Wells Fargo is seeking a Principal Engineer to join our AI Platforms and Enterprise Execution Group as part of Consumer Technology. Learn more about the career areas and business divisions at wellsfargojobs.com.
This role focuses on designing and delivering enterprise-scale strategic initiatives in reusable AI patterns that deliver business and customer value.
This is a hands-on Principal Engineer role for a technical leader who designs, builds, and scales AI-driven platforms, while operating at enterprise scope. The Principal Engineer serves as a technical authority who codes, prototypes, and reviews architecture, not just oversees execution
In this role, you will:
- Act as a trusted advisor to leadership, guiding the development and influence of applications, networks, information security, databases, operating systems, web technologies, and emerging AI capabilities to address highly complex business and technical needs across multiple groups
- Lead the strategy and resolution of highly complex, unique challenges through end-to-end solution design, including Generative and Agentic AI systems, cloud-native platforms, and legacy modernization efforts that require long-term vision, creativity, innovation, and advanced analytical thinking
- Translate advanced technology expertise, deep understanding of enterprise business objectives, organizational structure, and the broader technology ecosystem into scalable engineering solutions, such as reusable architectures, AI-enabled platforms, and production-ready systems
- Provide vision, direction, and technical leadership to senior leaders on implementing innovative business solutions, embedding AI and automation into product delivery workflows, decision support, and developer productivity while ensuring alignment with security, compliance, and responsible AI standards
- Maintain deep awareness of industry best practices, emerging technologies, and AI advancements, proactively recommending innovations that modernize operations, improve efficiency and quality, and create competitive advantage for the organization
- Strategically engage with professionals and managers at all levels of the enterprise, serving as an expert technical advisor and escalation point for complex platform, data, and AI decisions while mobilizing and guiding large-scale, cross-organizational initiatives and communicating progress to executive leadership
- 7+ years of Engineering experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
- 7+ years of senior engineering experience, including architecture and hands-on delivery of large-scale platforms and systems
- 4+ years of experience developing or deploying AI-powered tools, chatbots, LLM-based automation, or agentic workflows, including understanding of AI risks, observability needs, and stakeholder communication
- 3+ years of hands-on experience across Cloud architectures including Google Cloud Platform, Microsoft Azure, AWS, etc. and internal platforms such as Tachyon
- 3+ years of experience operating at both keyboard-level technical depth and executive-level technical storytelling
- Experience working within agile product operating models in large enterprise environments, including agile software delivery and cloud infrastructure
- Financial services experience preferred; Business Banking domain experience is beneficial but not required
- Demonstrated ability to mentor senior and staff engineers, raising the technical bar of the organization
- Proven strategic thinking, analytical problem-solving, and sound technical judgment in fast-paced settings
- Proven experience with cloud infrastructure and containerization, including enterprise compute, storage, and IaaS environments
- Demonstrated curiosity and innovation mindset for advancing Generative and Agentic AI solutions within regulated enterprise contexts
- Strong organizational savvy and customer centricity, with the ability to navigate complex enterprise structures and align technology to business outcomes
- Ability to travel as needed
- This position offers a hybrid work schedule
- This position is not eligible for Visa sponsorship
333 Market St - San Francisco, California 94105
300 S. Brevard - Charlotte, North Carolina 28202
2600 S Price Rd - Chandler, Arizona 85286
Pay Range
Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to demonstrated examples of prior performance, skills, experience, or work location. Employees may also be eligible for incentive opportunities.
$159,000.00 - $305,000.00
Benefits
Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.
- Health benefits
- 401(k) Plan
- Paid time off
- Disability benefits
- Life insurance, critical illness insurance, and accident insurance
- Parental leave
- Critical caregiving leave
- Discounts and savings
- Commuter benefits
- Tuition reimbursement
- Scholarships for dependent children
- Adoption reimbursement
25 Jun 2026
* Job posting may come down early due to volume of applicants.
We Value Equal Opportunity
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
#BI-Hybrid
Skills Required
- 7+ years of engineering experience (work experience, training, military experience, or education)
- 7+ years of senior engineering experience including architecture and hands-on delivery of large-scale platforms and systems
- 4+ years developing or deploying AI-powered tools, chatbots, LLM-based automation, or agentic workflows, including understanding AI risks and observability
- 3+ years hands-on experience across cloud architectures including Google Cloud Platform, Microsoft Azure, AWS, and internal platforms such as Tachyon
- 3+ years operating at both keyboard-level technical depth and executive-level technical storytelling
- Experience working within agile product operating models in large enterprise environments
- Financial services or Business Banking domain experience
- Demonstrated ability to mentor senior and staff engineers and raise organizational technical bar
- Proven experience with cloud infrastructure and containerization (enterprise compute, storage, IaaS)
- Demonstrated curiosity and innovation mindset for advancing Generative and Agentic AI within regulated enterprises
Wells Fargo Compensation & Benefits Highlights
How does Wells Fargo ensure its pay and bonus plans are competitive?
