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JOB FUNCTION / SUMMARY:
The Principal Engineer is a senior-level individual contributor and recognized subject matter expert responsible for enterprise-wide technical leadership, engineering strategy, and complex solution guidance across multiple systems, platforms, and domains. This role influences architecture, standards, modernization efforts, and strategic initiatives without direct people management responsibilities. Serving as a trusted advisor to technology and business leaders, this position provides technical leadership ensuring solutions are scalable, secure, resilient, and aligned with organizational objectives.
ESSENTIAL DUTIES & RESPONSIBILITIES:
- Serve as the enterprise subject matter expert for assigned technologies, platforms, or engineering domains.
- Define and influence technical standards, design patterns, best practices, and long-term roadmaps.
- Lead technical direction for strategic initiatives, ensuring scalable, secure, resilient, and supportable solutions.
- Lead complex solution design, troubleshooting, root cause analysis, and performance optimization efforts.
- Review and approve high-impact technical decisions, architectures, and implementation approaches.
- Evaluate emerging technologies and guide modernization initiatives.
- Partner with technology teams and business leaders to align technical solutions with enterprise priorities.
- Influence cross-functional teams and communicate complex concepts to technical and non-technical audiences.
- Mentor engineers and promote engineering excellence through training, documentation, standards, and continuous improvement.
- Lead conversion and/or integration workstreams related to mergers, acquisitions, or strategic business events.
MINIMUM REQUIRED EDUCATION, EXPERIENCE & KNOWLEDGE:
- Bachelor’s degree in a related field (i.e., Computer Science, Engineering, etc.) or equivalent experience.
- 10 years of progressively technical experience in complex enterprise environments.
- Prior experience as a Principal, Staff, Lead Engineer, or comparable senior technical expert.
- Extensive experience supporting complex, business-critical digital banking, branch banking, or financial-services technology platforms.
- Demonstrated expertise in online banking, mobile banking, online account opening, banker-assisted servicing, bill payment, funds transfers, authentication, identity verification, and related banking integrations.
- Strong understanding of banking operations, client onboarding, account servicing, transaction processing, fraud controls, regulatory requirements, and branch workflows.
- Advanced understanding of enterprise application architecture, APIs, system integrations, customer and account data flows, vendor-hosted solutions, security controls, and production-support practices.
- Experience with modern engineering practices preferred (DevOps, CI/CD, API, LLM, etc.).
- Expert technical knowledge and advanced engineering practices.
- Proven ability to influence cross-functional teams and solve complex technical challenges.
- Strong communication and strategic planning skills.
- Banking or financial services experience preferred.
- M&A integration experience preferred.
- Demonstrated experience serving as the senior technical subject-matter expert or escalation point for highly integrated applications.
- Proven ability to independently lead complex production investigations, architecture decisions, platform changes, vendor escalations, and cross-functional technical initiatives.
- Experience communicating complex technical risks and recommendations to senior business and technology leaders.
- Ability to lead through technical expertise and influence in a senior individual-contributor role without direct reports.
ESSENTIAL MENTAL & PHYSICAL REQUIREMENTS:
- Ability to travel if required to perform the essential job functions
- Ability to work under stress and meet deadlines
- Ability to operate related equipment to perform the essential job functions
- Ability to read and interpret a document if required to perform the essential job functions
- Ability to lift/move/carry approximately 10 pounds if required to perform the essential job functions. If the employee is unable to lift/move/carry this weight and can be accommodated without causing the department/division an “undue hardship” then the employee must be accommodated; hence omitting lifting/moving/carrying as a physical requirement.
Equal Opportunity/Affirmative Action Employers. All qualified applicants will receive consideration for employment without regard to race, color, religious beliefs, national origin, ancestry, citizenship, sex, gender, sexual orientation, gender identity, marital status, age, physical or mental disability or history of disability, genetic information, status as a protected veteran, disabled veteran, or other protected characteristics as required by federal, state and local laws.
Skills Required
- Bachelor's degree in a related field such as Computer Science or Engineering, or equivalent experience
- 10 years of progressively technical experience in complex enterprise environments
- Prior experience as a Principal, Staff, Lead Engineer, or comparable senior technical expert
- Extensive experience supporting complex, business-critical digital banking, branch banking, or financial-services technology platforms
- Expertise in online banking, mobile banking, online account opening, banker-assisted servicing, bill payment, funds transfers, authentication, identity verification, and related banking integrations
- Strong understanding of banking operations, client onboarding, account servicing, transaction processing, fraud controls, regulatory requirements, and branch workflows
- Advanced understanding of enterprise application architecture, APIs, system integrations, customer and account data flows, vendor-hosted solutions, security controls, and production-support practices
- Modern engineering practices including DevOps, CI/CD, APIs, or LLMs
- Expert technical knowledge and advanced engineering practices
- Ability to influence cross-functional teams and solve complex technical challenges
- Strong communication and strategic planning skills
- Banking or financial services experience
- M&A integration experience
- Experience serving as the senior technical subject-matter expert or escalation point for highly integrated applications
- Ability to independently lead complex production investigations, architecture decisions, platform changes, vendor escalations, and cross-functional technical initiatives
- Experience communicating complex technical risks and recommendations to senior business and technology leaders
- Ability to lead through technical expertise and influence in a senior individual-contributor role without direct reports
Hancock Whitney Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Hancock Whitney and has not been reviewed or approved by Hancock Whitney.
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Healthcare Strength — Core coverage includes medical, dental, vision, telehealth, and FSAs, with options such as a PPO and a CDHP. The CDHP includes company HSA contributions, and multiple comments characterize medical coverage as good or worth the premium.
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Retirement Support — A 401(k) offers a company match plus an additional employer contribution, with a true-up and an ESPP available. This structure is presented as competitive for a regional bank.
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Leave & Time Off Breadth — Time away includes vacation, sick leave, volunteer time, and bonding leave for birth/adoption/foster placement. The program outlines 11 paid holidays and front-loaded sick time, with vacation accruals that increase by role/tenure.
Hancock Whitney Insights
What We Do
We create opportunities for our clients and the communities we serve. We offer a wide array of banking and financial services at locations in Alabama, Florida, Louisiana, Mississippi and Texas. Through a steadfast commitment to our century-old core values we’ve created a company culture built around respect, diversity and teamwork that recently landed Hancock Whitney on Forbes’ list of America’s Best Midsize Employers. Our core values are lived out by the actions of our associates throughout our footprint. Commitment to service is not just something that we say on a poster. Its lived out in the actions of the women and men that seek to provide exceptional service every day in our local communities.








