Wells Fargo is seeking an exceptional Principal Engineer to serve as a technology visionary, transformation leader, and innovation catalyst within Consumer Payments Technology. We are looking for a senior technology leader who can influence enterprise strategy, accelerate modernization initiatives, and drive adoption of Artificial Intelligence across engineering and business domains. This individual will act as a trusted advisor to executives, architects, product leaders, and engineering teams while helping shape the future of digital payments and customer experiences. They will operate with a "Forward Deployed Engineer" mindset, partnering closely with stakeholders to solve complex business challenges through innovative technology solutions.
This role supports the organization's ongoing transformation toward modern, cloud-enabled, highly resilient, API-driven platforms designed to improve customer experience, accelerate delivery velocity, strengthen operational resiliency, and enable future business growth.
In this role, you will:
- Lead large-scale digital payments and money movement modernization initiatives
- Establish target-state architectures that improve scalability, resiliency, performance, maintainability, and speed to market.
- Identify and deploy Generative AI, Agentic AI, intelligent automation, and AI-assisted engineering solutions.
- Champion the adoption of Generative AI, intelligent automation, digital engineering accelerators, and emerging technologies.
- Promote modern engineering principles, platform reuse, domain-oriented design, and API-centric architectures.
- Drive engineering practices that improve reliability, observability, security, and operational excellence.
- Partner directly with product, business, and technology leaders to solve critical business challenges.
- Lead strategic discovery efforts, prototypes, proofs of concept, and transformational initiatives.
- Mentor senior engineers, architects, and engineering leaders while fostering innovation and continuous learning.
Required Qualifications:
- 7+ years of Engineering experience, or equivalent demonstrated through work experience, training, military experience, or education.
- 5+ years of experience leading enterprise-scale modernization or technology transformation initiatives.
- 4+ years of experience with API and integration strategy.
- 2+ years of experience with event-driven and asynchronous architectures.
- 2+ years of experience with Generative AI, Agentic AI, intelligent automation, or AI-assisted software engineering.
Desired Qualifications:
- Experience deploying AI capabilities into production environments.
- Experience with AI governance, controls, responsible AI, and AI-enabled modernization.
- Strong executive communication and technical storytelling skills.
- Proven ability to influence and partner with senior stakeholders across business and technology.
- Strong cross-functional leadership, coaching, and mentoring capabilities
Job Expectations:
- Accelerate strategic modernization and reduce technology complexity.
- Deliver measurable AI-enabled engineering productivity improvements. Advance enterprise architecture and reusable technology capabilities.
- Improve platform reliability, resiliency, scalability, and performance.
- Influence strategic technology direction across Consumer Payments.
- Develop future engineering leaders and serve as a trusted technology advisor.
- This position offers a hybrid work schedule
- This position is not eligible for Visa sponsorship
Pay Range
Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to demonstrated examples of prior performance, skills, experience, or work location. Employees may also be eligible for incentive opportunities.
$191,000.00 - $305,000.00
Benefits
Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.
- Health benefits
- 401(k) Plan
- Paid time off
- Disability benefits
- Life insurance, critical illness insurance, and accident insurance
- Parental leave
- Critical caregiving leave
- Discounts and savings
- Commuter benefits
- Tuition reimbursement
- Scholarships for dependent children
- Adoption reimbursement
Posting End Date:
18 Oct 2026
* Job posting may come down early due to volume of applicants.
We Value Equal Opportunity
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
#BI-Hybrid
Skills Required
- 7+ years of engineering experience or equivalent experience, training, military experience, or education
- 5+ years leading enterprise-scale modernization or technology transformation initiatives
- 4+ years of experience with API and integration strategy
- 2+ years of experience with event-driven and asynchronous architectures
- 2+ years of experience with Generative AI, Agentic AI, intelligent automation, or AI-assisted software engineering
- Experience deploying AI capabilities into production environments
- Experience with AI governance, controls, responsible AI, and AI-enabled modernization
- Strong executive communication and technical storytelling skills
- Ability to influence and partner with senior stakeholders across business and technology
- Cross-functional leadership, coaching, and mentoring capabilities
Wells Fargo Compensation & Benefits Highlights
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Retirement Support — Retirement offerings are highlighted by a strong 401(k) with employer matching and added options like after‑tax contributions and an employee stock purchase plan, supporting long‑term savings. These features are presented as competitive elements of the total rewards package.
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Healthcare Strength — Medical, dental, and vision coverage are described as comprehensive, often starting on day one for eligible employees, with HSAs/FSAs, wellness incentives, and mental health resources available. Specialized care options, including fertility support, further enhance the health offering.
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Parental & Family Support — Paid parental leave of notable duration is available from the start of employment, alongside adoption/surrogacy/fertility programs. Caregiving and backup care resources deepen the family-oriented support.
Wells Fargo Insights
What We Do
Wells Fargo & Company (NYSE: WFC) is a leading financial services company that has approximately $2.2 trillion in assets. We provide a diversified set of banking, investment and mortgage products and services, as well as consumer and commercial finance, through our four reportable operating segments: Consumer Banking and Lending, Commercial Banking, Corporate and Investment Banking, and Wealth & Investment Management. Wells Fargo ranked No. 33 on Fortune’s 2025 rankings of America’s largest corporations. Our technology professionals drive innovation, information security, and big data analytics while maintaining a network that handles more than 12 billion customer interactions a year. Join us! Are you looking for more? Find it here. At Wells Fargo, we're more than a financial services leader – we’re a global trailblazer committed to driving innovation, empowering communities, and helping our customers succeed. We believe that a meaningful career is much more than just a job – it’s about finding all of the elements to help you thrive, in one place. Living the Well Life means you’re supported in life, not just work. It means having robust benefits, competitive compensation, and programs designed to help you find work-life balance and well-being. You’ll be rewarded for investing in your community, celebrated for being your authentic self, and empowered to grow. And we’re recognized for it — Wells Fargo continues to rank on the LinkedIn Top Companies lists of best workplaces “to grow your career.” All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. © 2026 Wells Fargo Bank, N.A. All rights reserved. Member FDIC.
Why Work With Us
We're known for our “Well Life” approach to supporting employees’ career aspirations, work-life balance, and mental and physical health. Wells Fargo continues to rank on the LinkedIn Top Companies lists of best workplaces “to grow your career.”
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