Principal Data Scientist
Westwood, Massachusetts
Citizens Financial Group, Inc. (CFG) seeks a Principal Data Scientist for its Westwood, Massachusetts location.
Duties: Partner with line of business pricing managers and product teams on the development of pricing strategy to achieve business growth objectives and maximize line of business risk-adjusted returns. Lead the development of statistical models to predict demand elasticity, application conversion, and other price-dependent performance measures in close partnership with business line pricing teams. Manage end-to-end implementation and ongoing maintenance of pricing models, including leading expert panel discussions with business partners, navigating the model governance process, and managing model back-testing and performance monitoring routines. Partner with Finance and Pricing teams on potential enhancements to forecasting and profitability models incorporating data-driven insights and output of price optimization models. Identify and recommend strategy changes to optimize profitability, volume growth, and/or other key performance measures. Serve as subject matter expert across business lines in price optimization. Regularly use discretion and independent judgment in a dynamic environment.
Requirements: Master’s degree in Accounting, Data Science, or closely related quantitative field and two (2) years of experience in the role or in a related position. Full term of experience must include: Utilizing relational database and statistical analysis programming languages and software, including SQL and Python, to extract high-volume and complex data to perform related analyses; Developing predictive models by implementing advanced data analysis and research techniques, including data quality checks, remedy techniques, statistical analysis, and inferences, data exploration analysis, data imputation, time series analysis, regression analysis, classification analysis, supervised and unsupervised learning techniques, formulating assumptions, and distilling business problems into analytical problems; Utilizing mathematical principles behind statistical methods to evaluate and interpret the results of predictive models reasonably; Utilizing advanced statistical programming using tools in Python to create complex reports and graphs to illustrate analysis; Conducting optimization tests, including feature selections, cross-validation, threshold selection, and hyperparameters tuning, using Python and data science tools; Leveraging big data and machine learning algorithms like ensemble trees and regression techniques to build models and measure model outcomes using key machine learning metrics, including AUC, average precision, precision and recall; Writing, maintaining, and improving production code for models and automation; and Utilizing Python IDE and Jupyter in cloud collaborative environments (including AWS and GCP) and code version control tools (including Bithub and Bitbucket).
May telecommute from any U.S. location.
Worksite: 200 Station Drive, Westwood, Massachusetts, 02090 United States, 40 hrs/wk. Salary range: $145,935 - $194,000/yr. EO employer.
To apply visit https://jobs.citizensbank.com (Job ID: 47476) or email resume and cover letter to [email protected] with subject line: 47476.
Direct applicants only.
Equal Employment Opportunity
Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague’s or a dependent’s reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability.
Equal Employment and Opportunity Employer
Job Applicant Data Privacy Policy
Background Check
Any offer of employment is conditioned upon the candidate successfully passing a background check, which may include initial credit, motor vehicle record, public record, prior employment verification, and criminal background checks. Results of the background check are individually reviewed based upon legal requirements imposed by our regulators and with consideration of the nature and gravity of the background history and the job offered. Any offer of employment will include further information.
Skills Required
- Master's degree in Accounting, Data Science, or closely related quantitative field
- Minimum two (2) years of experience in this role or related position
- Experience utilizing relational databases and extracting high-volume, complex data (SQL)
- Proficiency in Python for statistical analysis and advanced programming
- Experience developing predictive models using advanced techniques (time series, regression, classification, supervised and unsupervised learning, data imputation)
- Understanding of mathematical principles behind statistical methods to evaluate and interpret model results
- Experience creating complex reports and visualizations using Python
- Experience conducting optimization tests including feature selection, cross-validation, threshold selection, and hyperparameter tuning
- Experience leveraging big data and machine learning algorithms (e.g., ensemble trees, regression) and evaluating models using metrics such as AUC, average precision, precision and recall
- Experience writing, maintaining, and improving production model code and automation; familiarity with code version control tools (GitHub, Bitbucket)
- Experience using Python IDEs and Jupyter in cloud collaborative environments (including AWS and GCP)
Citizens Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Citizens and has not been reviewed or approved by Citizens.
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Healthcare Strength — Healthcare coverage is positioned as comprehensive, with multiple plan options and preventive care highlighted as fully covered. Mental-health support is also emphasized through EAP-style counseling access and app-based support.
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Retirement Support — Retirement benefits are described as meaningful, including an employer match and additional company contributions in some descriptions. Stock purchase features and occasional profit-sharing framing add to the overall retirement-and-wealth picture.
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Leave & Time Off Breadth — Time-off benefits are described as generous, including a substantial PTO bank, paid holidays, and sizeable parental leave. Adoption assistance and emergency backup care are also presented as part of the leave-related support set.
Citizens Insights
What We Do
As one of the oldest and largest financial services firms in the United States with a history dating back to 1828, we’re committed to providing solutions and expertise that support our customers, clients, colleagues, and communities in what’s next on their own unique journey. We invest in the humans who build the logic, ideas, and innovations that bring new technologies to life. Investments in AI, cloud computing, machine learning and automation provide our engineers the tools that enable us to remain competitive and win in today’s environment. At Citizens, we recognize that the journey to accomplishment is no longer linear and that individuals are made of all they have done and all they are going to do. Whether you’re considering banking with us or looking to work with us, you’ll find a customer-centric culture and a supportive, collaborative workforce at Citizens. You’re made ready and so are we. If you're ready to advance your career in technology and security, learn more about opportunity's Citizens offers here: https://jobs.citizensbank.com/digital-transformation
Why Work With Us
We empower the colleagues that power our tech. With growth & upskilling opportunities and sought-after benefits, plus a diverse culture of people and perspectives, we help our colleagues achieve career goals. Because innovation can’t happen without the minds and hearts of our people. Technology is constantly evolving, and we believe you can too.
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