Navy Federal Credit Union currently does not provide sponsorship for this role. Applicants must be authorized to work in the United States without the need for current or future sponsorship.
Provide independent AI, machine learning, and analytical insights using member, financial, and organizational data to support mission critical decision making for Real Estate Lending (REL) Department. Understand business needs and identify opportunities for enhancing member experience and improving internal operations/efficiencies to meet business objectives through the use of cutting-edge AI/data science. Create descriptive, predictive, and prescriptive models, insights, and AI agents to drive impact across REL and NFCU. Regarded as an advanced professional in the AI/data science field. Conduct complex work under minimal supervision and with wide latitude for independent judgment. Mentor lower level staff.
This position is eligible for the TalentQuest employee referral program. If an employee referred you for this job, please apply using the system-generated link that was sent to you.
Responsibilities- Design, develop, and evaluate large and complex predictive models, advanced algorithms, and LLM-driven AI agents
- Test hypotheses/models, analyze, and interpret results
- Develop actionable insights and recommendations
- Develop and code complex software programs, algorithms, and automated processes
- Use evaluation, judgment, and interpretation to select right course of action
- Work on problems of diverse scopes where analysis of information requires evaluation of identifiable factors
- Produce innovative solutions driven by exploratory data analysis from complex and high-dimensional datasets
- Transform data into charts, tables, or format that aids effective decision making
- Utilize effective written and verbal communication to document analyses and present findings and analyses to a diverse audience of stakeholders
- Develop and maintain strong working relationships with team members, subject matter experts, and leaders
- Lead moderate to large projects and initiatives
- Model best practices and ethical AI
- Works with senior management on complex issues
- Assist with the development and enhancement practices, procedures, and instructions
- Serve as technical resource for other team members
- Mentor lower levels
- 6+ years of experience with requisite competencies
- Complete knowledge and full understanding of specialization
- Statistics, machine learning, data mining, data auditing, aggregation, reconciliation, and visualization
- AI/LLM and agent development experience (prompt engineering, RAG architectures, vector databases, embeddings, AI guardrails, LLM evaluations, fine-tuning fundamentals)
- Programming, data modeling, simulation, and advanced mathematics
- SQL, R, Python/Pyspark, Hadoop, SAS, AWS, Github, APIs
- Databricks, Azure Environment (AI Foundry), Copilot Studio, Power BI
- Technical writing
- Model development and lifecycle execution
- Data storytelling and technical presentation skills
- Research Skills
- Interpersonal Skills
- Advanced knowledge of procedures, instructions and validation techniques
- Communication
- Critical Thinking
- Collaborate and Build Relationships
- Initiative with sound judgement
- Technical (Big Data Analysis, Coding, Project Management, Technical Writing, etc.)
- Independent Judgment
- Problem Solving (Identifies the constraints and risks)
- Bachelor's Degree in Data Science, Statistics, Mathematics, Computers Science, Engineering, or degrees in similar quantitative fields
Desired Qualifications
- Master's/PhD Degree in Data Science, Statistics, Mathematics, Computers Science, or Engineering
Additional Information
Hours:
- Monday - Friday, 8:00AM - 4:30PM
Location:
- 820 Follin Lane, Vienna, VA 22180
- 5510 Heritage Oaks Drive, Pensacola, FL 32526
- 141 Security Drive, Winchester, VA 22602
Navy Federal provides much more than a job. We provide a meaningful career experience, including a culture that is energized, engaged and committed; and fierce appreciation for our teams, who are rewarded with highly competitive pay and generous benefits and perks.
Our approach to careers is simple yet powerful: Make our mission your passion.
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- 2025 Handshake Early Talent Award
From Fortune. ©2025 Fortune Media IP Limited. All rights reserved. Used under license. Fortune and Fortune Media IP Limited are not affiliated with, and do not endorse products or services of, Navy Federal Credit Union.
Equal Employment Opportunity: All qualified applicants will receive consideration for employment without regard to age, race, sex, color, religion, national origin, disability, veteran status, pregnancy, sexual orientation, genetic information, gender identity or any other basis protected by applicable law.
