Principal Business Architect

Posted 5 Hours Ago
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Wilmington, DE, USA
Hybrid
Senior level
Fintech • Financial Services
Wells Fargo: Tech-powered. Innovation-led. We're transforming financial services.
The Role
Lead business architecture for a product portfolio: define capability maps and target operating models, identify gaps and modernization opportunities, drive cross-functional alignment, support portfolio and investment planning, and translate strategy into executable capabilities and roadmaps to improve scalability and business outcomes.
Summary Generated by Built In
About this role:
Wells Fargo is seeking a Principal Business Architect to support strategic planning and business architecture activities across a product portfolio. Situated between Product Managers and Solution Architects, this leader will drive cross-functional alignment on business capabilities and transformation priorities, ensuring solutions are scalable, effective, and aligned with long-term business goals.
The role requires balancing strategic planning with execution, identifying capability gaps and emerging opportunities, influencing stakeholders across complex organizations, and enabling teams to deliver measurable business value through modernization and transformation initiatives.
In this role, you will:
  • Define and maintain business capability maps, target-state operating models, and strategic roadmaps that align business objectives with enterprise priorities.
  • Identify capability gaps, dependencies, risks, and modernization opportunities, and develop recommendations that improve business performance, scalability, and customer outcomes.
  • Partner with Product, Technology, Operations, Risk, Data, and business leaders to drive alignment on strategic priorities, investment decisions, and transformation initiatives.
  • Support portfolio planning, business case development, and roadmap governance through strategic analysis, capability assessments, and executive-level recommendations.
  • Lead complex cross-functional initiatives and influence stakeholders across multiple organizations to advance enterprise capabilities and business outcomes.
  • Convert business strategy into executable capabilities and solution designs, influencing capabilities that are accounted for in roadmaps that connect business objectives to process, data, application, and technology transformations.
  • Shape both the technology architecture and the business operating model, ensuring processes, roles, governance, and platforms evolve together to accelerate organizational change and business outcomes.
  • Develop strategic analyses, business cases, and recommendations that inform investment prioritization and long-term planning.
  • Ensure strategic intent is reflected throughout planning, solution design, and execution activities.
Required Qualifications:
  • 7+ years of architecture experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
  • Business Architecture certification or equivalent experience in capability modeling, value stream analysis, or operating model design.
  • Experience within financial services, consumer lending, cards, payments, servicing, loyalty, or decisioning domains.
Desired Qualifications:
  • Experience supporting product operating models, portfolio planning, investment planning, or roadmap governance processes.
  • Experience leading enterprise modernization, simplification, or transformation initiatives.
  • Familiarity with business architecture frameworks, capability-based planning, customer journey mapping, and target-state operating model development.
  • Experience developing executive-level business cases, strategic assessments, and investment recommendations.
  • Experience translating business strategy into business capabilities, operating models, roadmaps, or large-scale transformation initiatives.
  • Demonstrated ability to influence senior leaders and drive alignment across complex, matrixed organizations.
  • Strong analytical, strategic thinking, facilitation, and executive communication skills.
  • Experience partnering across Product, Technology, Operations, Risk, Data, and business teams to deliver strategic outcomes.
  • Proven ability to identify dependencies, risks, and opportunities across large portfolios and develop actionable recommendations.
Candidate will be expected to work onsite at one of the stated locations listed in the job posting on a hybrid schedule.
VISA Sponsorship will not be supported by this role.
Relocation will not be supported by this role.
Posting End Date:
30 Jul 2026
*Job posting may come down early due to volume of applicants.
We Value Equal Opportunity
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
#BI-Hybrid

Skills Required

  • 7+ years of architecture experience (or equivalent via experience, training, military, or education).
  • Business Architecture certification or equivalent experience in capability modeling, value stream analysis, or operating model design.
  • Experience within financial services or related domains (consumer lending, cards, payments, servicing, loyalty, decisioning).
  • Ability to work onsite at one of the stated locations on a hybrid schedule.
  • Experience developing strategic analyses, business cases, and executive-level recommendations.
  • Experience leading enterprise modernization, simplification, or large-scale transformation initiatives.
  • Familiarity with capability-based planning, customer journey mapping, and target-state operating model development.
  • Demonstrated ability to influence senior leaders and drive alignment across complex matrixed organizations.

Wells Fargo Compensation & Benefits Highlights

  • Healthcare Strength Health coverage begins on day 1 with medical, dental, and vision, and includes mental health, prescription drugs, and preventive care often covered at 100% in-network. Well-being resources such as 24-hour clinical support and an Employee Assistance Program add to the breadth.
  • Parental & Family Support Paid parental leave provides up to 16 weeks for a primary caregiver (4 weeks for non-primary) alongside fertility benefits and up to a $35,000 lifetime reimbursement for adoption, surrogacy, and donor expenses. Backup child and adult care further supports family needs.
  • Retirement Support Retirement benefits feature a 401(k) with company matching contributions up to 6% of eligible pay. An employee stock purchase plan adds another avenue for long-term savings.

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The Company
HQ: San Francisco, CA
205,000 Employees
Year Founded: 1852

What We Do

Wells Fargo & Company (NYSE: WFC) is a leading financial services company that has approximately $2.2 trillion in assets. We provide a diversified set of banking, investment and mortgage products and services, as well as consumer and commercial finance, through our four reportable operating segments: Consumer Banking and Lending, Commercial Banking, Corporate and Investment Banking, and Wealth & Investment Management. Wells Fargo ranked No. 33 on Fortune’s 2025 rankings of America’s largest corporations. Our technology professionals drive innovation, information security, and big data analytics while maintaining a network that handles more than 12 billion customer interactions a year. Join us! Are you looking for more? Find it here. At Wells Fargo, we're more than a financial services leader – we’re a global trailblazer committed to driving innovation, empowering communities, and helping our customers succeed. We believe that a meaningful career is much more than just a job – it’s about finding all of the elements to help you thrive, in one place. Living the Well Life means you’re supported in life, not just work. It means having robust benefits, competitive compensation, and programs designed to help you find work-life balance and well-being. You’ll be rewarded for investing in your community, celebrated for being your authentic self, and empowered to grow. And we’re recognized for it — Wells Fargo continues to rank on the LinkedIn Top Companies lists of best workplaces “to grow your career.” All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. © 2026 Wells Fargo Bank, N.A. All rights reserved. Member FDIC.

Why Work With Us

We're known for our “Well Life” approach to supporting employees’ career aspirations, work-life balance, and mental and physical health. Wells Fargo continues to rank on the LinkedIn Top Companies lists of best workplaces “to grow your career.”

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