Wells Fargo ensures its pay and bonus plans remain competitive through a structured, performance-driven compensation philosophy combined with regular market benchmarking. The company’s approach is centered on “pay for performance,” meaning compensation is directly linked to individual contributions, business results, and overall company performance. This includes evaluating how employees meet regulatory expectations, manage risk responsibly, and contribute to long-term value creation.
To maintain market competitiveness, Wells Fargo conducts global compensation reviews using third-party consultants. These reviews assess both base salary and total compensation across the organization, factoring in role, level, tenure, and geographic differences. The company also evaluates pay equity and has reported no significant unexplained pay gaps following its most recent review. This process ensures that compensation remains aligned with industry standards while reinforcing fairness and transparency.
Bonuses and incentives are designed to reward strong performance and support retention of top talent. Compensation programs are structured not only to motivate employees but also to promote prudent risk management and discourage excessive risk-taking—an important consideration in financial services. In addition to performance-based pay, employees benefit from a comprehensive rewards package that includes a 401(k) match (up to 6%), stock purchase opportunities, and other financial wellness resources.
Together, these practices create a compensation framework that balances competitiveness, fairness, and long-term sustainability—helping Wells Fargo attract, retain, and reward talent across its global workforce.
Employee Perspective
“Wells Fargo has given me the opportunity to pursue my master’s degree. With the tuition reimbursement and the support of my managers, I’ve been able to gain some really valuable skills.”
— Destinee Richey, Business Intelligence Consultant
At-a-Glance
- Compensation philosophy: Pay for performance tied to individual, business, and company outcomes
- Market alignment: Global benchmarking with third-party consultants; no significant unexplained pay gaps
- Bonus structure: Performance-based incentives aligned with results and risk management
- Total rewards: 401(k) match up to 6%, stock purchase plan, financial wellness resources
External Signals
- Comprehensive Benefits: Employees give the company high marks for its benefits package, giving it an ‘A-’ rating and a 73% satisfaction score on external review sites (Comparably).
- LinkedIn Top Companies 2025: #3 overall, #1 in financial services
- Disability Equality Index: 100% score (multiple years)
- CAREERS & the disABLED Top Employers 2024: #3 ranking
- Military Friendly Employer (2025): Top 10 Gold Seal
Wells Fargo Insights
What We Do
Wells Fargo & Company (NYSE: WFC) is a leading financial services company that has approximately $2.1 trillion in assets. We provide a diversified set of banking, investment and mortgage products and services, as well as consumer and commercial finance, through our four reportable operating segments: Consumer Banking and Lending, Commercial Banking, Corporate and Investment Banking, and Wealth & Investment Management. Wells Fargo ranked No. 33 on Fortune’s 2025 rankings of America’s largest corporations. Our technology professionals drive innovation, information security, and big data analytics while maintaining a network that handles more than 12 billion customer interactions a year. Join us! Are you looking for more? Find it here. At Wells Fargo, we're more than a financial services leader – we’re a global trailblazer committed to driving innovation, empowering communities, and helping our customers succeed. We believe that a meaningful career is much more than just a job – it’s about finding all of the elements to help you thrive, in one place. Living the Well Life means you’re supported in life, not just work. It means having robust benefits, competitive compensation, and programs designed to help you find work-life balance and well-being. You’ll be rewarded for investing in your community, celebrated for being your authentic self, and empowered to grow. And we’re recognized for it – Wells Fargo once again ranked in the top three – making us the #1 financial services employer – on the 2025 LinkedIn Top Companies list of best workplaces “to grow your career” in the U.S. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. © 2026 Wells Fargo Bank, N.A. All rights reserved. Member FDIC.
Why Work With Us
We're known for our “Well Life” approach to supporting employees’ career aspirations, work-life balance, and mental and physical health. We ranked in the top 3 on the 2025 LinkedIn Top Companies list – and #1 among financial services companies – as the best workplace “to grow your career” in the U.S.
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Hybrid Workspace
Employees engage in a combination of remote and on-site work.