Accommodations: If you need accommodation or assistance for a qualifying condition to complete the online application (or during any stage of the hiring process), you can contact Navy Federal's Medical Accommodations team at [email protected] or by calling 1-888-503-6013. This team cannot provide any information on job postings or application status.
Disclaimers: Navy Federal reserves the right to fill this role at a higher/lower grade level based on business need. An assessment may be required to compete for this position. Job postings are subject to close early or extend out longer than the anticipated closing date at the hiring team’s discretion based on qualified applicant volume. Navy Federal Credit Union assesses market data to establish salary ranges that enable us to remain competitive. You are paid within the salary range, based on your experience, location and market position. For additional details regarding compensation and benefits, review the Benefits page of the Navy Federal Career Site.
Protect Yourself from Job Scams: Navy Federal Credit Union jobs are posted on our career site, jobs.navyfederal.org and reputable job boards (e.g., LinkedIn, Indeed). We do not post jobs on social media marketplaces, messaging apps or unverified websites. We will never ask candidates for payment, bank details or personal financial information during the hiring process.
Bank Secrecy Act: Remains cognizant of and adheres to Navy Federal policies and procedures, and regulations pertaining to the Bank Secrecy Act.
Skills Required
- 6+ years of experience with requisite competencies
- Complete knowledge and full understanding of specialization
- Statistics, machine learning, data mining, data auditing, aggregation, reconciliation, and visualization
- AI/LLM and agent development experience (prompt engineering, RAG architectures, vector databases, embeddings, AI guardrails, LLM evaluations, fine-tuning fundamentals)
- Programming, data modeling, simulation, and advanced mathematics
- SQL
- R
- Python/PySpark
- Hadoop
- SAS
- AWS
- GitHub
- APIs
- Databricks
- Azure Environment (AI Foundry)
- Copilot Studio
- Power BI
- Technical writing
- Model development and lifecycle execution
- Data storytelling and technical presentation skills
- Research skills
- Interpersonal skills
- Advanced knowledge of procedures, instructions and validation techniques
- Communication
- Critical thinking
- Collaboration and relationship building
- Initiative with sound judgement
- Bachelor's Degree in Data Science, Statistics, Mathematics, Computer Science, Engineering, or similar quantitative field
- Master's or PhD in Data Science, Statistics, Mathematics, Computer Science, or Engineering
Navy Federal Credit Union Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Navy Federal Credit Union and has not been reviewed or approved by Navy Federal Credit Union.
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Retirement Support — A pension alongside a strong 401(k) match and additional retirement programs makes long‑term value a standout element of the total package. This combination is positioned as a differentiator among private employers.
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Healthcare Strength — Comprehensive medical, dental, and vision coverage is complemented by on‑site health services at major campuses. Wellness resources and typical offerings like an EAP broaden the health support available.
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Parental & Family Support — Paid parental leave, plus adoption and surrogacy assistance, indicate meaningful support for growing families. Education assistance further extends family and life‑stage support.
Navy Federal Credit Union Insights
What We Do
Navy Federal Credit Union is the world's largest credit union with over 12 million members, over $160 billion in assets and over 22,000 employees. As a credit union, we have members, not customers. At our campuses in Vienna, VA, Pensacola, FL and Winchester, VA, and in our more than 350 branches, we serve the men and women of the Armed Forces, Department of Defense, veterans and their families. We deliver world-class service, rooted in the belief that it is an honor and privilege to serve our members. We are committed to providing our members outstanding financial products and services. Navy Federal offers a career, not just a job. We are proud of the robust Total Rewards package we offer to our employees, including competitive salaries, incentive programs, comprehensive medical, dental and vision benefits, retirement plans with employer match, award-winning training programs, professional development programs, tuition assistance, paid leave, and work/life programs. Federally insured by NCUA. Equal opportunity employer. Android™ is a trademark of Google, Inc. iPhone® is a registered trademark of Apple, Inc. iPad® is a registered trademark of Apple, Inc. App Store(SM) is a service mark of Apple, Inc. Message and data rates may apply. FORTUNE and 100 Best Companies to Work For are registered trademarks of Time Inc., and are used under license. FORTUNE and Time Inc., are not affiliated with, and do not endorse products or services of, Navy Federal Credit Union. For more info, visit navyfederal.org
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