Principal Application Engineer (Financial Systems)

Reposted Yesterday
Be an Early Applicant
Vienna, VA, USA
Hybrid
Senior level
Financial Services
The Role
Design, build, and operate business-critical enterprise applications. Lead development across the full lifecycle, resolve complex technical issues, own platform reliability and security, mentor engineers, coordinate vendors and cross-functional teams, and drive incident response, remediation, change and release management for financial systems.
Summary Generated by Built In

Navy Federal Credit Union currently does not provide sponsorship for this role. Applicants must be authorized to work in the United States without the need for current or future sponsorship.
 

Design, develop, and optimize software applications that bridge technical teams and end-users, addressing business needs through innovative solutions and enhancing member or internal user experiences. Leverage the full development lifecycle, including design, coding, testing, and deployment, to improve system efficiency. Work independently to interpret and develop solutions to complex business challenges that have a significant impact on the function or branch. Specialized skill set and proficiency with procedures and techniques. Recognized as an expert in own area within the company.

 

 

Success in this role requires advanced technical proficiency, strong operational engineering capabilities, cloud infrastructure expertise, and demonstrated ownership of business-critical enterprise applications. The ideal candidate is a hands-on senior engineer who can operate with minimal supervision, drive complex cross-functional issues to resolution, and own the technical health, security posture, and service performance of a critical business platform.

Responsibilities
  • Design, develop, and optimize high-quality software applications using various, complex programming languages and frameworks that meet business requirements, ensuring alignment with client needs and system performance
  • Collaborate with engineers, stakeholders, and team members to gather and analyze complex business requirements and translate them into technical specifications, propose innovative solutions, and ensure timely completion of tasks
  • Write complex, clean, scalable, and maintainable code adhering to industry best practices and organizational coding standards
  • Implement data structures and algorithms efficiently, optimizing code for performance, scalability, and user experience
  • Identify, troubleshoot, and resolve complex application functionality, performance, and bugs, working with the team to implement fixes and improvements
  • Conduct complex and team code reviews, provide technical and developmental feedback to team members, and maintain high-quality code standards
  • Lead medium to large projects, manage complex issues with senior management, and mentor junior staff; deliver high-quality results and meet milestones
  • Assist in the development and enhancement of application and software development engineering policies, practices, and procedures, ensuring alignment with organizational policies and goals
  • Develop and maintain strong working relationships with team members, subject matter experts, and leaders
  • Lead incident response, root cause analysis, vulnerability remediation, access reviews, change management, release coordination, disaster recovery readiness, and continuous improvement efforts to ensure platform reliability, compliance, and availability
  • Partner with business stakeholders, software vendors, infrastructure, network, security, and database teams to deliver enhancements, manage vendor escalations, resolve complex issues, and proactively address technical risks and dependencies
  • Provide technical direction, establish operational standards, mentor team members, contribute to engineering best practices, and communicate technical impact, risk, remediation plans, and platform status to stakeholders.
Qualifications
  • Bachelor’s degree in computer science, Information Systems, a related field or the equivalent combination of education, training or experience
  • 7-10 years of experience in application or software development engineering.
  • Subject matter expert within business area/specialization with understanding of interrelationships of different disciplines
  • Extensive experience with software development principles, methodologies (including Agile), database structures, web technologies, and technical applications/languages
  • Advanced proficiency in programming languages and development tools such as SQL, Python, JavaScript, HTML/CSS, and modern frameworks, with a focus on building scalable solutions
  • Advanced understanding of software development concepts, including version control systems, and expertise in current development methodologies and practices
  • Expert problem-solving and analytical skills to identify, troubleshoot, and resolve complex technical issues, ensuring optimal system performance
  • Advanced written and verbal communication skills to clearly explain complex technical concepts and collaborate with both technical and non-technical stakeholders
  • Extensive experience with customer support tools, ticketing systems, and knowledge base platforms, contributing to efficient issue resolution and support management
  • Advanced knowledge of data structures, algorithms, and their application in optimizing software performance and scalability
  • Expertise in mentoring junior staff and collaborating with cross-functional teams to enhance development practices, ensuring continuous improvement and alignment with business goals
  • Experience in FinTech areas such as digital payments, lending and credit, treasury and cash management, accounting and ERP FinTech, or capital markets technology, is preferred.
  • Experience with low-code development platforms such as Pega Platform, Oracle Visual Builder, Oracle Integration Cloud (OIC) Process Automation, or Azure Data Factory.
  • Experience with or knowledge of cloud platforms such as Oracle, Azure, or AWS.
  • Excellent analytical, problem-solving, troubleshooting, written communication, and verbal communication skills, with the ability to explain complex technical concepts to technical and non-technical stakeholders
  • Experience supporting applications subject to regulatory, audit, security, financial reporting, or operational risk management requirements
  • Strong technical proficiency with Oracle Fusion, SQL, .NET application ecosystems, scripting/automation, and enterprise application support practices
  • Experience leading incident response, root cause analysis, vulnerability remediation, change management, release management, and production support activities for business-critical applications
  • Experience managing vendor-supported enterprise applications, including support escalations, defect remediation, upgrade planning, and coordination across infrastructure, security, database, and business teams

Desired Qualifications 

  • 10+ years of experience in application or software development engineering.


Additional Information

Hours:

  • Monday - Friday, 8:00AM - 4:30PM

Location:

  • 820 Follin Lane, Vienna, VA 22180
About Us

Navy Federal provides much more than a job. We provide a meaningful career experience, including a culture that is energized, engaged and committed; and fierce appreciation for our teams, who are rewarded with highly competitive pay and generous benefits and perks.

Our approach to careers is simple yet powerful: Make our mission your passion.

