The Pricing team for Consumer and Small Business within US Retail Bank and Citigold provides market intelligence, pricing strategy and analytics for Consumer and Small Business deposit products. Core products include Checking, Savings, Money Market and Certificate of Deposit accounts. The pricing team applies a disciplined analytical decision-making process, and focus on driving profit and market share growth.
The Pricing Exception and Controls Lead Analyst is a senior level position responsible for the management of pricing exception processes, pricing controls including driving the governance around Pricing for both rates and fees, and the development of product and pricing strategies in coordination with the Product Management, Finance and Treasury.
Responsibilities:
Develop, maintain and improve control reporting and activities within the Pricing team
Support current and future Pricing Strategies and work with a host of internal partners to deliver the necessary controls required to launch Pricing Strategies
Manage the day-to-day approvals and processes for Pricing Exceptions
Assist in development and analysis of strategic product and pricing roadmaps, enhancements and development to drive Deposit growth and revenues. This includes analyzing competitive industry landscapes to identify relative trends, threats, and opportunities for pricing
Participate in day-to-day pricing management for core products
Execute pricing that supports the client value propositions, positioning, segmentation, and competitive differentiation to achieve preferred status as a partner to Citi clients
Provide informal guidance or on-the-job training to new team members
Contribute to the achievement of Deposit targets and revenue performance as well as identify and execute opportunities to deliver the business plan
Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
Recommended Qualifications:
5+ years of experience with financial services products/pricing, in Business controls, Operational Risk and/ or internal audit; Ideal candidates will have both strategic and tactical abilities and knowledge on deposit laws and regulations
Degree in quantitative field such as finance, economics, business, or similar preferred
Strong ability to communicate / present ideas and plans verbally and in writing
Ability to work in a fast paced, dynamic environment while carrying multiple projects at any given time
Understanding key revenue and expense drivers for Deposits and financial planning basics
Advanced Excel, PowerPoint, and Visual Basic skills
Experience with SAS, SQL, Tableau or Python a plus
Ability to work unsupervised and adjust priorities quickly as circumstances dictate
Ability to work under pressure and manage deadlines or unexpected changes in expectations or requirements
Demonstrated analytical skills
Demonstrated problem-solving and decision-making skills
Education:
Bachelor’s degree/University degree. Master’s degree preferred
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Job Family Group: Product Management and Development------------------------------------------------------
Job Family:Product Management------------------------------------------------------
Time Type:Full time------------------------------------------------------
Primary Location:NC-CHARLOTTE (BALLANTYNE)------------------------------------------------------
Primary Location Full Time Salary Range:$107,120.00 - $160,680.00
In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.
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Most Relevant Skills Please see the requirements listed above.------------------------------------------------------
Other Relevant Skills For complementary skills, please see above and/or contact the recruiter.------------------------------------------------------
Anticipated Posting Close Date:Jun 25, 2026------------------------------------------------------
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.
View Citi’s EEO Policy Statement and the Know Your Rights poster.
Skills Required
- 5+ years experience with financial services products/pricing, business controls, operational risk and/or internal audit
- Bachelor's degree in finance, economics, business, or similar
- Master's degree
- Advanced Excel skills
- Advanced PowerPoint skills
- Visual Basic skills
- Experience with SAS, SQL, Tableau or Python
- Strong written and verbal communication and presentation skills
- Ability to work in a fast-paced environment and manage multiple projects
- Understanding of deposit revenue and expense drivers and financial planning basics
- Ability to work unsupervised and adjust priorities quickly
- Ability to work under pressure and meet deadlines
- Demonstrated analytical, problem-solving and decision-making skills
Citi Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Citi and has not been reviewed or approved by Citi.
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Healthcare Strength — Health coverage is presented as comprehensive, including free in-network preventive care, mental-health resources, and the Be Well Program. Materials also state new hires have access to health and insurance benefits from the outset.
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Retirement Support — The retirement plan offers a $1-for-$1 match up to 6% of eligible pay. New employees are eligible for the plan, with automatic enrollment after 90 days if they do not enroll themselves.
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Inclusive Benefits Coverage — Benefits highlight fertility treatment coverage, adoption/surrogacy reimbursement up to $30,000, and disability coverage. Coverage extends to spouses and domestic partners regardless of gender identity or sexuality, with gender-affirming care-related support noted.
Citi Insights
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