centric environment towards developing architecture and design for the regulatory platform at large.
Technical Skills Required:
Strong hands-on lead developer with technical ability having 10+ years of design & development experience.
Practitioner and Advocate of CLEAN code practice.
practitioner of AI tools in driving productivity and efficiencies.
Experience in design and development of medium to large-scale applications using open-source tech stack - Spring boot, Microservices, Kafka.
Strong Java skills.
Experience with databases: MongoDB
Experience in writing unit test and integration test using standard frameworks, ensuring minimized technical debt.
Experience in building CI CD pipeline and single click deployment -Tecton, Harness, Lightspeed, Openshift
Ability to drive engineering deliveries and handle multiple concurrent initiatives.
Functional and Technical Specs documentation.
Experience with testing concepts (TDD, BDD) and Junit
Soft skills required:
Curious mindset. Able to identify and solve problems effectively.
Excellent communication and collaboration skills.
Pragmatic, and a creative approach to managing risk.
An advocate of inclusion and diversity in every way.
A growth mindset and willingness to learn and adapt in a fast-paced environment.
Shows enthusiasm and develops trust through empathy.
Passionate about site reliability engineering and its impact on product development.
Connected to latest technologies, like Generative AI, and keen to put them in practice.
A self-starter with the ability to work effectively in teams and remotely
Education:
Bachelor’s degree/University degree or equivalent experience
Master’s degree preferred
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Job Family Group:
Technology------------------------------------------------------
Job Family:
Applications Development------------------------------------------------------
Time Type:
Full time------------------------------------------------------
Primary Location:
Tampa Florida United States------------------------------------------------------
Primary Location Full Time Salary Range:
$141,440.00 - $212,160.00
In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.
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Most Relevant Skills
Please see the requirements listed above.------------------------------------------------------
Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.------------------------------------------------------
Anticipated Posting Close Date:
Apr 03, 2026------------------------------------------------------
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.
View Citi’s EEO Policy Statement and the Know Your Rights poster.
Skills Required
- 10+ years of design & development experience
- Strong Java skills
- Experience with Spring boot, Microservices, Kafka
- Experience with databases: MongoDB
- Experience in writing unit and integration tests
- Experience in building CI CD pipeline
- Bachelor's degree or equivalent experience
- Master's degree preferred
Citi Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Citi and has not been reviewed or approved by Citi.
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Healthcare Strength — Benefits coverage is positioned as comprehensive, including health, dental, and vision insurance plus on-site clinics, prescription drug support, and disability coverage. Family-building support such as fertility assistance is described as a notable differentiator within the overall package.
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Retirement Support — Retirement benefits are framed as strong, highlighted by a 401(k) with matching and additional plan options like a Roth 401(k). Financial support is reinforced through discounts and broader financial guidance resources tied to the benefits ecosystem.
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Wellbeing & Lifestyle Benefits — Wellbeing support extends beyond insurance through programs like an Employee Assistance Program, counseling/legal resources, and gym or wellness reimbursement. These offerings increase the perceived total rewards value even when cash compensation sentiment varies by role.
Citi Insights
What We Do
Citi's mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress. Our core activities are safeguarding assets, lending money, making payments and accessing the capital markets on behalf of our clients. We have 200 years of experience helping our clients meet the world's toughest challenges and embrace its greatest opportunities. We are Citi, the global bank – an institution connecting millions of people across hundreds of countries and cities.
