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The Role
Architects and leads enterprise-scale trade lifecycle platforms for Fixed Income, Currencies and Commodities and derivatives. Designs and delivers low-latency microservices using Java, Python, gRPC, service mesh, reactive architectures, and Micro Frontends. Leads modernization from legacy systems to cloud-native platforms, including real-time valuations, trade-event orchestration, AI-assisted development, and complex derivative processing. Partners with trading, quant, risk, operations, compliance, and technology leadership while mentoring engineers and establishing secure, observable, testable engineering practices.
Summary Generated by Built In
Wells Fargo is seeking a Principal Engineer within the Commercial Corporate & Investment Bank Technology (CCIBT) organization.
Candidate will architect, build, and lead the next-generation Strategic Trade Management platform components for our Fixed Income, Currencies & Commodities (FICC) and Derivatives businesses. This is a high-visibility opportunity to modernize and transform our core trade lifecycle capabilities at enterprise scale - combining low-latency execution with complex derivative modeling, real-time valuations, and intelligent trade event orchestration.
Candidate will contribute to the end-to-end technical vision for a cross-asset trade lifecycle management platform that supports all Fixed Income cash and derivative products. In its end state, the platform positions Wells Fargo Trading Businesses with a competitive advantage by accelerating the launch of new products, regulatory compliance, and business growth. Working directly with trading desks, quant teams, and senior technology leadership, you will drive our modernization journey by embedding AI in all aspects of SDLC as well as the workflows of the platform enabling next-generation client experience in one of the most dynamic capital markets environments.
In this role, you will:
Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to demonstrated examples of prior performance, skills, experience, or work location. Employees may also be eligible for incentive opportunities.
$159,000.00 - $305,000.00
Benefits
Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.
27 Sep 2026
* Job posting may come down early due to volume of applicants.
We Value Equal Opportunity
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
Candidate will architect, build, and lead the next-generation Strategic Trade Management platform components for our Fixed Income, Currencies & Commodities (FICC) and Derivatives businesses. This is a high-visibility opportunity to modernize and transform our core trade lifecycle capabilities at enterprise scale - combining low-latency execution with complex derivative modeling, real-time valuations, and intelligent trade event orchestration.
Candidate will contribute to the end-to-end technical vision for a cross-asset trade lifecycle management platform that supports all Fixed Income cash and derivative products. In its end state, the platform positions Wells Fargo Trading Businesses with a competitive advantage by accelerating the launch of new products, regulatory compliance, and business growth. Working directly with trading desks, quant teams, and senior technology leadership, you will drive our modernization journey by embedding AI in all aspects of SDLC as well as the workflows of the platform enabling next-generation client experience in one of the most dynamic capital markets environments.
In this role, you will:
- Act as an advisor to leadership to develop or influence applications, network, information security, database, operating systems, or web technologies for highly complex business and technical needs across multiple groups
- Lead the strategy and resolution of highly complex and unique challenges requiring in-depth evaluation across multiple areas or the enterprise, delivering solutions that are long-term, large-scale and require vision, creativity, innovation, advanced analytical and inductive thinking
- Translate advanced technology experience, an in-depth knowledge of the organizations tactical and strategic business objectives, the enterprise technological environment, the organization structure, and strategic technological opportunities and requirements into technical engineering solutions
- Provide vision, direction and expertise to leadership on implementing innovative and significant business solutions
- Maintain knowledge of industry best practices and new technologies and recommends innovations that enhance operations or provide a competitive advantage to the organization
- Strategically engage with all levels of professionals and managers across the enterprise and serve as an expert advisor to leadership
- Hands-on, Lead by example - design, code, and deliver production-grade microservices using Java, gRPC, Python/FastAPI, service mesh, reactive architectures, and Micro Front-End patterns. Integrate agentic development practices with GitHub Copilot and custom LLM agents to accelerate delivery velocity by 3-5x.
- Low-Latency & Complex Cash & Derivative Expertise: Engineer sub-millisecond trade processing paths for rates, credit, FX, and commodities while maintaining strict non-functional requirements (NFRs) for throughput, resilience, data consistency, and auditability.
- Modernization & Transformation: Lead the decommissioning of legacy monolithic systems and the migration to a cloud-native, vertically integrated system-of-record with embedded agentic intelligence for trade-event modeling, exception handling, and real-time valuations.
- Influence & Stakeholder Leadership: Partner across Trading, Quant, Risk, Operations, and Compliance to translate complex business needs into scalable technology solutions. Influence enterprise standards, architecture review boards, and capital markets platform strategy.
- Mentorship & Engineering Excellence Mentor senior engineers and technologists; establish best practices for secure, observable, and testable code; drive adoption of modern engineering disciplines across the Capital Markets Technology organization.
- 7+ years of Engineering experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
- 4 + years of Software Engineering experience, with at least 5 years in a principal or Lead Architect capacity within a global Capital Markets environment
- 4+ years in FICC Trade Life Cycle: Deep domain knowledge of Fixed Income, Currencies, and Commodities, including trade capture, valuation models, and lifecycle event management
- 4+ years High-Performance Stack: Proven mastery of Java (concurrency, JVM tuning) and Python (FastAPI, data science libraries)
- 4+ years Distributed Systems: Extensive experience with gRPC, Service Mesh (Istio/Linkerd), and high-performance messaging protocols
- Platform Pedigree: Prior experience building or significantly contributing to industry-leading platforms
- Complex Derivatives Knowledge: Understanding of pricing and risk for complex derivatives (Swaps, Options, Exotics) and how they translate into trade event models
- Agentic Development: Experience implementing GitHub CoPilot or similar AI-assisted engineering tools at scale to drive "Agentic Development" workflows.