  • FORTUNE 100 Best Companies to Work For® 2025
  • Yello and WayUp Top 100 Internship Programs
  • Computerworld® Best Places to Work in IT
  • Newsweek Most Loved Workplaces
  • 2025 PEOPLE® Companies That Care
  • Newsweek Most Trustworthy Companies in America
  • Military Times 2025 Best for Vets Employers
  • Best Companies for Latinos to Work for 2025
  • Forbes® 2025 America’s Best Large Employers
  • Forbes® 2025 America's Best Employers for New Grads
  • Forbes® 2025 America's Best Employers for Tech Workers
  • 2025 RippleMatch Campus Forward Award Winner for Overall Excellence 
  • Military.com Top Military Spouse Employers 2025 
  • 2025 Handshake Early Talent Award

From Fortune. ©2025 Fortune Media IP Limited. All rights reserved. Used under license. Fortune and Fortune Media IP Limited are not affiliated with, and do not endorse products or services of, Navy Federal Credit Union.

Equal Employment Opportunity: All qualified applicants will receive consideration for employment without regard to age, race, sex, color, religion, national origin, disability, veteran status, pregnancy, sexual orientation, genetic information, gender identity or any other basis protected by applicable law.

Accommodations: If you need accommodation or assistance for a qualifying condition to complete the online application (or during any stage of the hiring process), you can contact Navy Federal's Medical Accommodations team at [email protected] or by calling 1-888-503-6013. This team cannot provide any information on job postings or application status.

Disclaimers: Navy Federal reserves the right to fill this role at a higher/lower grade level based on business need. An assessment may be required to compete for this position. Job postings are subject to close early or extend out longer than the anticipated closing date at the hiring team’s discretion based on qualified applicant volume. Navy Federal Credit Union assesses market data to establish salary ranges that enable us to remain competitive. You are paid within the salary range, based on your experience, location and market position. For additional details regarding compensation and benefits, review the Benefits page of the Navy Federal Career Site.

Protect Yourself from Job Scams: Navy Federal Credit Union jobs are posted on our career site, jobs.navyfederal.org and reputable job boards (e.g., LinkedIn, Indeed). We do not post jobs on social media marketplaces, messaging apps or unverified websites. We will never ask candidates for payment, bank details or personal financial information during the hiring process.

Bank Secrecy Act: Remains cognizant of and adheres to Navy Federal policies and procedures, and regulations pertaining to the Bank Secrecy Act.

Skills Required

  • Bachelor's degree in computer science, Information Systems, or equivalent
  • 7-10 years of experience in application or software development engineering
  • Advanced proficiency with SQL, Python, JavaScript, HTML/CSS, and modern frameworks
  • Strong knowledge of data structures and algorithms and their application to performance and scalability
  • Extensive experience with software development principles, methodologies (including Agile), and version control systems
  • Experience with cloud platforms (Oracle, Azure, or AWS)
  • Experience with low-code development platforms (Pega Platform, Oracle Visual Builder, Oracle Integration Cloud Process Automation, Azure Data Factory)
  • Strong technical proficiency with Oracle Fusion, .NET application ecosystems, and SQL
  • Experience leading incident response, root cause analysis, vulnerability remediation, change and release management
  • Experience supporting applications subject to regulatory, audit, security, financial reporting, or operational risk management requirements
  • Extensive experience with customer support tools, ticketing systems, and knowledge base platforms
  • Experience managing vendor-supported enterprise applications, including escalations, defect remediation, and upgrade planning
  • Expert problem-solving, analytical, written and verbal communication skills; ability to explain complex technical concepts to non-technical stakeholders
  • Experience mentoring junior staff and providing technical direction
  • Experience in FinTech areas (digital payments, lending, treasury, ERP FinTech, capital markets technology)
  • 10+ years of application or software development engineering experience (desired)

Navy Federal Credit Union Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Navy Federal Credit Union and has not been reviewed or approved by Navy Federal Credit Union.

  • Retirement Support A pension alongside a strong 401(k) match and additional retirement programs makes long‑term value a standout element of the total package. This combination is positioned as a differentiator among private employers.
  • Healthcare Strength Comprehensive medical, dental, and vision coverage is complemented by on‑site health services at major campuses. Wellness resources and typical offerings like an EAP broaden the health support available.
  • Parental & Family Support Paid parental leave, plus adoption and surrogacy assistance, indicate meaningful support for growing families. Education assistance further extends family and life‑stage support.

Navy Federal Credit Union Insights

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The Company
HQ: Vienna, VA
15,930 Employees
Year Founded: 1933

What We Do

Navy Federal Credit Union is the world's largest credit union with over 12 million members, over $160 billion in assets and over 22,000 employees. As a credit union, we have members, not customers. At our campuses in Vienna, VA, Pensacola, FL and Winchester, VA, and in our more than 350 branches, we serve the men and women of the Armed Forces, Department of Defense, veterans and their families. We deliver world-class service, rooted in the belief that it is an honor and privilege to serve our members. We are committed to providing our members outstanding financial products and services. Navy Federal offers a career, not just a job. We are proud of the robust Total Rewards package we offer to our employees, including competitive salaries, incentive programs, comprehensive medical, dental and vision benefits, retirement plans with employer match, award-winning training programs, professional development programs, tuition assistance, paid leave, and work/life programs. Federally insured by NCUA. Equal opportunity employer. Android™ is a trademark of Google, Inc. iPhone® is a registered trademark of Apple, Inc. iPad® is a registered trademark of Apple, Inc. App Store(SM) is a service mark of Apple, Inc. Message and data rates may apply. FORTUNE and 100 Best Companies to Work For are registered trademarks of Time Inc., and are used under license. FORTUNE and Time Inc., are not affiliated with, and do not endorse products or services of, Navy Federal Credit Union. For more info, visit navyfederal.org

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