Principal Client Advisor

Posted 5 Days Ago
Be an Early Applicant
Eagan, MN, USA
In-Office
102K-174K Annually
Senior level
Healthtech • Insurance
The Role
Retains and grows major and national employer health insurance accounts by serving as the primary client relationship and service lead. Coordinates implementations, renewals, benefits, claims, billing, enrollment, IT, pharmacy, and other cross-functional operations. Analyzes account performance and financial trends, resolves operational issues, supports proposals and growth initiatives, manages client communications, and represents customer needs internally. The role also mentors junior Client Advisors and requires a state health and accident producer license.
Summary Generated by Built In
About Blue Cross and Blue Shield of Minnesota

At Blue Cross and Blue Shield of Minnesota, we are committed to paving the way for everyone to achieve their healthiest life. We are looking for dedicated and motivated individuals who share our vision of transforming healthcare. As a Blue Cross associate, you are joining a culture that is built on values of succeeding together, finding a better way, and doing the right thing. If you are ready to make a difference, join us.


The Impact You'll Have This position is responsible for retaining key major and national accounts through service and administration excellence. The position achieves results by developing deep and broad relationships with clients and acting as a customer advocate within Blue Cross driving operational effectiveness and execution of the account strategic business plan. In partnership with the account managers, this position obtains benefit confirmation and renewal decisions from clients to ensure "call, claim, and access to care readiness" by effective date. Typically involved in new account implementations. What You'll Do
  • Serve as the primary relationship and service lead for large employer health insurance accounts, building strong client partnerships, ensuring retention, and acting as the customer's advocate within Blue Cross to deliver a high-quality client and member experience.
  • Manage account operations, implementations, and ongoing performance, coordinating across claims, enrollment, billing, IT, pharmacy, customer service, and other internal teams to ensure smooth renewals, benefit setup, issue resolution, and readiness for new plan years.
  • Analyze account performance and drive business results, monitoring financials, reporting trends, identifying opportunities for improvement, supporting growth initiatives, and helping clients make informed decisions while ensuring operational efficiency and profitability.
How You'll Do It
  • Develop strong, trusting relationships with the client to ensure loyalty and retention.  
  • Achieve financial success of account performance by tracking margin reports, billing statement, and enrollment. Help identify areas of opportunity, and work collaboratively with BCBS departments to ensure operations and underwriting effective financial reporting. 
  • Help operational success by identifying areas of concern and managing cross-functional recovery and prevention initiatives in areas such as claims performance, IT implementations, care management, and customer service. They are then expected to leverage those successes across the market segment with their colleagues.
  • Implement new clients as assigned; new products as sold; new member populations as acquired; and legislative requirements as delivered.  
  • Oversee coordination with membership, benefit set-up, contracts, service, claims, auditing, health management, provider management, Select Account, pharmacy manager, IT, outside vendors, etc. 
  • Manage specific projects on behalf of customers including researching, developing and negotiating solutions. Influence client to drive efficiency and profitability. Ensure accuracy of legal documents such as Summary Plan Description, benefit design agreement and exhibits. 
  • Primary accountability for client administrative and operational reporting. Interface with account reporting and principal account manager to analyze spending trends and draw action-oriented conclusions. 
  • Drive effective member communication strategy and delivery, including client collateral mailings, welcome packets, resource guides, specific member mailings, open enrollment meetings, health fairs, etc. Co-manage and drive for growth opportunities including coordination and completion of RFPs, completion of geo access, and disruption analysis. Communicate network changes and provide analysis of alternative network providers. 
  • Represent major and national accounts in internal work groups. Drive for resolution and advance progress for key operational performance. 
  • Represent the voice of the customer in communicating client expectations to internal work groups. Makes on-site presentations to existing clients to educate and inform. 
  • Mentor new or lower-level Client Advisors. 
  • Performs additional responsibilities consistent with the scope and level of the role, as assigned.
Required Skills & Experience
  • 7+ years of related sales professional experience.
  • Bachelor’s degree; in lieu of a degree, an additional two years of relevant experience beyond the qualifications listed above may be accepted.
  • Overnight travel as required.
Preferred Skills & Experience
  • Master's degree in related field.
  • Ability to translate complex information into actionable messaging, actively listen to diverse perspectives, and drive alignment across cross-functional priorities.
  • Ability to analyze complex challenges, evaluate tradeoffs, and collaborate with stakeholders to reach effective, lasting solutions.
  • Ability to effectively organize work, balance shifting priorities, and manage time across multiple workstreams to meet commitments.
  • Ability to produce accurate proposals, rate sheets, and internal documentation.
  • Experience supporting a sales team in healthcare or insurance.
  • Knowledge of quoting tools or enrollment workflows.
  • Proficiency with CRM tools and Microsoft 365.
Licensure/Certifications Required -
Producer License in the lines of Health/Accident - State Insurance Licensing Board Role Designation Hybrid