- Modern UI Patterns: Experience with Micro Front Ends to decouple the trader UI and allow for independent module deployment
- Cloud Native: Familiarity with deploying mission-critical financial systems on hybrid cloud environments (Azure/GCP/AWS) with a focus on data residency and sovereignty
- Academic Background: Bachelor's or master's degree in computer science, Financial Engineering
- Ability to work on-site at posted location
- Relocation assistance is not available for this position
- Visa Sponsorship is not available for this position
- 300 S Brevard St. Charlotte, NC 28202
- 194 Wood Ave S, Iselin, NJ 08830
- 125 High St. - Boston, Massachusetts 02110
Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to demonstrated examples of prior performance, skills, experience, or work location. Employees may also be eligible for incentive opportunities.
$159,000.00 - $305,000.00
Benefits
Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.
- Health benefits
- 401(k) Plan
- Paid time off
- Disability benefits
- Life insurance, critical illness insurance, and accident insurance
- Parental leave
- Critical caregiving leave
- Discounts and savings
- Commuter benefits
- Tuition reimbursement
- Scholarships for dependent children
- Adoption reimbursement
27 Sep 2026
* Job posting may come down early due to volume of applicants.
We Value Equal Opportunity
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
Skills Required
- 7+ years of engineering experience, or equivalent experience, training, military experience, or education
- 4+ years of software engineering experience
- At least 5 years in a principal or lead architect capacity within a global capital markets environment
- 4+ years of Fixed Income, Currencies, and Commodities trade lifecycle experience, including trade capture, valuation models, and lifecycle event management
- 4+ years of experience with Java, including concurrency and JVM tuning
- 4+ years of experience with Python, FastAPI, and data science libraries
- 4+ years of distributed systems experience with gRPC, service mesh such as Istio or Linkerd, and high-performance messaging protocols
- Experience building or significantly contributing to industry-leading platforms
- Understanding of pricing and risk for complex derivatives, including swaps, options, and exotics
- Experience implementing GitHub Copilot or similar AI-assisted engineering tools at scale
- Experience with Micro Frontends
- Familiarity with hybrid cloud deployment using Azure, Google Cloud Platform, or Amazon Web Services
- Bachelor's or master's degree in computer science or financial engineering
- Ability to work on-site at the posted location
- Visa sponsorship is not available for this position
Wells Fargo Compensation & Benefits Highlights
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Retirement Support — Retirement support is anchored by a dollar‑for‑dollar 401(k) match on employee contributions after one year of service, with an additional non‑matching company contribution for some lower‑paid employees. Access to an employee stock purchase plan further expands long‑term savings opportunities.
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Parental & Family Support — Family supports include up to 16 weeks of paid parental leave available from the first day of employment, plus paid critical‑caregiving leave and extensive backup care options. Fertility, adoption, and surrogacy programs are highlighted with meaningful coverage and reimbursements, including a combined lifetime maximum up to $35,000 for eligible expenses.
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Healthcare Strength — Health coverage is comprehensive from day one, spanning medical, dental, vision, mental health, prescriptions, and preventive care often fully covered in‑network. Employer cost‑sharing is emphasized alongside no‑cost counseling through the EAP within plan limits.
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The Company
What We Do
Wells Fargo & Company (NYSE: WFC) is a leading financial services company that has approximately $2.2 trillion in assets. We provide a diversified set of banking, investment and mortgage products and services, as well as consumer and commercial finance, through our four reportable operating segments: Consumer Banking and Lending, Commercial Banking, Corporate and Investment Banking, and Wealth & Investment Management. Wells Fargo ranked No. 33 on Fortune’s 2025 rankings of America’s largest corporations. Our technology professionals drive innovation, information security, and big data analytics while maintaining a network that handles more than 12 billion customer interactions a year. Join us! Are you looking for more? Find it here. At Wells Fargo, we're more than a financial services leader – we’re a global trailblazer committed to driving innovation, empowering communities, and helping our customers succeed. We believe that a meaningful career is much more than just a job – it’s about finding all of the elements to help you thrive, in one place. Living the Well Life means you’re supported in life, not just work. It means having robust benefits, competitive compensation, and programs designed to help you find work-life balance and well-being. You’ll be rewarded for investing in your community, celebrated for being your authentic self, and empowered to grow. And we’re recognized for it — Wells Fargo continues to rank on the LinkedIn Top Companies lists of best workplaces “to grow your career.” All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. © 2026 Wells Fargo Bank, N.A. All rights reserved. Member FDIC.
Why Work With Us
We're known for our “Well Life” approach to supporting employees’ career aspirations, work-life balance, and mental and physical health. Wells Fargo continues to rank on the LinkedIn Top Companies lists of best workplaces “to grow your career.”
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Wells Fargo Offices
Hybrid Workspace
Employees engage in a combination of remote and on-site work.
Typical time on-site:
3 days a week