Role designation definition:

  • Teleworking is working full time remote.
  • Hybrid is a minimum of 2 days onsite.
  • Onsite is full-time onsite.

Anchored in Connection

Our hybrid approach is designed to balance flexibility with meaningful in-person connection and collaboration. We come together in the office two days each week – most teams designate at least one anchor day to ensure team interaction. These in-person moments foster relationships, creativity, and alignment. The rest of the week you are empowered to work remote.

Compensation and Benefits $102,400.00 - $138,300.00 - $174,200.00 Annual

Pay is based on several factors which vary based on position, including skills, ability, and knowledge the selected individual is bringing to the specific job.

We offer a comprehensive benefits package which may include:

  • Medical, dental, and vision insurance

  • Life insurance

  • 401k

  • Paid Time Off (PTO)

  • Volunteer Paid Time Off (VPTO)

  • And more

To discover more about what we have to offer, please review our benefits page.

Equal Employment Opportunity Statement

At Blue Cross and Blue Shield of Minnesota, we are committed to paving the way for everyone to achieve their healthiest life. Blue Cross of Minnesota is an Equal Opportunity Employer and maintains an Affirmative Action plan, as required by Minnesota law applicable to state contractors. All qualified applications will receive consideration for employment without regard to, and will not be discriminated against based on any legally protected characteristic.


Individuals with a disability who need a reasonable accommodation in order to apply, please contact us at: [email protected].


Blue Cross® and Blue Shield® of Minnesota and Blue Plus® are nonprofit independent licensees of the Blue Cross and Blue Shield Association.


Physical requirements.


Skills Required

  • 7+ years of related sales professional experience
  • Bachelor's degree, or two additional years of relevant experience in lieu of a degree
  • Overnight travel as required
  • Producer License in the lines of Health/Accident; state insurance licensing
  • Master's degree in a related field
  • Ability to translate complex information into actionable messaging, listen actively, and align cross-functional priorities
  • Ability to analyze complex challenges, evaluate tradeoffs, and collaborate on lasting solutions
  • Ability to organize work, balance shifting priorities, and manage multiple workstreams
  • Ability to produce accurate proposals, rate sheets, and internal documentation
  • Experience supporting a sales team in healthcare or insurance
  • Knowledge of quoting tools or enrollment workflows
  • Proficiency with CRM tools and Microsoft 365

Blue Cross and Blue Shield of Minnesota Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Blue Cross and Blue Shield of Minnesota and has not been reviewed or approved by Blue Cross and Blue Shield of Minnesota.

  • Retirement Support — The program combines a 401(k) match with additional company retirement contributions and a cash balance pension. This multi-pronged design strengthens long-term financial security beyond standard offerings.
  • Parental & Family Support — Benefits include fully paid parental leave, adoption/surrogacy/foster assistance, and childcare support. These resources provide meaningful support across diverse family needs.
  • Leave & Time Off Breadth — PTO that increases with tenure, multiple paid holidays, personal days, and paid volunteer time are paired with flexible scheduling. This breadth supports sustained work-life balance across career stages.

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The Company
HQ: Eagan, MN
3,267 Employees

What We Do

Blue Cross and Blue Shield of Minnesota is a taxable, nonprofit organization with a mission to make a healthy difference in people’s lives. Chartered in 1933 as Minnesota’s first health plan, we’ve promoted wider, more economical and timely availability of health services for the people of Minnesota for 80+ years. Blue Cross® and Blue Shield® of Minnesota is a nonprofit independent licensee of the Blue Cross® and Blue Shield® Association.

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